David Ramirez
$692,5002 bd3 ba1,248 sqft$555 /sqft$4,284 /mo all-in ↓

10820 SW 31ST WAY, WEBSTER, FL, 33597

Active876 days on marketListed Mar 7, 2024MLS #T3509968

Single Family ResidenceN/A

About this home

10820 SW 31ST WAY

One or more photo(s) has been virtually staged. Don’t miss your once in a lifetime opportunity to own this stunning 10 acre Ranch-style estate in the heart of Webster. The open floor plan interior features marble tile and natural wood accents throughout. The thoughtfully designed kitchen is a chef's dream, featuring newer Stainless Steel Appliances, custom cabinetry with soft-close doors and drawers, and a mobile center island. Venture outside and watch the sunset from the oversized front lanai featuring a full-sized outdoor bar with 2 refrigerators and ample seating. Spend the evenings relaxing in your enclosed jacuzzi room. The oversized garage with 4 automatic doors creates ample workspace and is perfect for all vehicles including tractors and farm equipment. If you are looking for the true Ranch lifestyle experience, this property is perfect for you. The grounds feature a custom-built chicken coop, multiple livestock feeding and watering stations, as well as multiple pole barns. Wild game such as Deer and Turkey are also abundant and seen frequently. There are simply too many features to list, please ask your agent for the Feature Sheet attached in the MLS. The property is in an ideal central location, 45 Minutes to Orlando, Tampa, and Ocala. 35 Minutes to The Villages and West Coast Beaches. High Speed Spectrum Internet now available.

Facts & features

The home at a glance

2

Bedrooms

3

Bathrooms

1,248

Sqft

10.08 ac

Lot size

4

Garage

2009

Year built

One

Levels

$555

Per sqft

Trees/Woods viewPartially

Inside

FlooringMarble
AppliancesBar Fridge · Convection Oven · Dishwasher · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric
FurnishedPartially

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesWest
ParkingBoat · Garage Door Opener · Golf Cart Parking · Workshop in Garage
ExteriorIrrigation System · Lighting · Outdoor Kitchen · Outdoor Shower · Storage

Community & fees

Taxes (2023)$1,528/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,284 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,737
PMI (est., until 20% equity)$260
Property tax — 2023 actual bill$127
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,250
Interest rate6.00%
Loan term

Estimated payment

$4,284/mo

Principal & interest$3,737
PMI (est., until 20% equity)$260
Property taxes (actual bill)$127
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs N/A

$555 vs $284

Days on market

876 vs 51 typical

Where $555/sqft sits among the 249 homes for sale in N/A

153
46
21 · this home
10
4
15
$131–321$321–511$511–701$701–891$891–1082$1082+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Webster

Map of 10820 SW 31ST WAY

Drive times from this address

Downtown Tampa65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Webster. See the full Webster guide →

WEBSTER 33597 — neighborhood snapshot

Population

9,424

Median age

42.7

Median income

$61,563

Median home value

$214,500

Avg household

2.64

Households w/ children

919

For the school run

Sumter County School District

ElementaryWebster Elementary School★★★★★
MiddleSouth Sumter Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Webster market

Seller’s marketLeans buyer8.9 months of inventoryBuyer’s market

$240K$344K

Webster median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

118 of 249

N/A have cut their price

Median sold price, Webster, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 889% above the WEBSTER 33597 median. See the full Webster market guide →

Paper trail

This home's history

Mar 7, 2024Listed at $692,500 · 876 days on market since
2009Built · N/A

Reality check

What actually sold near 10820 SW 31ST WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9559 SE 177TH COURTSold · Dec ’25

$900,000

9559 SE 177TH COURT · same community

2 bd · 2 ba · 1,344 sqft · $670/sqft · 10 DOM

#12 SENDEROS DEL VALLESold · Dec ’25

$161,000

#12 SENDEROS DEL VALLE · same community

3 bd · 2 ba · 1,114 sqft · $145/sqft · 131 DOM

206 WINSLOW AVENUESold · Dec ’25

$208,000

206 WINSLOW AVENUE · same community

3 bd · 1 ba · 1,066 sqft · $195/sqft · 134 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10820 SW 31ST WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10820 SW 31ST WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

10820 SW 31ST WAY FAQs

What would the monthly payment be for 10820 SW 31ST WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,284/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10820 SW 31ST WAY?+

The most recent tax bill on record (2023) was $1,528. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Webster?+

At $692,500, this home is listed about 115% above the Webster median of $322,500. The market section on this page shows how the area is trending.

Which schools are assigned to 10820 SW 31ST WAY?+

Webster Elementary School (elementary), South Sumter Middle School (middle) — Sumter County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$692,500 runs 889% above the WEBSTER 33597 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

876 days on market against a Webster median of 51 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Webster Elementary School, South Sumter Middle School — South Sumter Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of VINE REAL ESTATE ADVISORS · Robert Washington. MLS #T3509968.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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