975 SERCHIO STREET, HAINES CITY, FL, 33844
Active15 days on marketListed Jul 24, 2026MLS #S5154351
About this home
975 SERCHIO STREET
Welcome to 975 Serchio St., Haines City, FL, a well-maintained 5-bedroom, 3-bathroom home located in the Magnolia Park community. This residence offers a functional open floor plan with spacious living and dining areas, providing flexibility for a variety of living arrangements. The home includes several valuable upgrades, including fully paid-off solar panels with no lease or loan to assume, a whole-home water softener, and a fully fenced backyard that offers additional privacy and versatile outdoor space. Residents of Magnolia Park have access to community amenities, including a swimming pool and playground. The property is conveniently located near Posner Park shopping and dining, AdventHealth Heart of Florida hospital, grocery stores, and major transportation routes, including US-27 and I-4, providing access throughout Central Florida. Popular destinations such as Walt Disney World Resort, Universal Orlando Resort, LEGOLAND Florida Resort, and Peppa Pig Theme Park Florida are all within driving distance, along with a variety of golf courses, parks, and recreational opportunities. This property combines energy-efficient upgrades, practical features, and a convenient location close to everyday amenities and Central Florida attractions. Schedule your private showing to learn more.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,696
Sqft
0.13 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$155
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,610 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,610/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.2%
$/sqft vs Haines City actives
$155 vs $173
Days on market
15 vs 42 typical
Where $155/sqft sits among the 399 Haines City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Haines City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Haines City. See the full Haines City guide →
HAINES CITY 33844 — neighborhood snapshot
Population
49,133
Median age
39.4
Median income
$60,426
Median home value
$212,700
Avg household
2.9
Households w/ children
5,568
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $300K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
189 of 399
Haines City actives have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 975 SERCHIO STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$370,000
6413 CLOVER STREET
5 bd · 3 ba · 2,800 sqft · $132/sqft · 227 DOM
Sold · Jan ’26$379,963
5414 CATMINT DRIVE
5 bd · 3 ba · 2,800 sqft · $136/sqft · 351 DOM
Sold · Oct ’25$375,950
5453 CATMINT DRIVE
5 bd · 3 ba · 2,800 sqft · $134/sqft · 176 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 975 SERCHIO STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 975 SERCHIO STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
975 SERCHIO STREET FAQs
What would the monthly payment be for 975 SERCHIO STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,610/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 975 SERCHIO STREET?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 975 SERCHIO STREET?+
The most recent tax bill on record (2025) was $9,479. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 975 SERCHIO STREET?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $416,990, this home is listed about 34% above the Haines City median of $311,390. The market section on this page shows how the area is trending.
Which schools are assigned to 975 SERCHIO STREET?+
Alta Vista Elementary School (elementary), Haines City Senior High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PROPERTY OUTLET INTERNATIONAL · Jose Luis Rivera Vazquez. MLS #S5154351.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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