1 FERNERY LANE, SAFETY HARBOR, FL, 34695
Active843 days on marketListed Apr 3, 2024MLS #T3515808
About this home
1 FERNERY LANE
AVAILABLE SEPT 1st - Welcome to Your Furnished Oasis in Safety Harbor! Nestled in the heart of Safety Harbor, this charming 4-bedroom, 2-bathroom home offers the perfect blend of comfort and convenience. Available for a minimum lease period of 30 days, this fully furnished abode is ideal for those seeking a relaxing retreat or a temporary home away from home. Property Features: 4 Bedrooms, 2 Bathrooms Spacious Living Areas Fully Equipped Kitchen Cozy Dining Area Tranquil Outdoor Space 2-Car Garage Prime Location: Situated in beautiful Safety Harbor, you'll find yourself surrounded by the best this area has to offer. Enjoy easy access to shopping centers, boutique shops, and local eateries just minutes away. For those craving the sun and sand, a short drive will lead you to the pristine beaches that Florida is renowned for. Convenient Commute: With an easy commute to Tampa, this home is perfect for professionals and adventurers alike. Whether you're headed to work or exploring the vibrant city life, you'll appreciate the convenience of this central location. Don't miss this opportunity to experience the laid-back lifestyle of Safety Harbor while enjoying the comforts of this lovely furnished home. Contact us today to schedule a viewing and make this your temporary haven in Florida!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,418
Sqft
0.25 ac
Lot size
2
Garage
1980
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$198 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$198/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Safety Harbor actives
$2 vs $319
Days on market
843 vs 55 typical
Where $2/sqft sits among the 99 Safety Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Safety Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Safety Harbor. See the full Safety Harbor guide →
SAFETY HARBOR 34695 — neighborhood snapshot
Population
17,882
Median age
50.6
Median income
$96,138
Median home value
$418,200
Avg household
2.42
Households w/ children
1,727
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Safety Harbor market
$508K → $630K
Safety Harbor median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
51 of 99
Safety Harbor actives have cut their price
Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 1 FERNERY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$365,000
3 OCTAVIA WAY · same community
4 bd · 3 ba · 1,948 sqft · $187/sqft · 4 DOM
Sold · Jul ’26$669,000
3 OCTAVIA WAY · same community
3 bd · 2.5 ba · 1,948 sqft · $343/sqft · 10 DOM
Sold · Apr ’26$639,000
3 BOOTH BOULEVARD · same community
3 bd · 2 ba · 1,926 sqft · $332/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1 FERNERY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1 FERNERY LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1 FERNERY LANE FAQs
What would the monthly payment be for 1 FERNERY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $198/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1 FERNERY LANE?+
The listing reports pets: Dogs OK, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Safety Harbor?+
At $5,300, this home is listed about 99% below the Safety Harbor median of $554,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1 FERNERY LANE?+
Countryside High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the SAFETY HARBOR 34695 market on paper
$5,300 is 99% below the SAFETY HARBOR 34695 median of $489,900, and at $2/sqft it sits under the Safety Harbor average of $403.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
843 days on market against a Safety Harbor median of 55 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Countryside High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $5,800, now $5,300 — a $500 cut. The full history is in the market section below.
Listing courtesy of KELLER WILLIAMS TAMPA PROPERTIES · Ashley Gajdosz. MLS #T3515808.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Safety Harbor homes, in your inbox
Like 1 FERNERY LANE but not quite? A daily digest of every new listing in Safety Harbor — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →