David Ramirez
$300,000$350,0003 bd2 ba1,611 sqft$186 /sqft$2,070 /mo all-in ↓

8118 N SANTOS DRIVE, CITRUS SPRINGS, FL, 34434

Active636 days on marketListed Nov 2, 2024MLS #TB8317153

Reduced $50KSingle Family ResidenceCITRUS SPGS UNIT 07

About this home

8118 N SANTOS DRIVE

A Cut Above the Rest! Step into this exceptional 2024 custom-built home, where every detail has been thoughtfully designed and crafted to perfection. Unlike typical new builds, this stunning property boasts an expansive open floor plan with three generously-sized bedrooms and two beautifully upgraded bathrooms. The home is rich with high-end features: enjoy vaulted ceilings, sleek quartz countertops in both the kitchen and bathrooms, huge 8 ft x 4 ft quartz kitchen island, a luxurious freestanding tub alongside a spacious shower in the master bath featuring tile from floor to ceiling, and spacious walk-in closets. A dedicated laundry room adds convenience to your daily routine. The expansive 8 ft tall x 18 ft wide garage doors make it easy to accommodate larger vehicles or even a boat, catering to both convenience and lifestyle flexibility. With gorgeous flooring, stainless steel appliances, and stylish 5.25” baseboards throughout, every inch of this home speaks of elegance and quality. The covered front and back patios can easily be screened in, creating even more versatile living space for relaxing or entertaining. Don’t miss this rare opportunity to own a custom home without the long wait—this one is truly a must-see! *Front door true color on first pic

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,611

Sqft

0.24 ac

Lot size

2

Garage

2024

Year built

One

Levels

$186

Per sqft

Trees/Woods view

Inside

FlooringCeramic Tile · Engineered Hardwood
AppliancesConvection Oven · Cooktop · Dishwasher · Freezer · Microwave · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationBlock · Slab
ViewTrees/Woods
FacesEast
ParkingBoat · Driveway · Garage Door Opener
ExteriorSliding Doors

Community & fees

Taxes (2023)$138/yr

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,070 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property tax — 2023 actual bill$12
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,500
Interest rate6.00%
Loan term

Estimated payment

$2,070/mo

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$12
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$252KedgeAI estimate $267,157 · range $263K$277K$312K

vs edgeAI estimate

+12.3%

$/sqft vs CITRUS SPGS UNIT 07

$186 vs $170

Days on market

636 vs 58 typical

Where $186/sqft sits among the 19 homes for sale in CITRUS SPGS UNIT 07

7
2
1
4
2
3 · this home
$154–160$160–165$165–170$170–176$176–181$181+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Citrus Springs

Map of 8118 N SANTOS DRIVE

Get to know Citrus Springs. See the full Citrus Springs guide →

The numbers that matter

The Citrus Springs market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$269K$270K

Citrus Springs median sold, yr/yr

98.7%

Sale-to-list ratio (12 mo)

11 of 19

CITRUS SPGS UNIT 07 have cut their price

Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 868% above the CITRUS SPRINGS 34434 median. See the full Citrus Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $300,000 $50K
Nov 2, 2024Listed at $350,000 · 636 days on market since
2024Built · CITRUS SPGS UNIT 07

Reality check

What actually sold near 8118 N SANTOS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7549 N SANTOS DRIVESold · Apr ’26

$259,900

7549 N SANTOS DRIVE · same community

4 bd · 2 ba · 1,590 sqft · $163/sqft · 100 DOM

1915 W CITRUS SPRINGS BOULEVARDSold · Jul ’26

$254,900

1915 W CITRUS SPRINGS BOULEVARD · same community

3 bd · 2 ba · 1,562 sqft · $163/sqft · 158 DOM

7751 N CRICKET DRIVESold · Feb ’26

$240,000

7751 N CRICKET DRIVE · same community

3 bd · 2 ba · 1,554 sqft · $154/sqft · 117 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8118 N SANTOS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8118 N SANTOS DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8118 N SANTOS DRIVE FAQs

What would the monthly payment be for 8118 N SANTOS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,070/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8118 N SANTOS DRIVE?+

The most recent tax bill on record (2023) was $138. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Citrus Springs?+

At $300,000, this home is listed about 9% above the Citrus Springs median of $275,000. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$300,000 runs 868% above the CITRUS SPRINGS 34434 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

636 days on market against a Citrus Springs median of 58 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $350,000, now $300,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of VANDERLEELIE & ASSOC.RE ESTATE · Mary Syed. MLS #TB8317153.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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8118 N SANTOS DRIVE, CITRUS SPRINGS, FL — 3 Bed, 2 Bath — $300,000 | CENTURY 21 Edge