845 S CHAR MIL AVENUE, LAKE ALFRED, FL, 33850
Active19 days on marketListed Jul 22, 2026MLS #S5153998
About this home
845 S CHAR MIL AVENUE
INVESTMENT OPPORTUNITY-FIXER UPPER! Discover a solid income-producing opportunity with this duplex located just minutes from downtown Lake Alfred. This property is ideal for an investor or owner-occupant buyer looking to build equity through renovation. Situated in a convenient location with easy access to Winter Haven, Haines City, and Auburndale, this duplex also offers proximity to public transportation, making it attractive for future tenants. This is a fixer-upper, providing the chance to customize, update, and increase long-term rental value. Whether you’re expanding your portfolio or stepping into your first investment, this property offers strong potential.
Facts & features
The home at a glance
4
Bedrooms
2,000
Sqft
0.24 ac
Lot size
1983
Year built
One
Levels
$140
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,244 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,244/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake Alfred actives
$140 vs $186
Days on market
19 vs 57 typical
Where $140/sqft sits among the 108 Lake Alfred actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Alfred
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Alfred. See the full Lake Alfred guide →
LAKE ALFRED 33850 — neighborhood snapshot
Population
9,825
Median age
43.5
Median income
$53,877
Median home value
$215,700
Avg household
2.49
Households w/ children
1,055
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Alfred market
$311K → $349K
Lake Alfred median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
39 of 108
Lake Alfred actives have cut their price
Median sold price, Lake Alfred, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the LAKE ALFRED 33850 median. See the full Lake Alfred market guide →
Paper trail
This home's history
Reality check
What actually sold near 845 S CHAR MIL AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$349,900
870 GALLOWAY STREET
4 bd · 2.5 ba · 2,020 sqft · $173/sqft · 47 DOM
Sold · Sep ’25$361,900
1368 MELROSE STREET
3 bd · 2.5 ba · 2,029 sqft · $178/sqft · 86 DOM
Sold · Jul ’26$375,490
409 GALLOWAY STREET
4 bd · 2.5 ba · 2,029 sqft · $185/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 845 S CHAR MIL AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 845 S CHAR MIL AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
845 S CHAR MIL AVENUE FAQs
What would the monthly payment be for 845 S CHAR MIL AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,244/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 845 S CHAR MIL AVENUE?+
The most recent tax bill on record (2025) was $3,738. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake Alfred?+
At $280,000, this home is listed about 23% below the Lake Alfred median of $362,490. The market section on this page shows how the area is trending.
Which schools are assigned to 845 S CHAR MIL AVENUE?+
Walter Caldwell Elementary School (elementary), Auburndale Senior High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SUNQUEST INVESTMENT REALTY LLC · Rajesh Kandhai. MLS #S5153998.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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