David Ramirez
$699,900$799,9003 bd2.5 ba2,755 sqft$254 /sqft$5,255 /mo all-in ↓

2564 GRAND CYPRESS BOULEVARD, PALM HARBOR, FL, 34684

Active556 days on marketListed Jan 27, 2025MLS #TB8343321

Reduced $100KSingle Family ResidenceGRAND CYPRESS ON LAKE TARPON

About this home

2564 GRAND CYPRESS BOULEVARD

Welcome to your dream 3 bedroom PLUS OFFICE home nestled in Grand Cypress on Lake Tarpon, a serene gated community, offering the perfect blend of functionality, luxury, and timeless style. This charming abode in a NON FLOOD ZONE boasts a spacious layout with an open floor plan, creating an inviting ambiance ideal for both family living and entertaining. Curb appeal draws you in with a beautiful paver driveway and lush landscaping. Then you open the front door into a spacious foyer which leads to the heart of the home, where the living area seamlessly flows into the dining room and kitchen, providing a versatile space for gatherings and relaxation. The chef's kitchen is a standout feature, boasting stainless steel appliances, a double oven, a built-in wine rack, and gas cooking for precision and ease. A butler’s pantry and a walk-in pantry provide ample storage space, making it perfect for entertaining and everyday living. Enjoy casual meals at the breakfast bar or in the nook…you have both! The dining room is large enough for a crowd or small enough for an intimate dinner, and features a tray ceiling. The heart of the living space is the inviting fireplace, adorned with stunning new Italian marble, offering both warmth and elegance. A cozy desk area is tucked into the corner of the great room, keeping the family connected. Step outside to the charming lanai through sparkling sliding doors in the great room, and relax in the hot tub as you enjoy backyard views. After a long day, retreat to the primary bedroom suite which includes a sitting/workout area, a 12x12 walk in closet with organizers and a stunning bath with double sinks in a stylish vanity, a soaking tub, a stellar stall shower and a separate water closet. The split bedroom plan provides privacy and flexibility, catering to a variety of lifestyles. The two additional bedrooms are spacious and accomodating and share an attractive bathroom. A generous office at the front of the home is accessible through French doors, offering both privacy and functionality. Pass thru the mud room into the Laundry room, making laundry day a breeze! The roomy laundry room also features a laundry sink for convenience, and shelves for storage. An adorable half bath completes the inside! Step outside to a nice fenced yard with a firepit to enjoy on chilly evenings. With a three-car garage providing ample parking and storage space, along with a water softener and amenities and access to Lake Tarpon, this home is perfect for any family. But the perks of this home don't end there. This home offers a brand new Hot Water Heater, new coils on the A/C, a newer dishwasher, washer and dryer, and microwave, new gutters installed, a newer hot tub, and a freshly painted exterior and interior. All this, and a fabulous location close to shopping, beaches, fine dining, world class golf, and just 30 minutes to Tampa International airport. Add the proximity to downtown Tarpon Springs and our famous Sponge Docks, and this home has it all!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,755

Sqft

0.24 ac

Lot size

3

Garage

2015

Year built

One

Levels

$254

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener · Oversized
ExteriorIrrigation System · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$140/mo
Taxes (2024)$10,989/yr
PetsYes
CommunityCommunity Boat Ramp · Dock · Lake · Water Access · Buyer Approval Required · Deed Restrictions · Gated Community - No Guard · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Sewer Connected · Sprinkler Meter · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,255 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,777
PMI (est., until 20% equity)$262
Property tax — 2024 actual bill$916
HOA fee — from the listing$140
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,990
Interest rate6.00%
Loan term

Estimated payment

$5,255/mo

Principal & interest$3,777
PMI (est., until 20% equity)$262
Property taxes (actual bill)$916
HOA / condo fee$140
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Palm Harbor actives

$254 vs $264

Days on market

556 vs 48 typical

Where $254/sqft sits among the 400 Palm Harbor actives

66
82
97 · this home
79
43
33
$151–196$196–240$240–285$285–329$329–374$374+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cypress Pointe

Map of 2564 GRAND CYPRESS BOULEVARD inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)34 min
Downtown Tampa38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

Cypress Pointe — neighborhood snapshot

Population

433

Median age

60

Median income

$86,154

Median home value

$438,200

Avg household

2

Households w/ children

32%

For the school run

Pinellas County School District

ElementarySutherland Elementary School★★★★★
HighTarpon Springs High School★★★★★
MiddleTarpon Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$420K$445K

Palm Harbor median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

219 of 400

Palm Harbor actives have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 180% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →

Paper trail

This home's history

CurrentPrice reduced to $699,900 $100K
Jan 27, 2025Listed at $799,900 · 556 days on market since
2015Built · GRAND CYPRESS ON LAKE TARPON

Reality check

What actually sold near 2564 GRAND CYPRESS BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2550 GRAND LAKESIDE DRIVESold · Jun ’26

$855,000

2550 GRAND LAKESIDE DRIVE · same community

4 bd · 3 ba · 2,463 sqft · $347/sqft · 159 DOM

2630 GRAND LAKESIDE DRIVESold · Jun ’26

$1,132,000

2630 GRAND LAKESIDE DRIVE · same community

5 bd · 3.5 ba · 3,733 sqft · $303/sqft · 54 DOM

3126 HARVEST MOON DRIVESold · Jun ’26

$768,000

3126 HARVEST MOON DRIVE

3 bd · 2.5 ba · 2,350 sqft · $327/sqft · 192 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2564 GRAND CYPRESS BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2564 GRAND CYPRESS BOULEVARD — before you fall in love.

See it in person

Schedule a tour

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Straight answers

2564 GRAND CYPRESS BOULEVARD FAQs

What would the monthly payment be for 2564 GRAND CYPRESS BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,255/mo — principal and interest, the actual property-tax bill, the $140/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2564 GRAND CYPRESS BOULEVARD?+

The association fee works out to $140 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2564 GRAND CYPRESS BOULEVARD?+

The most recent tax bill on record (2024) was $10,989. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2564 GRAND CYPRESS BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Harbor?+

At $699,900, this home is listed about 84% above the Palm Harbor median of $379,945. The market section on this page shows how the area is trending.

Which schools are assigned to 2564 GRAND CYPRESS BOULEVARD?+

Sutherland Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$699,900 runs 180% above the PALM HARBOR 34684 median — but at 2,755 sqft it's also nearly twice the size of the typical Palm Harbor listing.

02Time on market is leverage

556 days on market against a Palm Harbor median of 48 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Sutherland Elementary School, Tarpon Springs High School, Tarpon Springs Middle School — Sutherland Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $799,900, now $699,900 — a $100K cut. The full history is in the market section below.

Listing courtesy of RE/MAX REALTEC GROUP INC · Nicole Harmon. MLS #TB8343321.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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