David Ramirez
$179,998$215,000$1,613 /mo all-in ↓

7143 OAK GLEN TRAIL, HARMONY, FL, 34773

Active1111 days on marketListed Jul 8, 2023MLS #T3457760

Priced 43% below the HARMONY 34773 medianReduced $35KHARMONY NBDS D-2 & E

About this home

7143 OAK GLEN TRAIL

PRICE REDUCTION!!!!!! This conservation view, ready-to-build lot sits in an exclusive estate section of the desirable Harmony golf community. This centrally located community gets you quick access to I-95 & Melbourne beaches as well as Orlando's International Airport and SR417. Harmony's greatest draw is its secluded location that lies just on the fringe of all things growing in Orange County's Lake Nona. Live here and get an all access pass to great schools all in walkable distance, two private natural lakes, a beautiful clubhouse with restaurant and bar, community pool, work out facilities, a retail village that offers a family medical practice, and a market and quick service food. Fully custom home communities are becoming increasingly difficult to find with growing demand of zero lot line communities, however here you will find a manageable spacious lot size with the conceptual investment protection of an HOA. Build with peace of mind and without sacrificing convenience here in the Estates at Central Florida Harmony. Call today!

Facts & features

The home at a glance

0.38 ac

Lot size

Pets allowed

Inside

Outside & construction

FacesNorthwest

Community & fees

HOA fee$19/mo
Taxes (2022)$3,535/yr
PetsYes
CommunityPrivate Boat Ramp

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,613 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,060
FHA mortgage insurance (est.)$80
Property tax — 2022 actual bill$295
HOA fee — from the listing$19
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,300Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,300
Interest rate6.00%
Loan term

Estimated payment

$1,613/mo

Principal & interest$1,060
FHA mortgage insurance (est.)$80
Property taxes (actual bill)$295
HOA / condo fee$19
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Harmony

Map of 7143 OAK GLEN TRAIL inside its neighborhood boundary

Drive times from this address

Universal Orlando50 min
Orlando Int’l Airport (MCO)50 min
Walt Disney World51 min
Downtown Orlando51 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Harmony. See the full Harmony guide →

Harmony — neighborhood snapshot

Population

3,988

Median age

37

Median income

$78,260

Median home value

$354,100

Avg household

3

Households w/ children

524

For the school run

Osceola County School District

ElementaryHarmony Community School★★★★
HighHarmony High School★★★★★
MiddleNarcoossee Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Harmony market

Seller’s marketLeans buyer7.8 months of inventoryBuyer’s market

$412K$385K

Harmony median sold, yr/yr

98.7%

Sale-to-list ratio (12 mo)

Median sold price, Harmony, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 43% below the HARMONY 34773 median. See the full Harmony market guide →

Paper trail

This home's history

CurrentPrice reduced to $179,998 $35K
Jul 8, 2023Listed at $215,000 · 1111 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7143 OAK GLEN TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7143 OAK GLEN TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

7143 OAK GLEN TRAIL FAQs

What would the monthly payment be for 7143 OAK GLEN TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,613/mo — principal and interest, the actual property-tax bill, the $19/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7143 OAK GLEN TRAIL?+

The association fee works out to $19 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7143 OAK GLEN TRAIL?+

The most recent tax bill on record (2022) was $3,535. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7143 OAK GLEN TRAIL?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Harmony?+

At $179,998, this home is listed about 54% below the Harmony median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7143 OAK GLEN TRAIL?+

Harmony Community School (elementary), Harmony High School (high), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the HARMONY 34773 market on paper

$179,998 is 43% below the HARMONY 34773 median of $315,000.

02Time on market is leverage

1111 days on market against a Harmony median of 69 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Harmony Community School, Harmony High School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $215,000, now $179,998 — a $35K cut. The full history is in the market section below.

Listing courtesy of BROOKS REALTY GROUP LLC · Travis Brooks. MLS #T3457760.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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