
6540 SIMONE SHORES CIRCLE, APOLLO BEACH, FL, 33572
Active777 days on marketListed Jun 5, 2024MLS #T3530236
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Fri, Jul 31
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Hosted By Vick White-Please meet agent at the sales center- 6536 Simone Shores to access all homes
About this home
6540 SIMONE SHORES CIRCLE
6540 Simone Shores Circle | The Marlin Floorplan 3 Beds | 3 Baths | Saltwater Pool, Spa & Dock with 10K Lift | 2-Car Garage | Direct Bay Access | 12 ft Elevation Waterfront living with direct access to Tampa Bay—this brand-new Apollo Beach pool home features a private dock with 10,000 lb lift, a heated saltwater pool and spa, and no build time required. Located in the small custom-home community of Hemingway Estates, this single-story, solar-powered home offers smart technology, high-end finishes, and strong, energy-efficient construction. Inside, the home welcomes you with smooth-finish walls, soaring ceilings, and a wide-open layout. The Great Room includes a mounted TV and electric fireplace, and the triple sliding glass doors lead straight out to the pool and canal. The kitchen includes quartz countertops, an island with waterfall edges, a built-in oven, gas cooktop with pot filler, wine fridge, and custom cabinetry with European pull-down and organizational shelving. The dining area brings in natural light and waterfront views. A private home office with barn doors and a full bath gives you the option for a guest suite, work-from-home space, or flex room. The home follows a true split-bedroom layout. Both secondary bedrooms include tray ceilings and custom closets. The primary suite is located at the rear of the home with views of the pool and water. The en suite bath includes dual vanities, a jetted soaking tub, and a floor-to-ceiling tiled walk-in shower with multiple showerheads and customizable pressure and lighting settings. This home was built for strength and energy savings, featuring full block construction, a stem wall foundation, solar tile roof with battery backup, hurricane-rated windows and doors, fire-resistant interior doors, Icynene spray foam insulation, and a hardwired security system with fingerprint and faceprint entry. Smart home features allow you to control the pool, lighting, thermostat, security, and garage right from your phone or mounted iPads. Custom lighting accents, built-in surround sound inside and out, automatic heated bidet toilets, and seamless hardware finish out the upgrades. Outdoors, the saltwater pool and spa are ready for year-round enjoyment. The private dock and lift sit behind a brand-new seawall. The two-car garage features multi-layer epoxy flooring and insulated hurricane-rated garage doors. Exterior soffit lighting is customizable—no need to hang holiday lights. Lawn care, landscaping, irrigation maintenance, and annual stormwater drain cleaning are included in the small monthly HOA. Located near schools, shopping, and major highways, 6540 Simone Shores offers modern living in a waterfront community.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,115
Sqft
0.12 ac
Lot size
2
Garage
2025
Year built
One
Levels
$496
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,687 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,687/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+57.6%
Days on market
777 vs 56 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 133% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6540 SIMONE SHORES CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6540 SIMONE SHORES CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6540 SIMONE SHORES CIRCLE FAQs
What would the monthly payment be for 6540 SIMONE SHORES CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,687/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6540 SIMONE SHORES CIRCLE?+
The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6540 SIMONE SHORES CIRCLE?+
The most recent tax bill on record (2023) was $2,494. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6540 SIMONE SHORES CIRCLE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $1,049,000, this home is listed about 114% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6540 SIMONE SHORES CIRCLE?+
Shields Middle School (middle), Lennard High School (high), Cypress Creek Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,049,000 runs 133% above the APOLLO BEACH 33572 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
777 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,216,000, now $1,049,000 — a $167K cut. The full history is in the market section below.
Listing courtesy of 27NORTH REALTY · Shawna Calvert. MLS #T3530236.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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