18120 WAYNE ROAD, ODESSA, FL, 33556
Active581 days on marketListed Dec 20, 2024MLS #TB8331369
About this home
18120 WAYNE ROAD
Discover the ultimate blend of luxury and tranquility in this stunning lakefront retreat on LAKE KEYSTONE, set on nearly two acres of secluded, meticulously landscaped property. Offering over 4,600 sq. ft. of living space, this estate is perfectly designed for those seeking privacy, breathtaking views, and unparalleled access to Florida’s premier lakefront lifestyle. Arrive via a private drive that opens to a panoramic view of Lake Keystone, widely regarded as one of the most picturesque in the area. The property features a five-year-old concrete land retention wall and an upgraded dock equipped with a powered boat lift and additional electric capabilities, making it a boater’s dream. Whether launching from your PRIVATE BOAT RAMP or soaking in the natural beauty of the expansive backyard, this estate is your personal haven. Inside, the home boasts a functional split-bedroom layout with 5 bedrooms, 3.5 baths, and an attached two-car garage. The lakeside design maximizes natural light, with oversized windows and sliding glass doors framing the serene water views throughout. The owner’s suite includes a dedicated office or sitting area, while the expansive secondary bedrooms and ample storage cater to both comfort and convenience. For those with hobbies or a need for extra space, the detached workshop/garage can accommodate up to six vehicles, providing endless possibilities. Step out to the oversized covered lanai, the perfect spot to unwind while taking in the tranquil sights and sounds of the lake. Located in the highly sought-after Steinbrenner School District, this exceptional home is just a short drive from Tampa’s finest dining, shopping, and entertainment. Don’t miss this rare opportunity to own a truly unique piece of lakefront paradise.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
4,628
Sqft
1.93 ac
Lot size
8
Garage
1980
Year built
One
Levels
$616
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$18,784 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$18,784/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Odessa actives
$616 vs $271
Days on market
581 vs 38 typical
Where $616/sqft sits among the 201 Odessa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Odessa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Odessa. See the full Odessa guide →
ODESSA 33556 — neighborhood snapshot
Population
34,045
Median age
40.9
Median income
$151,034
Median home value
$589,700
Avg household
2.93
Households w/ children
4,581
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Odessa market
$655K → $682K
Odessa median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
113 of 201
Odessa actives have cut their price
Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 319% above the ODESSA 33556 median. See the full Odessa market guide →
Paper trail
This home's history
Reality check
What actually sold near 18120 WAYNE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$1,450,000
18256 WAYNE ROAD · same community
3 bd · 2 ba · 1,828 sqft · $793/sqft · 1 DOM
Sold · May ’26$2,050,000
9116 ROBERTS ROAD
4 bd · 5 ba · 4,637 sqft · $442/sqft · 146 DOM
Sold · Nov ’25$2,100,000
17603 CRAWLEY ROAD
5 bd · 3.5 ba · 4,721 sqft · $445/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18120 WAYNE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18120 WAYNE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18120 WAYNE ROAD FAQs
What would the monthly payment be for 18120 WAYNE ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $18,784/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18120 WAYNE ROAD?+
The most recent tax bill on record (2024) was $26,117. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18120 WAYNE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Odessa?+
At $2,850,000, this home is listed about 280% above the Odessa median of $749,950. The market section on this page shows how the area is trending.
Which schools are assigned to 18120 WAYNE ROAD?+
Steinbrenner High School (high), Martinez Middle School (middle), Hammond Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$2,850,000 runs 319% above the ODESSA 33556 median — but at 4,628 sqft it's also 69% larger than the typical Odessa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
581 days on market against a Odessa median of 38 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Steinbrenner High School, Martinez Middle School, Hammond Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Steinbrenner High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $2,900,000, now $2,850,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NOBLE STAR REALTY · Christopher Johnson. MLS #TB8331369.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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