David Ramirez
$3,600,000≈$21,263 /mo all-in ↓

5514 HILLSBOROUGH STREET, WIMAUMA, FL, 33598

Active612 days on marketListed Dec 2, 2024MLS #TB8326378

WaterfrontLAKE WIMAUMA

About this home

5514 HILLSBOROUGH STREET

Prime opportunity for residential development on 15.66± acres, featuring 626 feet of frontage on Lake Wimauma. One of the last buildable properties left in the exploding growth area of Wimauma, FL. Within a 1-mile radius there is approval for over 1,500 residential units, a new elementary, middle, and high school. This property is currently zoned AR with a Future Land Use of R-4 and has 605 feet of frontage on Hillsborough Street. Under 5 miles to I-75 and a short distance to shopping, employment hubs, recreational amenities, and new schools.

Facts & features

The home at a glance

15.66 ac

Lot size

Waterfront

Inside

Outside & construction

Community & fees

Taxes (2023)$3,925/yr

Utilities & systems

UtilitiesElectricity Available · Sewer Nearby · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$21,263 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$19,425
PMI (est., until 20% equity)$1,350
Property tax — 2023 actual bill$327
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $360,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $360,000
Interest rate6.00%
Loan term

Estimated payment

$21,263/mo

Principal & interest$19,425
PMI (est., until 20% equity)$1,350
Property taxes (actual bill)$327
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Wimauma

Map of 5514 HILLSBOROUGH STREET

Drive times from this address

Downtown Tampa≈ 36 min
Tampa Int’l Airport (TPA)≈ 49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wimauma. See the full Wimauma guide →

The numbers that matter

The Wimauma market

Seller’s marketLeans seller — 3.9 months of inventoryBuyer’s market

$354K → $364K

Wimauma median sold, yr/yr

98.6%

Sale-to-list ratio (12 mo)

Median sold price, Wimauma, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 887% above the Wimauma median. See the full Wimauma market guide →

Paper trail

This home's history

Dec 2, 2024Listed at $3,600,000 · 612 days on market since

Reality check

What actually sold near 5514 HILLSBOROUGH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5977 BALLAST DRIVESold · Jul ’26

$305,900

5977 BALLAST DRIVE

3 bd · 2 ba · 1,479 sqft · $207/sqft · 16 DOM

6010 BALLAST DRIVESold · Dec ’25

$310,900

6010 BALLAST DRIVE

3 bd · 2 ba · 1,486 sqft · $209/sqft · 96 DOM

6005 MANGROVE CREEK ROADSold · Mar ’26

$320,900

6005 MANGROVE CREEK ROAD

3 bd · 2 ba · 1,486 sqft · $216/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5514 HILLSBOROUGH STREET — start here.

CallText
david.ramirez@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5514 HILLSBOROUGH STREET — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

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Straight answers

5514 HILLSBOROUGH STREET FAQs

What would the monthly payment be for 5514 HILLSBOROUGH STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $21,263/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5514 HILLSBOROUGH STREET?+

The most recent tax bill on record (2023) was $3,925. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Wimauma?+

At $3,600,000, this home is listed about 887% above the Wimauma median of $364,900. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$3,600,000 runs 887% above the Wimauma median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

612 days on market against a Wimauma median of 40 — sellers in this position are usually ready to negotiate.

Keep looking

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10516 SUMNER ROAD

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10516 SUMNER ROAD, WIMAUMA

610 RAILROAD STREET

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610 RAILROAD STREET, WIMAUMA

10510 SUMNER ROAD

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10510 SUMNER ROAD, WIMAUMA

3 bd · 2 ba · 1,901 sqft

Listing courtesy of FISCHBACH LAND COMPANY LLC · Reed Fischbach. MLS #TB8326378.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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