David Ramirez
$425,0004 bd3 ba2,325 sqft$183 /sqft$3,122 /mo all-in ↓

1228 MATTIE POINTE BOULEVARD, AUBURNDALE, FL, 33823

Active13 days on marketListed Jul 20, 2026MLS #S5154099

Single Family ResidenceMATTIE POINTE

About this home

1228 MATTIE POINTE BOULEVARD

MOTIVATED SELLER! Welcome to this better-than-new home in the desirable Mattie Pointe community! This beautifully upgraded 4-bedroom, 3-full-bathroom home offering 2,325 Sq. Ft. combines modern design, comfort, and functionality. Featuring a private in-law suite, this home is perfect for guests, multigenerational living, a home office, or additional privacy. The heart of the home is the stunning designer kitchen, showcasing a large quartz island, custom gold faucets and hardware, upgraded cabinetry, and an open-concept layout designed for entertaining and everyday living. Premium Upgrades Throughout Include: Luxury flooring throughout the entire home — NO carpet Whole-home water filtration system providing clean drinking water from every faucet Upgraded HVAC system with built-in UV air purification technology designed to improve indoor air quality Generator-ready electrical connection for convenient backup power capability Ceiling fans installed throughout bedrooms, family room, and screened lanai for added comfort and efficiency Fully fenced backyard offering privacy and peace of mind Screened lanai perfect for enjoying Florida’s beautiful weather year-round ?? Extended paver patio ideal for outdoor gatherings and entertaining ?? Gutters installed around the entire home ?? Overhead garage storage racks for maximum organization Community Highlights: Located in the sought-after Mattie Pointe community, featuring a low HOA of only $42/month, a community playground, and convenient access to shopping, dining, schools, Lakeland, and Orlando. Why wait for new construction when you can own a home that already includes thousands of dollars in upgrades? This move-in ready property offers the benefits of a new home without the wait or additional upgrade costs. Schedule your private showing today — this exceptional home is ready for its next owner!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,325

Sqft

0.14 ac

Lot size

2

Garage

2022

Year built

One

Levels

$183

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer · Water Filtration System
InteriorCeiling Fan(s) · Thermostat
LaundryLaundry Room
CoolingCentral Air · Humidity Control
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco
FoundationConcrete Perimeter
FacesNorth
ExteriorIrrigation System · Permeable Paving

Community & fees

HOA fee$42/mo
Taxes (2025)$2,757/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,122 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property tax — 2025 actual bill$230
HOA fee — from the listing$42
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,875
Interest rate6.00%
Loan term

Estimated payment

$3,122/mo

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$230
HOA / condo fee$42
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $425K
$374KedgeAI estimate $411,515 · range $390K$426K$443K

vs edgeAI estimate

+3.3%

$/sqft vs Auburndale actives

$183 vs $189

Days on market

13 vs 50 typical

Where $183/sqft sits among the 226 Auburndale actives

27
59
77 · this home
32
13
18
$118–149$149–180$180–211$211–242$242–273$273+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Auburndale

Map of 1228 MATTIE POINTE BOULEVARD

Drive times from this address

Walt Disney World30 min
Universal Orlando40 min
Downtown Orlando46 min
Downtown Tampa50 min
Orlando Int’l Airport (MCO)51 min
Tampa Int’l Airport (TPA)61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Auburndale. See the full Auburndale guide →

AUBURNDALE 33823 — neighborhood snapshot

Population

39,146

Median age

40.8

Median income

$64,248

Median home value

$234,300

Avg household

2.89

Households w/ children

4,326

For the school run

Polk County School District

ElementaryAuburndale Central Elementary School★★★★
MiddleJere L. Stambaugh Middle★★★★
HighAuburndale Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Auburndale market

Seller’s marketBalanced5.9 months of inventoryBuyer’s market

$316K$335K

Auburndale median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

120 of 226

Auburndale actives have cut their price

Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% above the AUBURNDALE 33823 median. See the full Auburndale market guide →

Paper trail

This home's history

Jul 20, 2026Listed at $425,000 · 13 days on market since
2022Built · MATTIE POINTE

Reality check

What actually sold near 1228 MATTIE POINTE BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1292 MATTIE POINTE BOULEVARDSold · Nov ’25

$297,000

1292 MATTIE POINTE BOULEVARD · same community

4 bd · 2 ba · 1,707 sqft · $174/sqft · 18 DOM

1036 MATTIE POINTE WAYSold · Feb ’26

$285,000

1036 MATTIE POINTE WAY · same community

4 bd · 2 ba · 1,696 sqft · $168/sqft · 309 DOM

159 AUBURN GROVE BLVDSold · Mar ’26

$370,000

159 AUBURN GROVE BLVD

4 bd · 2 ba · 2,347 sqft · $158/sqft · 36 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1228 MATTIE POINTE BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1228 MATTIE POINTE BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1228 MATTIE POINTE BOULEVARD FAQs

What would the monthly payment be for 1228 MATTIE POINTE BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,122/mo — principal and interest, the actual property-tax bill, the $42/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1228 MATTIE POINTE BOULEVARD?+

The association fee works out to $42 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1228 MATTIE POINTE BOULEVARD?+

The most recent tax bill on record (2025) was $2,757. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1228 MATTIE POINTE BOULEVARD?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Auburndale?+

At $425,000, this home is listed about 20% above the Auburndale median of $355,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1228 MATTIE POINTE BOULEVARD?+

Auburndale Central Elementary School (elementary), Jere L. Stambaugh Middle (middle), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LA ROSA REALTY KISSIMMEE · Richard Sanchez Silva. MLS #S5154099.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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