1251 SCOTTISH STREET SW, PALM BAY, FL, 32908
Active12 days on marketListed Jul 28, 2026MLS #S5154598
About this home
1251 SCOTTISH STREET SW
Virtually Staged. There are homes that look good in photos and homes that actually feel good to live in. This one does both. From the moment you walk in, the space opens up in a way that immediately feels different. Large format porcelain tile runs throughout the entire home, high ceilings, recessed lighting, and a layout that flows naturally from the living area into the dining space and beyond. The kitchen island anchors the social heart of the home. The primary bedroom is genuinely spacious, with natural light coming in from multiple windows and enough room to make it your own. Every room has been designed with proportion in mind. Outside these walls, the location quietly does a lot of the work. The Space Coast is in the middle of one of the most significant economic expansions in Florida's recent history. L3Harris, Northrop Grumman, Lockheed Martin, Boeing, and Raytheon are all within a 15 to 25 minute commute north via I-95 or Babcock Street, making this an ideal home base for professionals in defense, aerospace, and tech. When the workday ends, Turkey Creek Sanctuary and the Indian River Lagoon are close enough to make them part of your routine. Elevated boardwalks, kayaking, fishing, manatee watching. This is the Florida people spend years trying to get to. Palm Bay offers more space, larger lots, and a quality of life that is genuinely hard to find at this price point anywhere else on the Space Coast.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,845
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PORT MALABAR UNIT 36
$1 vs $184
Days on market
12 vs 44 typical
Where $1/sqft sits among the 11 homes for sale in PORT MALABAR UNIT 36
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32908 — neighborhood snapshot
Population
14,970
Median age
38.3
Median income
$66,589
Median home value
$265,500
Avg household
3.08
Households w/ children
1,917
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $328K
Palm Bay median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
3 of 11
PORT MALABAR UNIT 36 have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% below the PALM BAY 32908 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 1251 SCOTTISH STREET SW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$314,990
1259 HATHAWAY ROAD SW · same community
3 bd · 2 ba · 1,808 sqft · $174/sqft · 22 DOM
Sold · Sep ’25$380,000
1498 HARPER BOULEVARD SW · same community
4 bd · 2 ba · 1,788 sqft · $213/sqft · 39 DOM
Sold · Jul ’26$355,000
1486 HARPER BOULEVARD SW · same community
4 bd · 2 ba · 1,788 sqft · $199/sqft · 133 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1251 SCOTTISH STREET SW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1251 SCOTTISH STREET SW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1251 SCOTTISH STREET SW FAQs
What would the monthly payment be for 1251 SCOTTISH STREET SW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1251 SCOTTISH STREET SW?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Bay?+
At $2,195, this home is listed about 99% below the Palm Bay median of $354,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1251 SCOTTISH STREET SW?+
Jupiter Elementary School (elementary), Southwest Middle School (middle), Heritage High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Paula Cordova Ibanez. MLS #S5154598.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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