128 E SAINT JOHNS WAY, APOLLO BEACH, FL, 33572
Active481 days on marketListed Mar 28, 2025MLS #TB8365312
About this home
128 E SAINT JOHNS WAY
Welcome to Caribbean Isles, a vibrant 55+ gated waterfront community where friendly neighbors and resort-style amenities make every day feel like a vacation! This charming 2-bedroom, 1-bath home is truly move-in ready and filled with updates that providing peace of mind. Don't let its age fool you, recent upgrades include a new roof, HVAC system with updated ductwork, washer and dryer, and a brand-new carport. Inside, natural light fills the living room and hallway, highlighting the stylish laminate flooring. The spacious primary bedroom easily accommodates a king-sized bed and boasts 10 feet of in-wall closets for all your storage needs. Love the outdoors? You’ll feel right at home here! Launch your kayak or boat from our private facilities and explore the scenic canal system with direct access to Tampa Bay. Prefer to stay on land? Join a friendly game of bocce ball, shuffleboard, or horseshoes. When it's time to unwind, take a dip in our heated year-round pool or head to the clubhouse, where you’ll find a craft room, game room, pool tables, card tables, bar shuffleboard, and darts—perfect for socializing and having fun. There’s always something happening in Caribbean Isles! Our community events and activities range from themed dinners and dances to exciting social gatherings that make it easy to connect with neighbors and enjoy an active lifestyle.And let’s not forget the unbeatable location located between Tampa and Sarasota/Bradenton, you're just a short drive from stunning beaches, world-class dining, shopping, and thrilling amusement parks.Come see for yourself why so many call Caribbean Isles home.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
976
Sqft
0.14 ac
Lot size
1973
Year built
One
Levels
$133
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,329 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,329/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 128 E SAINT JOHNS WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 128 E SAINT JOHNS WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
128 E SAINT JOHNS WAY FAQs
What would the monthly payment be for 128 E SAINT JOHNS WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,329/mo — principal and interest, the actual property-tax bill, the $242/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 128 E SAINT JOHNS WAY?+
The association fee works out to $242 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 128 E SAINT JOHNS WAY?+
The most recent tax bill on record (2024) was $1,253. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 128 E SAINT JOHNS WAY?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $129,900, this home is listed about 73% below the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 128 E SAINT JOHNS WAY?+
Shields Middle School (middle), Lennard High School (high), Cypress Creek Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the APOLLO BEACH 33572 market on paper
$129,900 is 71% below the APOLLO BEACH 33572 median of $450,000, and at $133/sqft it sits under the Apollo Beach average of $266.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
481 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $139,900, now $129,900 — a $10K cut. The full history is in the market section below.
Listing courtesy of CARIBBEAN ISLE PROPERTY SALES INC. · Bill Leith. MLS #TB8365312.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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