109 HIBISCUS STREET UNIT 1, TARPON SPRINGS, FL, 34689
Active677 days on marketListed Oct 4, 2024MLS #TB8309421
About this home
109 HIBISCUS STREET UNIT 1
Apartment is part of a Cottage style one story Triplex located in Downtown Tarpon Springs, called Hibiscus Garden Apartments. This is Apartment #1, is the largest unit with (2) bedrooms & (1) bath that is very spacious with high ceilings, nice floor plan and tremendous location. The Triplex is walking distance, within minutes to historical Downtown Tarpon Springs full of shops & restaurants, plus library, City buildings, & more. Also walk to the beautiful Craig's Park that features manatee's during season & kayaking out to the Gulf. Beautiful area that also is a short drive to the Famous Sponge Docks that feature working fisherman & boats along the water. The Apartment has laminated wood flooring & ceramic tile in both the bath & laundry areas. Nice kitchen with attractive cabinets & updated appliances, high ceiling that leads out to the cute porch that has been converted to a spacious laundry area with washer & dryer for convenience. The huge Living/Dining area has original wood beaded ceiling & is the central area for your entertainment. Master Bedroom also has beaded ceiling plus large closet & lots of light for the windows. The 2nd bedroom/Study is off the front of home & Living Room, set up to be a work area, study or separate family room. Could be converted to a quest room also. The Hibiscus Garden Apartments are located in a great central area that is near lots of great cities along the coast, football games in Tampa, beautiful Fred Howard Beach, & so much more. The Apartment has some stylish furniture that can stay or be removed. One year leased is required.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,968
Sqft
0.13 ac
Lot size
1928
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tarpon Springs actives
$1 vs $244
Days on market
677 vs 46 typical
Where $1/sqft sits among the 274 Tarpon Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
TARPON SPRINGS 34689 — neighborhood snapshot
Population
27,007
Median age
55.7
Median income
$66,523
Median home value
$311,500
Avg household
2.15
Households w/ children
1,849
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $400K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
150 of 274
Tarpon Springs actives have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 109 HIBISCUS STREET UNIT 1
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$485,000
1118 CAPTAINS WAY
3 bd · 2 ba · 2,000 sqft · $243/sqft · 147 DOM
Sold · Aug ’25$510,000
1151 LANCER LANE
3 bd · 2 ba · 2,130 sqft · $239/sqft · 46 DOM
Sold · Jun ’26$365,000
1143 LANCER LANE
3 bd · 2 ba · 1,779 sqft · $205/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 109 HIBISCUS STREET UNIT 1 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 109 HIBISCUS STREET UNIT 1 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
109 HIBISCUS STREET UNIT 1 FAQs
What would the monthly payment be for 109 HIBISCUS STREET UNIT 1?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 109 HIBISCUS STREET UNIT 1?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $1,750, this home is listed about 100% below the Tarpon Springs median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 109 HIBISCUS STREET UNIT 1?+
Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TARPON SPRINGS 34689 market on paper
$1,750 is 99% below the TARPON SPRINGS 34689 median of $344,000, and at $1/sqft it sits under the Tarpon Springs average of $270.
02Time on market is leverage
677 days on market against a Tarpon Springs median of 46 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Tarpon Springs High School, Tarpon Springs Middle School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of OLYMPIC REALTY SERVICES LLC · Sherry Wendt. MLS #TB8309421.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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