4040 NE 95TH ROAD, WILDWOOD, FL, 34785
Active1393 days on marketListed Oct 11, 2022MLS #T3406613
About this home
4040 NE 95TH ROAD
LOCATION LOCATION LOCATION HIGH AND DRY HIGHLY VISIBLE BOTH DIRECTIONS ON BUSY HIGHWAY 301 WILDWOOD FLORIDA 1ST DEED 143’ HIGHWAY FRONTAGE X 140’ DEPTH 2ND DEED 25’ HIGHWAY FRONTAGE X 140’ DEPTH FOR PARKING LOT ZONED LIGHT INDUSTRIAL/ RESIDENTIAL ZONED COMMMERCIAL OPTIONAL FAMILY BUSINESS ALLOWED NOW NEWER GALVALUME METAL ROOF AND UNDERLAYMENT PELLA 250 SINGLE HUNG DOUBLE PANE LOW E WINDOWS NEW SCH. PVC WASTE AND CPVC WATER LINES NEW DELTA FAUCETS, SHOWER AND TOILETS NEW 200 AMP SERVICE WITH EXTERNAL 12 CIRCUIT PANEL NEW 200 AMP PANEL AND GFCI AND ARC BREAKERS NEW WIRES, BOXES, DEVICES, LIGHTS AND CEILING FANS GOODMAN 3 TON HEAT PUMP AND COPPER LINES NEW FLEX DUCT AND RETURNS IN ATTIC NEW R-30 INSULATION BATTTS IN WHOLE HOUSE NEW RHEEM WATER HEATER, PRESSURE TANK NEW SUBMERSIBLE WATER PUMP 1HP. AND INTAKE LINES NEW STUCCO AND BONDING AGENT NEW SOFFIT, FASCIA AND DRIP EDGE WEATHERPROOOF OUTLETS 4 CORNERS OF SOFFIT LED MOTION LIGHTS ON 4 CORNERS OF SOFFIT LOREX 4K DVR SMART PHONE CAMERA ON OUTSIDE HARDWIRED ADT ALARM SYSTEM TO WINDOWS AND DOORS METAL FRENCH DOUBLE DOORS WITH INSIDE BLINDS METAL 3’ FRONT DOOR ON PATIO AREA SOLID 6 PANEL PASSAGEWAY DOORS INSIDE SCHLAGE LEVER BRUSHED NICKEL HANDELS javascript:__doPostBack('m_lbSubmit','') BLUE PEARL GRANITE KITCHEN COUNTERS AND ALL WINDOWS WHIRLPOOL RANGE, DISHWASHER AND MICROWAVE HUNTER SPRINKLERS AROUND HOME PERIMETER ALL WORK PERMITTED SUMTER COUNTY 2020 LIVE OAK GRANDADDY TRIMMED TREES IN FRONT PRIVACY 6’ FENCE TWO SIDES PRIVATE SEPTIC TANK AND DRAINFIELD IN FRONT
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,404
Sqft
0.46 ac
Lot size
1965
Year built
One
Levels
$538
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,585 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,585/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+158.1%
$/sqft vs N/A
$538 vs $286
Days on market
1393 vs 52 typical
Where $538/sqft sits among the 244 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wildwood
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wildwood. See the full Wildwood guide →
WILDWOOD 34785 — neighborhood snapshot
Population
17,895
Median age
44.1
Median income
$48,004
Median home value
$210,500
Avg household
2.11
Households w/ children
1,278
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wildwood market
$304K → $305K
Wildwood median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
110 of 244
N/A have cut their price
Median sold price, Wildwood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 194% above the WILDWOOD 34785 median. See the full Wildwood market guide →
Paper trail
This home's history
Reality check
What actually sold near 4040 NE 95TH ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$285,000
911 NW 33RD AVENUE · same community
3 bd · 2 ba · 1,454 sqft · $196/sqft · 80 DOM
Sold · Dec ’25$900,000
9559 SE 177TH COURT · same community
2 bd · 2 ba · 1,344 sqft · $670/sqft · 10 DOM
Sold · Dec ’25$289,000
13905 SW 143RD STREET · same community
2 bd · 2 ba · 1,548 sqft · $187/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4040 NE 95TH ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4040 NE 95TH ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4040 NE 95TH ROAD FAQs
What would the monthly payment be for 4040 NE 95TH ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,585/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4040 NE 95TH ROAD?+
The most recent tax bill on record (2021) was $817. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Wildwood?+
At $755,000, this home is listed about 161% above the Wildwood median of $288,875. The market section on this page shows how the area is trending.
Which schools are assigned to 4040 NE 95TH ROAD?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$755,000 runs 194% above the WILDWOOD 34785 median.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
1393 days on market against a Wildwood median of 52 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $995,000, now $755,000 — a $240K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLAT FEE MLS REALTY · Stephen Hachey. MLS #T3406613.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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