264 LAUREL RIDGE PASS, DAVENPORT, FL, 33897
Active2 days on marketListed Aug 1, 2026MLS #S5154051
About this home
264 LAUREL RIDGE PASS
STUNNING SPACIOUS HOME ON CORNER LOT!Welcome to 264 Laurel Ridge Pass—a Beautifully UPDATED, move-in-ready Pool Home where the major improvements have already been completed for peace of mind! Set on a desirable corner lot in the desirable Florida Pines community. Upon Entrance, you will notice the Open Floor Plan, stunning flow of IMITIATION Wood TILED Floors with some Stone Mosaic and Abundant Natural Light creating a bright and welcoming atmosphere, with the charm that makes the home, homely. At the heart of the home is a Spacious Kitchen with White Cabinets, Glass Tiled Backsplash, Recessed Lights, Abundant beautiful Quartz Countertops and Island overlooking the family room, 2 enclosed Lanais and pool, allowing everyone to remain connected while meals are prepared or entertaining. The Generous SPLIT floor plan with separate living and family areas, offering plenty of space for both everyday living and entertaining. The Spacious Primary Suite has Vaulted Ceilings, Natural Light with a relaxing atmosphere with a Beautiful Bathroom Retreat featuring Dual Vanities, Updated Cabinetry with Quartz Countertops, a large Modern Walk-In Shower and a separate Soaking Tub to relax not forgetting the Walk In Closet. Step outside to your own Private Screened in Pool—inviting and perfect for relaxing, entertaining, and enjoying Florida’s year-round sunshine and lifestyle. Even better, the home features a NEWER ROOF 2017, A/C 2023, New Tiled and Laminate Flooring, WINDOWS EXTERIOR DOORS 2026, and recently painted, providing comfort, style, energy efficiency, and valuable peace of mind. Florida Pines also offers community recreation, including a pool, park, and playground, with convenient access to Highway 27, shopping, dining, major roadways, and Central Florida’s world-famous attractions. With its exceptional updates, spacious design, private pool, and convenient location, this is the one buyers have been waiting for. Schedule your private showing today—homes offering this much value and so many important improvements do not stay available for long!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,788
Sqft
0.14 ac
Lot size
2
Garage
2002
Year built
One
Levels
$218
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,074 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,074/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.8%
$/sqft vs Davenport actives
$218 vs $190
Days on market
2 vs 42 typical
Where $218/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Florida Pines, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,295/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Florida Pines
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Florida Pines is a short-term-rental community. See the full guide →
DAVENPORT 33897 — neighborhood snapshot
Population
29,206
Median age
38.9
Median income
$73,457
Median home value
$279,100
Avg household
2.85
Households w/ children
3,278
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$342K → $363K
Davenport median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
173 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 264 LAUREL RIDGE PASS
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$345,000
301 WINGDALE WAY · same community
3 bd · 2 ba · 1,737 sqft · $199/sqft · 73 DOM
Sold · Jul ’26$380,000
207 ELBERTON DRIVE · same community
4 bd · 2 ba · 1,654 sqft · $230/sqft · 2 DOM
Sold · Sep ’25$390,000
973 CORVINA DRIVE
3 bd · 2 ba · 1,781 sqft · $219/sqft · 50 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 264 LAUREL RIDGE PASS — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 264 LAUREL RIDGE PASS — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
264 LAUREL RIDGE PASS FAQs
What would the monthly payment be for 264 LAUREL RIDGE PASS?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,074/mo — principal and interest, the actual property-tax bill, the $45/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 264 LAUREL RIDGE PASS?+
The association fee works out to $45 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 264 LAUREL RIDGE PASS?+
The most recent tax bill on record (2025) was $4,813. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 264 LAUREL RIDGE PASS be rented short-term?+
Yes — this home sits inside Florida Pines, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 264 LAUREL RIDGE PASS?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $390,000, this home is priced right at the Davenport median.
Which schools are assigned to 264 LAUREL RIDGE PASS?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$390,000 runs 15% above the DAVENPORT 33897 median.
02Zoned for nightly rentals
Florida Pines is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Fresh on the market
Only 2 days on market in a Davenport market that averages 42 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Deborah Charron. MLS #S5154051.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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