12224 STONE BARK TRAIL, ORLANDO, FL, 32824
Active8 days on marketListed Jul 22, 2026MLS #S5153921
About this home
12224 STONE BARK TRAIL
Welcome Home to this beautifully upgraded and spacious 4-bedroom, 3-bath residence with a dedicated office space and over 2,800 square feet of thoughtfully designed living space on an oversized corner homesite with pond views in the highly sought-after Reserve at Sawgrass community, just minutes from Lake Nona and major highways. From the moment you arrive, you’ll appreciate the home’s curb appeal and exceptional indoor-outdoor living. The open-concept floor plan is designed for both everyday comfort and effortless entertaining, featuring elegant tile flooring throughout the main living areas, abundant natural light, and a spacious great room that flows seamlessly into the heart of the home. The gourmet kitchen is a standout, offering an oversized center island, stainless steel appliances, double wall ovens with convection, an oversized custom walk-in pantry, and ample cabinetry—perfect for everything from casual family meals to hosting guests. The split-bedroom layout creates a private owner’s retreat complete with a generous walk-in closet and spa-inspired bath with a rainfall shower tower system, while two other secondary bedrooms share a convenient Jack-and-Jill bathroom. A fourth bedroom and another full bath provide flexibility for guests or multigenerational living. There is a separate office or homework space off the kitchen with built in desks and extra storage. Step outside to your own private backyard retreat. The expansive fenced yard on this corner lot with pond views features a screened in porch, watch the sunset views from your extended paved patio with fire pit, perfect for entertaining or enjoying the year-round sunshine. Ideally located just minutes from Lake Nona Medical City, Orlando International Airport, SR-417, Florida’s Turnpike, 5 miles from the New Lake Nona West shopping plaza, plenty of premium shopping, dining and entertainment within minutes. This home offers the perfect combination of luxury, convenience, and Florida living. Schedule your private showing today.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,781
Sqft
0.28 ac
Lot size
3
Garage
2014
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,407 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,407/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.8%
$/sqft vs Orlando actives
$197 vs $237
Days on market
8 vs 34 typical
Where $197/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orlando
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
ORLANDO 32824 — neighborhood snapshot
Population
55,282
Median age
39.3
Median income
$80,177
Median home value
$354,200
Avg household
3.2
Households w/ children
6,875
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
153 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% above the ORLANDO 32824 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 12224 STONE BARK TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$545,000
12231 STONE BARK TRAIL · same community
4 bd · 3 ba · 2,784 sqft · $196/sqft · 82 DOM
Sold · May ’26$570,000
12126 HOMESTEAD PARK LANE · same community
4 bd · 3 ba · 2,786 sqft · $205/sqft · 409 DOM
Sold · May ’26$499,999
12121 HOMESTEAD PARK LANE · same community
4 bd · 3 ba · 2,544 sqft · $197/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12224 STONE BARK TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12224 STONE BARK TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12224 STONE BARK TRAIL FAQs
What would the monthly payment be for 12224 STONE BARK TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,407/mo — principal and interest, the actual property-tax bill, the $77/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12224 STONE BARK TRAIL?+
The association fee works out to $77 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12224 STONE BARK TRAIL?+
The most recent tax bill on record (2025) was $8,348. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12224 STONE BARK TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $549,000, this home is listed about 41% above the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12224 STONE BARK TRAIL?+
Stonewyck Elementary (elementary), South Creek Middle (middle), Cypress Creek High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$549,000 runs 57% above the ORLANDO 32824 median — but at 2,781 sqft it's also nearly twice the size of the typical Orlando listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Stonewyck Elementary, South Creek Middle, Cypress Creek High — Stonewyck Elementary rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY LLC · Jodi Justice. MLS #S5153921.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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