1456 W 20TH ST, JACKSONVILLE, FL, 32209
Active637 days on marketListed Oct 25, 2024MLS #TB8314697
About this home
1456 W 20TH ST
Beautiful 2 story home, very private, matured landscape, lots of rooms and very spacious.
Facts & features
The home at a glance
4
Bedrooms
1.5
Bathrooms
2,457
Sqft
0.22 ac
Lot size
1948
Year built
Two
Levels
$55
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,135 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,135/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Jacksonville actives
$55 vs $177
Days on market
637 vs 32 typical
Where $55/sqft sits among the 138 Jacksonville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Moncrief Park
Get to know Jacksonville. See the full Jacksonville guide →
Moncrief Park — neighborhood snapshot
Population
2,854
Median age
35
Median income
$32,448
Median home value
$90,654
Avg household
2
Households w/ children
368
For the school run
Duval County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Jacksonville market
$324K → $341K
Jacksonville median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
61 of 138
Jacksonville actives have cut their price
Median sold price, Jacksonville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the JACKSONVILLE 32209 median. See the full Jacksonville market guide →
Paper trail
This home's history
Reality check
What actually sold near 1456 W 20TH ST
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$72,000
2010 N MYRTLE AVENUE
3 bd · 2 ba · 1,868 sqft · $39/sqft · 87 DOM
Sold · Jan ’26$220,000
425 W 22ND STREET
4 bd · 2 ba · 1,522 sqft · $145/sqft · 0 DOM
Sold · Jul ’26$70,000
1751 POWHATTAN STREET
3 bd · 1.5 ba · 1,248 sqft · $56/sqft · 54 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1456 W 20TH ST — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1456 W 20TH ST — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1456 W 20TH ST FAQs
What would the monthly payment be for 1456 W 20TH ST?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,135/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1456 W 20TH ST?+
The most recent tax bill on record (2022) was $1,447. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Jacksonville?+
At $135,000, this home is listed about 52% below the Jacksonville median of $282,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1456 W 20TH ST?+
George Washington Carver Elementary (elementary), Matthew W. Gilbert Middle School (middle), William M. Raines High School (high) — Duval County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$135,000 runs 15% above the JACKSONVILLE 32209 median — but at 2,457 sqft it's also 59% larger than the typical Jacksonville listing.
02Time on market is leverage
637 days on market against a Jacksonville median of 32 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $165,000, now $135,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARTED COURSE REALTY GROUP LLC · Frank Xiao Y Lin. MLS #TB8314697.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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