534 ESTUARY SHORE LANE, APOLLO BEACH, FL, 33572
Active860 days on marketListed Mar 27, 2024MLS #T3513081
About this home
534 ESTUARY SHORE LANE
Introducing a commanding presence at 534 Estuary Shore Lane in Apollo Beach, Florida. This 2023 masterpiece crafted by Bistro Builders stands as a testament to luxury waterfront living. With 4 bedrooms,3 baths, the home showcases high-end craftsmanship and meticulous design. Embark on a journey where every detail is tailored to an exceptional lifestyle, beginning with a heated pool and spa for ultimate relaxation. The estate features a private boat dock with a lift, offering seamless access to Tampa Bay. Enhanced waterfrontage, minimal HOA fees, and no CDD underscore the exclusivity of this gated property. The essence of robust elegance is evident throughout. An outdoor kitchen equipped with a grill, fridge, and icemaker sets the stage for unparalleled outdoor entertainment. The owner's suite serves as a retreat, boasting a standalone tub, expansive glass-encased walk-in shower, and a dual-sink vanity adjacent to built-in closets. A cozy fireplace in the master bath and a private balcony in the primary bedroom command views of the backyard, the canal, and Tampa Bay's iconic sunsets. Strength and sophistication merge with block construction and custom-laid epoxy floors throughout. The garage is a testament to functionality, featuring overhead built-in storage and premium epoxy flooring. Direct access to the private pool from the lower balcony emphasizes seamless indoor-outdoor living. The kitchen is a culinary stronghold, equipped with top-tier appliances, quartz waterfall countertops, custom-built cabinets, a double sink, and a pot filler. An adjacent bar/wine area enhances the kitchen's functionality. The living and dining areas, accentuated by a cozy fireplace, triple tray ceilings, and bespoke lighting, including LED and accent lights, create an atmosphere of refined masculinity. The home's exterior is formidable, with strategic lighting, comprehensive landscaping, an oversized driveway, and concrete steps. Constructed well above the flood plain, it offers both security and peace of mind. Bathrooms feature high-end mirrors and electric toilets, underscoring the property's luxury. The pervasive use of glass and light throughout amplifies its modern, inviting aesthetic. Safety is paramount, with solid concrete floors, hurricane-impact windows and doors, and a comprehensive alarm system ensuring both durability and a secure living environment. 534 Estuary Shore Lane isn't merely a property; it's a declaration of luxury, functionality, and unmatched beauty, awaiting your claim. Positioned near the Manatee Viewing Center and across from the Tampa Aquarium Turtle Rescue Center, it places you at the heart of Apollo Beach's natural splendors. With no bridges or obstructions, you're mere minutes from the bay. 534 Estuary Shore Lane is not just a home; it's a lifestyle. A lifestyle of luxury, convenience, and unparalleled beauty, ready for you to make it yours.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
3,322
Sqft
0.13 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$414
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,380 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,380/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.9%
$/sqft vs Apollo Beach actives
$414 vs $226
Days on market
860 vs 50 typical
Where $414/sqft sits among the 388 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$460K → $454K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
224 of 388
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 212% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 534 ESTUARY SHORE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,399,000
548 ESTUARY SHORE LANE · same community
4 bd · 2.5 ba · 3,322 sqft · $421/sqft · 784 DOM
Sold · May ’26$935,000
910 SIGNET
4 bd · 3.5 ba · 3,239 sqft · $289/sqft · 265 DOM
Sold · Jul ’26$588,634
5125 SLATE HUE PLACE
4 bd · 3.5 ba · 3,422 sqft · $172/sqft · 145 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 534 ESTUARY SHORE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 534 ESTUARY SHORE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
534 ESTUARY SHORE LANE FAQs
What would the monthly payment be for 534 ESTUARY SHORE LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,380/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 534 ESTUARY SHORE LANE?+
The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 534 ESTUARY SHORE LANE?+
The most recent tax bill on record (2024) was $14,494. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 534 ESTUARY SHORE LANE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $1,374,000, this home is listed about 181% above the Apollo Beach median of $489,000. The market section on this page shows how the area is trending.
Which schools are assigned to 534 ESTUARY SHORE LANE?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,374,000 runs 212% above the APOLLO BEACH 33572 median — but at 3,322 sqft it's also 55% larger than the typical Apollo Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
860 days on market against a Apollo Beach median of 50 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,759,999, now $1,374,000 — a $386K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of 27NORTH REALTY · Shawna Calvert. MLS #T3513081.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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