3109 SEAVIEW CASTLE DRIVE, KISSIMMEE, FL, 34746
Active16 days on marketListed Jul 23, 2026MLS #S5154157
About this home
3109 SEAVIEW CASTLE DRIVE
Beautiful FULLY FURNISHED townhouse located in the highly desirable gated community of Compass Bay. Ideally situated just approximately 18 minutes from Disney Springs and close to Orlando’s world-famous attractions, shopping, dining, Orlando International Airport, and major highways including SR-417 and I-4. This spacious, move-in ready home features an open-concept layout, generously sized bedrooms, and is being sold completely furnished. Perfect as a primary residence, vacation home, or investment property. Enjoy the convenience of a prime Central Florida location with quick access to everything the area has to enjoy. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,112
Sqft
0.03 ac
Lot size
1
Garage
2010
Year built
Two
Levels
$297
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,807 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,807/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Kissimmee actives
$297 vs $209
Days on market
16 vs 55 typical
Where $297/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Compass Bay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Compass Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Compass Bay is a short-term-rental community. See the full guide →
Compass Bay — neighborhood snapshot
Population
474
Median age
34
Median income
$58,971
Median home value
$211,900
Avg household
3
Households w/ children
51%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
174 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3109 SEAVIEW CASTLE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$300,000
5101 STANIARD DRIVE · same community
3 bd · 2.5 ba · 1,650 sqft · $182/sqft · 103 DOM
Sold · Feb ’26$180,000
1019 BASEBALL AND BOARDWALK COURT UNIT 1019
2 bd · 2 ba · 1,052 sqft · $171/sqft · 8 DOM
Sold · Dec ’25$205,000
2007 DISNEY MGM STUDIO CT
2 bd · 2 ba · 1,052 sqft · $195/sqft · 294 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3109 SEAVIEW CASTLE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3109 SEAVIEW CASTLE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3109 SEAVIEW CASTLE DRIVE FAQs
What would the monthly payment be for 3109 SEAVIEW CASTLE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,807/mo — principal and interest, the actual property-tax bill, the $274/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3109 SEAVIEW CASTLE DRIVE?+
The association fee works out to $274 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3109 SEAVIEW CASTLE DRIVE?+
The most recent tax bill on record (2025) was $3,414. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 3109 SEAVIEW CASTLE DRIVE be rented short-term?+
Yes — this home sits inside Compass Bay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 3109 SEAVIEW CASTLE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $330,000, this home is listed about 13% below the Kissimmee median of $379,395. The market section on this page shows how the area is trending.
Which schools are assigned to 3109 SEAVIEW CASTLE DRIVE?+
Kissimmee Middle School (middle), Celebration High School (high), Reedy Creek Elementary School (elementary) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the KISSIMMEE 34746 market on paper
$330,000 is 5% below the KISSIMMEE 34746 median of $345,900.
02Zoned for nightly rentals
Compass Bay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
Keep looking
Similar homes nearby
Listing courtesy of MY REALTY GROUP, LLC. · Luz Materan De Morrone. MLS #S5154157.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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