204 ADELPHI STREET, INVERNESS, FL, 34452
Active515 days on marketListed Feb 24, 2025MLS #TB8354537
About this home
204 ADELPHI STREET
Wooded .22 acres, Zoned MDR - (Medium Density Residential). Single Family Residential. On a paved road. 1.8 miles to Eden Park Boat Ramp to access the Apopka chain of lakes. Come enjoy all Inverness has to offer. Bike, Jog or Walk the Withlacoochee State Trail, Liberty Park, The Depot, Restaurants, Shops, Courthouse Square, Boating, Fishing, The Tsala Apopka Chain of Lakes, Churches, Parades, Valerie Theatre Culture Center, and City Festivals.
Facts & features
The home at a glance
0.22 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$278 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$278/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Inverness
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Inverness. See the full Inverness guide →
INVERNESS 34452 — neighborhood snapshot
Population
13,729
Median age
46.8
Median income
$58,199
Median home value
$207,200
Avg household
2.35
Households w/ children
1,419
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$240K → $270K
Inverness median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 88% below the INVERNESS 34452 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 204 ADELPHI STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$208,000
833 MAPLE AVENUE · same community
2 bd · 2 ba · 926 sqft · $225/sqft · 32 DOM
Sold · Jun ’26$180,000
204 IRIS LANE · same community
2 bd · 1 ba · 933 sqft · $193/sqft · 24 DOM
Sold · Sep ’25$115,000
105 E HARVARD STREET · same community
2 bd · 2 ba · 1,104 sqft · $104/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 204 ADELPHI STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 204 ADELPHI STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
204 ADELPHI STREET FAQs
What would the monthly payment be for 204 ADELPHI STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $278/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 204 ADELPHI STREET?+
The most recent tax bill on record (2024) was $89. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inverness?+
At $17,500, this home is listed about 93% below the Inverness median of $258,450. The market section on this page shows how the area is trending.
Which schools are assigned to 204 ADELPHI STREET?+
Pleasant Grove Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the INVERNESS 34452 market on paper
$17,500 is 88% below the INVERNESS 34452 median of $145,000.
02Time on market is leverage
515 days on market against a Inverness median of 25 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $22,000, now $17,500 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ERA AMERICAN SUNCOAST REALTY · Robin Shepard. MLS #TB8354537.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Inverness homes, in your inbox
Like 204 ADELPHI STREET but not quite? A daily digest of every new listing in Inverness — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →