David Ramirez
$999,490$1,119,0003 bd3 ba1,827 sqft$547 /sqft$5,928 /mo all-in ↓

400 150TH AVENUE UNIT 206, MADEIRA BEACH, FL, 33708

Active530 days on marketListed Feb 18, 2025MLS #TB8351963

Reduced $120KCondominiumTHE RESIDENCES AT TOWN CENTER

About this home

400 150TH AVENUE UNIT 206

WATERFRONT LUXURY UNDER $1 MILLION — MAJOR PRICE REDUCTION - Ready for immediate occupancy. Discover one of the final opportunities to own a brand-new, never-lived-in waterfront 3-bedroom, 3-bath ensuite residence in this exclusive 27-residence boutique community in the heart of Madeira Beach. Offered directly by the developer and available for immediate occupancy, this residence combines new-construction quality, waterfront living and exceptional value at a price point becoming increasingly difficult to find along Florida’s Gulf Coast. Unlike competing resale properties, this home has never been occupied and offers the opportunity to move in and enjoy the beach lifestyle without the need for renovations or updates. Residents enjoy an impressive collection of resort-style amenities, including a heated waterfront pool and spa, fitness center, club room, secure under-building parking and a spectacular rooftop terrace with panoramic views extending from the Gulf of Mexico to downtown St. Petersburg. Located in Madeira Beach’s highly desirable Town Center district, the residence is just steps from the beach, restaurants, bars, parks, shopping, marinas and the future Beachmaker Marriott Autograph Collection Resort. For boating enthusiasts, the developer also owns the adjacent marina, and boat-slip rentals may be arranged for purchasers of developer-owned residences, subject to availability, separate rental agreement and applicable terms. Enjoy the flexibility to use the property as a primary residence, second home or income-producing property, with rentals permitted subject to a 30-day minimum. Immediate occupancy may also make this an attractive option for buyers considering a potential 1031 tax-deferred exchange. Two pets are permitted, including large dogs. For buyers seeking brand-new construction, waterfront living, walkability, resort-style amenities, boating opportunities and flexible ownership below $1 million, this residence presents a rare combination of lifestyle and value. Aggressively priced to sell—schedule your private showing today and experience one of Madeira Beach’s final brand-new developer residences.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,827

Sqft

0.94 ac

Lot size

2024

Year built

Three Or More

Levels

$547

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorHigh Ceilings · Stone Counters · Walk-In Closet(s)
LaundryOther
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofConcrete
ConstructionBlock · Concrete
FoundationSlab
FacesSoutheast
ParkingAssigned · Underground
ExteriorBalcony · Sliding Doors

Community & fees

Taxes (2024)$0/yr
PetsYes
CommunityPool

Utilities & systems

UtilitiesElectricity Connected · Phone Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,928 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,393
PMI (est., until 20% equity)$375
Property tax — 2024 actual bill$0
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $99,949Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $99,949
Interest rate6.00%
Loan term

Estimated payment

$6,844/mo

Principal & interest$5,393
PMI (est., until 20% equity)$375
Est. property taxes$916
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $999K
$960KedgeAI estimate $1,049,742 · range $1.0M$1.1M$1.2M

vs edgeAI estimate

−4.8%

$/sqft vs Madeira Beach actives

$547 vs $613

Days on market

530 vs 88 typical

Where $547/sqft sits among the 113 Madeira Beach actives

57 · this home
40
4
4
1
7
$277–628$628–979$979–1329$1329–1680$1680–2031$2031+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Madeira Beach

Map of 400 150TH AVENUE UNIT 206

Drive times from this address

Downtown Tampa39 min
Tampa Int’l Airport (TPA)39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Madeira Beach. See the full Madeira Beach guide →

MADEIRA BEACH 33708 — neighborhood snapshot

Population

15,306

Median age

61.1

Median income

$83,773

Median home value

$463,700

Avg household

1.9

Households w/ children

600

For the school run

Pinellas County School District

ElementaryOrange Grove Elementary School★★★★★
MiddleOsceola Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Madeira Beach market

Seller’s marketLeans buyer9.5 months of inventoryBuyer’s market

$573K$585K

Madeira Beach median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

53 of 113

Madeira Beach actives have cut their price

Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 112% above the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $999,490 $120K
Feb 18, 2025Listed at $1,119,000 · 530 days on market since
2024Built · THE RESIDENCES AT TOWN CENTER

Reality check

What actually sold near 400 150TH AVENUE UNIT 206

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

400 150TH AVENUE UNIT 304Sold · Mar ’26

$1,050,000

400 150TH AVENUE UNIT 304 · same community

3 bd · 3 ba · 1,827 sqft · $575/sqft · 887 DOM

400 150TH AVENUE UNIT 302Sold · Feb ’26

$1,000,000

400 150TH AVENUE UNIT 302 · same community

3 bd · 3 ba · 1,852 sqft · $540/sqft · 826 DOM

14048 GULF BOULEVARD UNIT 502Sold · Apr ’26

$2,891,700

14048 GULF BOULEVARD UNIT 502

2 bd · 3 ba · 1,791 sqft · $1,615/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 400 150TH AVENUE UNIT 206 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 400 150TH AVENUE UNIT 206 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

400 150TH AVENUE UNIT 206 FAQs

What would the monthly payment be for 400 150TH AVENUE UNIT 206?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,928/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 400 150TH AVENUE UNIT 206?+

The most recent tax bill on record (2024) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 400 150TH AVENUE UNIT 206?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Madeira Beach?+

At $999,490, this home is listed about 25% above the Madeira Beach median of $799,000. The market section on this page shows how the area is trending.

Which schools are assigned to 400 150TH AVENUE UNIT 206?+

Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$999,490 runs 112% above the MADEIRA BEACH 33708 median — but at 1,827 sqft it's also 47% larger than the typical Madeira Beach listing.

02Time on market is leverage

530 days on market against a Madeira Beach median of 88 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,119,000, now $999,490 — a $120K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 BEGGINS · Jeffrey Beggins. MLS #TB8351963.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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