401 E REYNOLDS STREET, PLANT CITY, FL, 33563
Active464 days on marketListed Apr 30, 2025MLS #TB8380590
About this home
401 E REYNOLDS STREET
Property consists of 4 total parcels(206300-0000, 206302-0000, 206304-0000, 206306-0000). Property is cleared and zoned C-2 with 2.29 acres. Property sits in Downtown Core District. Benefits include no minimum number of parking requirements, almost any commercial use is available except industrial, potential for CRA matching grants up to $50k, no maximum floor are ratio, no setback requirements, and buildings can be up to 45 feet. Owner will consider short term financing(3 to 5 years) with agreeable terms.
Facts & features
The home at a glance
2.29 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,371 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,371/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Plant City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Plant City. See the full Plant City guide →
PLANT CITY 33563 — neighborhood snapshot
Population
26,313
Median age
37.9
Median income
$56,318
Median home value
$197,500
Avg household
2.62
Households w/ children
2,759
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Plant City market
$357K → $354K
Plant City median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
Median sold price, Plant City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 183% above the PLANT CITY 33563 median. See the full Plant City market guide →
Paper trail
This home's history
Reality check
What actually sold near 401 E REYNOLDS STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$189,000
1104 E ALSOBROOK STREET
2 bd · 1 ba · 777 sqft · $243/sqft · 8 DOM
Sold · Jun ’26$209,000
708 E DREW STREET
2 bd · 1 ba · 840 sqft · $249/sqft · 8 DOM
Sold · Mar ’26$187,500
1005 W WASHINGTON STREET
2 bd · 2 ba · 848 sqft · $221/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 401 E REYNOLDS STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 401 E REYNOLDS STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
401 E REYNOLDS STREET FAQs
What would the monthly payment be for 401 E REYNOLDS STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,371/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 401 E REYNOLDS STREET?+
The most recent tax bill on record (2024) was $904. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Plant City?+
At $890,000, this home is listed about 116% above the Plant City median of $412,500. The market section on this page shows how the area is trending.
Which schools are assigned to 401 E REYNOLDS STREET?+
Burney Elementary School (elementary), Plant City High School (high), Marshall Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$890,000 runs 183% above the PLANT CITY 33563 median.
02Time on market is leverage
464 days on market against a Plant City median of 54 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $990,000, now $890,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MCGRATH POPPELL & CO., INC. · Mac McGrath. MLS #TB8380590.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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