12760 INDIAN ROCKS ROAD UNIT 562, LARGO, FL, 33774
Active576 days on marketListed Jan 3, 2025MLS #TB8333489
About this home
12760 INDIAN ROCKS ROAD UNIT 562
One or more photo(s) has been virtually staged. BRING ALL OFFERS!! NEW AIR CONDITIONING INSTALLED JANUARY 2026! Roof was replaced in 2022!! Freshly painted end of December 2025 & three new ceiling fans installed and bathroom updated. Hot water heater installed 2019. Located in Building 5, this lovely 1 bedroom, 1 bath third floor condo overlooks the pool/hot tub with a tiki hut themed area to enjoy yourself in the sparkling Florida sun. New Atlantis Club is a gated community directly on the intercoastal waterway leading out to the Gulf of Mexico. There is storage for your kayak down by the water as well as a launch pad for canoes and paddleboards. Did I mention fishing? You can catch your dinner and prepare it on one of the many community grills! It doesn't get any better than that! Enjoy the setting sun here or enter the private gate (code provided to New Atlantis residents) to Bonner Park and wonder the trails and boardwalks out to the covered pavilion to either fish or watch the numerous sea birds, dolphins and other wildlife. Pickleball, tennis and shuffleboard courts are also available, not to mention the fitness center. Two buildings, one just east of building 5, house the laundry facilities (see photos). There is a minimum two years of ownership before leasing but at that point you can lease for a 30-day minimum or on an annual basis - the choice is yours! Absolutely NO PETS are allowed in this community and each unit comes with a private parking space. There is also plenty of guest parking available. On-site property manager's office is near the front pool, there is the building 5 pool/hot tub and one more pool down by building 10 for a total of 3 places to enjoy the Florida sun if you don't want to wander down to the intercoastal waterway located just west of the tennis courts. Monthly condo fees include internet, cable, water, sewer, trash and pest control. This is a truly wonderful community convenient to not only the gulf beaches but also restaurants, shopping, physicians and public transportation. Call today for an appointment! CASH or CONVENTIONAL LOAN ONLY!!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
747
Sqft
15.2 ac
Lot size
1972
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,164 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,164/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−54.9%
$/sqft vs NEW ATLANTIS CLUB CONDO
$178 vs $174
Days on market
576 vs 42 typical
Where $178/sqft sits among the 9 homes for sale in NEW ATLANTIS CLUB CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33774 — neighborhood snapshot
Population
20,018
Median age
49.1
Median income
$76,769
Median home value
$315,200
Avg household
2.38
Households w/ children
1,963
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
4 of 9
NEW ATLANTIS CLUB CONDO have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% below the LARGO 33774 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 12760 INDIAN ROCKS ROAD UNIT 562
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$140,000
12760 INDIAN ROCKS ROAD UNIT 410 · same community
1 bd · 1 ba · 747 sqft · $187/sqft · 98 DOM
Sold · Sep ’25$153,000
12760 INDIAN ROCKS ROAD UNIT 1049 · same community
2 bd · 2 ba · 987 sqft · $155/sqft · 77 DOM
Sold · Jun ’26$120,000
12760 INDIAN ROCKS ROAD UNIT 578 · same community
2 bd · 1 ba · 987 sqft · $122/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12760 INDIAN ROCKS ROAD UNIT 562 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12760 INDIAN ROCKS ROAD UNIT 562 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12760 INDIAN ROCKS ROAD UNIT 562 FAQs
What would the monthly payment be for 12760 INDIAN ROCKS ROAD UNIT 562?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,164/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12760 INDIAN ROCKS ROAD UNIT 562?+
The most recent tax bill on record (2024) was $1,946. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12760 INDIAN ROCKS ROAD UNIT 562?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $133,000, this home is listed about 51% below the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 12760 INDIAN ROCKS ROAD UNIT 562?+
Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LARGO 33774 market on paper
$133,000 is 38% below the LARGO 33774 median of $215,000, and at $178/sqft it sits under the Largo average of $247.
02Time on market is leverage
576 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $155,000, now $133,000 — a $22K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Barbara-Jo Berberi. MLS #TB8333489.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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