
3484 SHORE DRIVE, SAFETY HARBOR, FL, 34695
Active465 days on marketListed Apr 23, 2025MLS #TB8377480
About this home
3484 SHORE DRIVE
Your dream home awaits in the heart of coveted Safety Harbor! This breathtaking waterfront estate offers the perfect blend of luxury, serenity, and modern living, with 4 bedrooms, 3.5 bathrooms, and an unbeatable 250 feet of frontage along the shimmering waters of Old Tampa Bay. Set on a lushly landscaped lot, this home is a masterpiece of design and functionality. From the moment you step through the grand double doors, you’re greeted by a soaring two-story foyer and a striking coastal-modern aesthetic. Sleek polished metal handrails and a glass banister set the tone for the impeccable style that flows throughout the home. Upstairs, the open-concept living spaces are bathed in natural light, thanks to floor-to-ceiling windows that frame jaw-dropping water views. The kitchen is a chef’s dream—boasting stone countertops, an oversized island, designer pendant lighting, high-end Bosch stainless appliances, and a dazzling backsplash of interlocking metal tiles. Here, every detail has been curated to impress. The nearly 700-square-foot primary suite is a retreat like no other, offering panoramic water views, a tranquil sitting area, and extra high ceilings. The spa-inspired en-suite bath features a modern soaking tub, an oversized walk-in shower, and dual vanities with stone counters. Beyond the bathroom, a show-stopping walk-in closet awaits, complete with custom shelving, a central island with display drawers, and even natural light from two windows. Two additional bedrooms on the main level are equally stylish and share a Jack-and-Jill bath, while a separate half bath and laundry room add convenience. Downstairs, the private in-law suite is a standout feature, complete with its own kitchen, living space, and direct access to the outdoors—perfect for extended family or guests. Step outside, and you’ll discover your personal paradise. A screened-in pool and spa with a sprawling pavered lanai offer multiple seating areas for relaxation or entertaining. The gazebo overlooking the bay creates an idyllic spot for morning coffee or sunset cocktails, while the private dock with water access is a dream for boaters and anglers alike. With over five garage spaces, there’s room for all your toys—whether it’s a boat, jet skis, or even a workshop. Located in a quiet, sought-after neighborhood minutes from downtown Safety Harbor, Philippe Park, and Clearwater’s world-class beaches and dining, this estate is more than a home—it’s a lifestyle. Don’t miss the chance to make every day feel like a vacation in this one-of-a-kind waterfront gem!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,415
Sqft
0.92 ac
Lot size
5
Garage
1998
Year built
Two
Levels
$512
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$12,019 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,019/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+61.9%
$/sqft vs Safety Harbor actives
$512 vs $324
Days on market
465 vs 55 typical
Where $512/sqft sits among the 94 Safety Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Safety Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Safety Harbor. See the full Safety Harbor guide →
SAFETY HARBOR 34695 — neighborhood snapshot
Population
17,882
Median age
50.6
Median income
$96,138
Median home value
$418,200
Avg household
2.42
Households w/ children
1,727
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Safety Harbor market
$508K → $630K
Safety Harbor median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
53 of 94
Safety Harbor actives have cut their price
Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 251% above the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 3484 SHORE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$270,000
2955 BAY VIEW DRIVE · same community
2 bd · 1 ba · 1,047 sqft · $258/sqft · 119 DOM
Sold · Jun ’26$1,200,000
1713 TALL PINE CIRCLE
4 bd · 3 ba · 3,263 sqft · $368/sqft · 4 DOM
Sold · Dec ’25$1,475,000
8 COPPERWOOD COURT
5 bd · 4 ba · 3,593 sqft · $411/sqft · 54 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3484 SHORE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3484 SHORE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3484 SHORE DRIVE FAQs
What would the monthly payment be for 3484 SHORE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,019/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3484 SHORE DRIVE?+
The most recent tax bill on record (2024) was $21,112. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3484 SHORE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Safety Harbor?+
At $1,750,000, this home is listed about 215% above the Safety Harbor median of $554,950. The market section on this page shows how the area is trending.
Which schools are assigned to 3484 SHORE DRIVE?+
Countryside High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,750,000 runs 251% above the SAFETY HARBOR 34695 median — but at 3,415 sqft it's also nearly twice the size of the typical Safety Harbor listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
465 days on market against a Safety Harbor median of 55 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Countryside High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,999,000, now $1,750,000 — a $249K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Adam Smith. MLS #TB8377480.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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