David Ramirez
$410,000$499,9003 bd2.5 ba1,828 sqft$224 /sqft$3,707 /mo all-in ↓

800 CALLISTA CAY LOOP, TARPON SPRINGS, FL, 34689

Active450 days on marketListed May 8, 2025MLS #TB8381932

Reduced $90KTownhouseCALLISTA CAY

About this home

800 CALLISTA CAY LOOP

One or more photo(s) has been virtually staged. BEST BUY IN CALLISTA CAY!! WITH A BOAT DOCK OUT YOUR BACK DOOR!! Experience Waterfront Living at Its Finest in Tarpon Springs! Nestled within the gated enclave of Callista Cay, this exquisite three-story end-unit townhome offers the ultimate Florida lifestyle. Boasting a deeded boat slip just steps from your patio, you’ll enjoy effortless access to the Anclote River and Gulf of Mexico—perfect for fishing, scalloping, or exploring secluded islands Built in 2014, this 3-bedroom, 2.5-bathroom residence spans 1,828 sq ft and features an oversized two-car garage with ample storage for kayaks, golf carts, and more. The open-concept main level is ideal for entertaining, showcasing a gourmet kitchen with 42” soft-close cabinets, granite countertops, stainless steel appliances, a spacious island with breakfast bar, and a built-in desk. The living area extends to a screened-in balcony overlooking the tranquil canal—an idyllic spot for morning coffee or evening relaxation. Upstairs, the primary suite offers serene water views, a walk-in closet, and an en-suite bathroom featuring dual vanities with granite counters, a soaking tub, and a step-in shower. Two additional bedrooms share a Jack-and-Jill bathroom, and the conveniently located laundry room includes extra storage and shelving. Outdoor living is an integral part of the property. Covered patios, multiple balconies, and direct access to the rear outdoor area connect the residence to its waterfront position. The canal setting provides opportunities for paddle craft, boating access, and enjoyment of the natural coastal surroundings. Callista Cay is a secure, well-managed community offering included services, select amenities including a low-maintenance lifestyle. Its location places you minutes from Tarpon Springs’ historic sponge docks, local marinas, acclaimed Gulf beaches, the Pinellas Trail, and the area’s dining and cultural destinations. Highly rated schools further support the property’s strong appeal Don't miss this opportunity to live the waterfront dream in Tarpon Springs! NEW HVAC SYSTEM! CONSIDERING ALL OFFERS!!!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,828

Sqft

0.07 ac

Lot size

2

Garage

2014

Year built

Two

Levels

$224

Per sqft

Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewWater
FacesWest
ParkingBoat · Garage Door Opener · Ground Level · Oversized · Parking Pad · Tandem
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$400/mo
Taxes (2024)$6,625/yr
PetsYes
CommunityBoat Slip · Canal Front · Fishing · Water Access · Waterfront · Association Recreation - Owned · Deed Restrictions · Gated Community - No Guard · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,707 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,414
FHA mortgage insurance (est.)$181
Property tax — 2024 actual bill$552
HOA fee — from the listing$400
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,350Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,350
Interest rate6.00%
Loan term

Estimated payment

$3,707/mo

Principal & interest$2,414
FHA mortgage insurance (est.)$181
Property taxes (actual bill)$552
HOA / condo fee$400
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $410K
$380KedgeAI estimate $398,774 · range $396K$406K$426K

vs edgeAI estimate

+2.8%

$/sqft vs Tarpon Springs actives

$224 vs $246

Days on market

450 vs 48 typical

Where $224/sqft sits among the 270 Tarpon Springs actives

68
73 · this home
68
23
14
24
$138–194$194–250$250–306$306–362$362–417$417+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tarpon Springs

Map of 800 CALLISTA CAY LOOP

Drive times from this address

Tampa Int’l Airport (TPA)41 min
Downtown Tampa45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tarpon Springs. See the full Tarpon Springs guide →

TARPON SPRINGS 34689 — neighborhood snapshot

Population

27,007

Median age

55.7

Median income

$66,523

Median home value

$311,500

Avg household

2.15

Households w/ children

1,849

For the school run

Pinellas County School District

HighTarpon Springs High School★★★★★
MiddleTarpon Springs Middle School★★★★★
ElementarySunset Hills Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tarpon Springs market

Seller’s marketBalanced5.9 months of inventoryBuyer’s market

$486K$385K

Tarpon Springs median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

142 of 270

Tarpon Springs actives have cut their price

Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 25% above the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $410,000 $90K
May 8, 2025Listed at $499,900 · 450 days on market since
2014Built · CALLISTA CAY

Reality check

What actually sold near 800 CALLISTA CAY LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

876 CALLISTA CAY LOOPSold · Feb ’26

$475,000

876 CALLISTA CAY LOOP · same community

3 bd · 2.5 ba · 1,828 sqft · $260/sqft · 345 DOM

870 CALLISTA CAY LOOPSold · Sep ’25

$500,000

870 CALLISTA CAY LOOP · same community

3 bd · 2.5 ba · 1,802 sqft · $277/sqft · 4 DOM

838 CALLISTA CAYSold · Jan ’26

$400,000

838 CALLISTA CAY · same community

3 bd · 2.5 ba · 2,222 sqft · $180/sqft · 39 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 800 CALLISTA CAY LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 800 CALLISTA CAY LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

800 CALLISTA CAY LOOP FAQs

What would the monthly payment be for 800 CALLISTA CAY LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,707/mo — principal and interest, the actual property-tax bill, the $400/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 800 CALLISTA CAY LOOP?+

The association fee works out to $400 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 800 CALLISTA CAY LOOP?+

The most recent tax bill on record (2024) was $6,625. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 800 CALLISTA CAY LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tarpon Springs?+

At $410,000, this home is listed about 4% below the Tarpon Springs median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 800 CALLISTA CAY LOOP?+

Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$410,000 runs 25% above the TARPON SPRINGS 34689 median.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

450 days on market against a Tarpon Springs median of 48 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Tarpon Springs High School, Tarpon Springs Middle School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $499,900, now $410,000 — a $90K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Renee Gialousis. MLS #TB8381932.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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