David Ramirez
$619,000$639,0002 bd2.5 ba2,098 sqft$295 /sqft$4,884 /mo all-in ↓

5410 MOREY FARMS LOOP, PALMETTO, FL, 34221

Active445 days on marketListed May 15, 2025MLS #TB8386717

Reduced $20KSingle Family ResidenceARTISAN LAKES ESPLANADE PH V SUBPH A1 A2

About this home

5410 MOREY FARMS LOOP

Resort-Style living in Esplanade at Artisan Lakes Luxury Home built in October 2021 nestled on picturesque preserve home site. This resort style gated community offers maintenance free living at its finest and is NOT located in a flood zone. As you enter, you are greeted by customized woodwork in foyer, tray ceilings with warm neutral color palette with views right out to your private preserve. This open floor plan has high ceilings along with 8-foot doors. The modern kitchen features upgraded GE appliances, 42 cabinets, a huge quartz island and a large walk-in pantry. Crown moldings throughout house and large tray ceilings in living room. Large slider lead out to your no-see-um screened in large expanded outdoor covered L shaped lanai with brick pavers. Lanai provides additional space for entertaining or relaxing year round. The Owners Suite includes a beautiful bay window with views of the preserve, tray ceiling, a large bathroom with walk in shower, dual sinks with quartz countertop, and walk in closet. The guest bedroom has own bathroom and large closets. There is a spacious Den room offering the ideal space for a den or office. A half guest bath is located near the oversized laundry room. The laundry room has a deep sink and 42 inch cabinets lining the wall. There is upgraded 300 amp extra panel box in garage for electric car or generator. The two car garage has 4 feet extra space, customized epoxy floor coating and pull down stairs for the attic. The home has hurricane windows at the front of home, hurricane shutters for the remaining windows, water softener system, tank less gas water heater, reverse osmosis system in kitchen, and wired for sound throughout house and lanai. The Amenity Center has a state-of-the-art fitness center and an onsite lifestyle manager to coordinate special events and activities. Other great amenities are the tennis courts, pickle ball courts, bocce ball, the gorgeous zero entry lagoon style pool with cabanas, hot tub and resistance pool. There are walking trails, dog parks, a playground and a butterfly garden! The low Home Owners Association fee provides for all the great amenities plus cable TV, internet service and yard maintenance. This community is centrally located minutes away from I-75 and I 275 for easy commute to Sarasota, Tampa, St Pete and Gulf Coats area. Experience the best of Florida living and schedule your showing today to make this exquisite move-in-ready home yours. Don't miss out on the chance to immerse yourself in the resort-style lifestyle offered by the Esplanade at Artisan Lakes community.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

2,098

Sqft

0.15 ac

Lot size

2

Garage

2021

Year built

One

Levels

$295

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringTile · Vinyl
AppliancesConvection Oven · Dishwasher · Disposal · Exhaust Fan · Gas Water Heater · Kitchen Reverse Osmosis System · Microwave · Range · Tankless Water Heater · Water Softener
InteriorCrown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Closet · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesSouth
ParkingDriveway · Electric Vehicle Charging Station(s) · Garage Door Opener · Oversized
ExteriorHurricane Shutters · Lighting · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$492/mo
Taxes (2024)$7,916/yr
PetsBreed Restrictions, Number Limit, Yes
CommunityDeed Restrictions · Gated Community - Guard · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Sprinkler Recycled · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,884 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,340
PMI (est., until 20% equity)$232
Property tax — 2024 actual bill$660
HOA fee — from the listing$492
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $61,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $61,900
Interest rate6.00%
Loan term

Estimated payment

$4,884/mo

Principal & interest$3,340
PMI (est., until 20% equity)$232
Property taxes (actual bill)$660
HOA / condo fee$492
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $619K
$527KedgeAI estimate $558,090 · range $549K$564K$644K

vs edgeAI estimate

+10.9%

$/sqft vs Palmetto actives

$295 vs $205

Days on market

445 vs 57 typical

Where $295/sqft sits among the 400 Palmetto actives

90
135
85
42 · this home
14
34
$122–167$167–212$212–257$257–302$302–347$347+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palmetto

Map of 5410 MOREY FARMS LOOP

Drive times from this address

Downtown Tampa41 min
Tampa Int’l Airport (TPA)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

PALMETTO 34221 — neighborhood snapshot

Population

54,923

Median age

46.6

Median income

$74,314

Median home value

$298,200

Avg household

2.63

Households w/ children

4,466

For the school run

Manatee County School District

ElementaryJames Tillman Elementary Magnet School★★★★★
MiddleLincoln Memorial Middle School★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$359K$376K

Palmetto median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

219 of 400

Palmetto actives have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 66% above the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

CurrentPrice reduced to $619,000 $20K
May 15, 2025Listed at $639,000 · 445 days on market since
2021Built · ARTISAN LAKES ESPLANADE PH V SUBPH A1 A2

Reality check

What actually sold near 5410 MOREY FARMS LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5441 MOREY FARMS LOOPSold · Jun ’26

$725,000

5441 MOREY FARMS LOOP · same community

3 bd · 2.5 ba · 2,087 sqft · $347/sqft · 35 DOM

10912 WICKER PARK PLACESold · Sep ’25

$584,000

10912 WICKER PARK PLACE · same community

3 bd · 3.5 ba · 2,072 sqft · $282/sqft · 15 DOM

11136 WICKER PARK PLACESold · Oct ’25

$720,000

11136 WICKER PARK PLACE · same community

3 bd · 3.5 ba · 2,175 sqft · $331/sqft · 15 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5410 MOREY FARMS LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5410 MOREY FARMS LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5410 MOREY FARMS LOOP FAQs

What would the monthly payment be for 5410 MOREY FARMS LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,884/mo — principal and interest, the actual property-tax bill, the $492/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5410 MOREY FARMS LOOP?+

The association fee works out to $492 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5410 MOREY FARMS LOOP?+

The most recent tax bill on record (2024) was $7,916. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5410 MOREY FARMS LOOP?+

The listing reports pets: Breed Restrictions, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $619,000, this home is listed about 57% above the Palmetto median of $395,159. The market section on this page shows how the area is trending.

Which schools are assigned to 5410 MOREY FARMS LOOP?+

James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$619,000 runs 66% above the PALMETTO 34221 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

445 days on market against a Palmetto median of 57 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $639,000, now $619,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of HOME SOLD REALTY LLC · Camilo Perez. MLS #TB8386717.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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