
11200 102ND AVENUE UNIT 33, SEMINOLE, FL, 33778
Active659 days on marketListed Oct 14, 2024MLS #TB8311224
About this home
11200 102ND AVENUE UNIT 33
One or more photo(s) has been virtually staged. BACK ON THE MARKET WITH A CLEAN 4-POINT INSPECTION—BUY WITH CONFIDENCE! Freshly painted and move-in ready, this spacious 1-bedroom, 1-bath villa-style condo offers 985 square feet of comfortable living in the highly desirable 55+ Twin Oaks community. Inside, you'll find an open living and dining area that's perfect for everyday living and entertaining, while the thoughtfully designed kitchen features a large window that fills the space with natural light. The oversized bedroom includes a generous walk-in closet and is conveniently located next to the beautifully updated full bathroom. Major updates provide peace of mind, including a new HVAC (2022), new water heater (2024), and a new roof (2020). Even better, the community has recently completed fresh exterior painting on all buildings and relining of the sewer pipes, adding even more long-term value. Located in the heart of Pinellas County, Twin Oaks offers an active, welcoming lifestyle with a heated community pool, shuffleboard courts, clubhouse, and a full calendar of social activities including Bingo, Pinochle, Coffee Hour, and more. Plus, NO flood insurance is required, the home is located in a non-evacuation zone, and the affordable HOA fee covers nearly everything except electric—making ownership both simple and budget-friendly. Whether you're looking for a year-round residence or the perfect Florida retreat, this well-maintained home is an exceptional value. Schedule your private showing today and discover everything Twin Oaks has to offer!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
985
Sqft
1971
Year built
One
Levels
$96
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,345 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,345/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.7%
$/sqft vs Seminole actives
$96 vs $255
Days on market
659 vs 46 typical
Where $96/sqft sits among the 284 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Twin Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Twin Oaks — neighborhood snapshot
Population
176
Median age
52
Median income
$77,083
Median home value
$283,100
Avg household
3
Households w/ children
23%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
157 of 284
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the SEMINOLE 33778 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 11200 102ND AVENUE UNIT 33
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$90,500
11200 102ND AVENUE UNIT 14 · same community
1 bd · 1 ba · 985 sqft · $92/sqft · 138 DOM
Sold · Jan ’26$75,000
11200 102ND AVENUE UNIT 53 · same community
1 bd · 1 ba · 985 sqft · $76/sqft · 137 DOM
Sold · Mar ’26$45,000
11200 102 AVENUE UNIT 23 · same community
1 bd · 1 ba · 985 sqft · $46/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11200 102ND AVENUE UNIT 33 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11200 102ND AVENUE UNIT 33 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11200 102ND AVENUE UNIT 33 FAQs
What would the monthly payment be for 11200 102ND AVENUE UNIT 33?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,345/mo — principal and interest, the actual property-tax bill, the $572/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11200 102ND AVENUE UNIT 33?+
The association fee works out to $572 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11200 102ND AVENUE UNIT 33?+
The most recent tax bill on record (2023) was $142. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11200 102ND AVENUE UNIT 33?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $95,000, this home is listed about 76% below the Seminole median of $388,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11200 102ND AVENUE UNIT 33?+
Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high), Seminole Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the SEMINOLE 33778 market on paper
$95,000 is 46% below the SEMINOLE 33778 median of $174,900, and at $96/sqft it sits under the Seminole average of $257.
02Know the monthly fee
The association fee is $572/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
659 days on market against a Seminole median of 46 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Osceola Middle School, Richard O Jacobson Technical High School At Seminole, Seminole Elementary School — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $110,000, now $95,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXPERTS · Brittany Bates. MLS #TB8311224.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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