654 MADRID DRIVE, KISSIMMEE, FL, 34758
Active9 days on marketListed Jul 18, 2026MLS #S5153855
About this home
654 MADRID DRIVE
This is an amazing house! This home has EVERYTHING you need. Very spacious UPDATED home in a super convenient location. This home includes new granite in kitchen, new tile floor on entire first floor, and high custom ceilings. MASTER SUITE on the 1st floor boasts Master shower retiled with glass shower door, tons of storage space and custom cabinetry in master walk-in closet room.. This home comes with BONUS in-law suite with private entrance and kitchenette. Almost half an acre of FENCED yard. No neighbors, so there is lots of privacy. This home also has the following updates: Roof 2020, HVAC(2) 2019 and 2022, Water Heater 2021, 6ft Vinyl Fence around back and partially the front. Solar system cuts utility expense to be transferred to new owner! Seller has also updated the landscaping with beautiful trees, plants, and agriculture. This home has been very well maintained, and is sold AS IS. All appliances convey. Some furnishings/decorations may be negotiable.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
3,226
Sqft
0.39 ac
Lot size
2
Garage
1986
Year built
Two
Levels
$155
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,873 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,873/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+50.2%
$/sqft vs POINCIANA VILLAGE 1 NBHD 3 WEST
$155 vs $186
Days on market
9 vs 45 typical
Where $155/sqft sits among the 6 homes for sale in POINCIANA VILLAGE 1 NBHD 3 WEST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kissimmee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
KISSIMMEE 34758 — neighborhood snapshot
Population
46,521
Median age
34.6
Median income
$67,128
Median home value
$280,000
Avg household
3.63
Households w/ children
5,941
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$369K → $358K
Kissimmee median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
2 of 6
POINCIANA VILLAGE 1 NBHD 3 WEST have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 86% above the KISSIMMEE 34758 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 654 MADRID DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$190,000
665 REGENCY WAY · same community
3 bd · 2 ba · 2,417 sqft · $79/sqft · 87 DOM
Sold · Apr ’26$319,900
713 MADERIA COURT · same community
4 bd · 2 ba · 1,810 sqft · $177/sqft · 57 DOM
Sold · Mar ’26$270,000
671 STERLING DRIVE · same community
3 bd · 2 ba · 1,767 sqft · $153/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 654 MADRID DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 654 MADRID DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
654 MADRID DRIVE FAQs
What would the monthly payment be for 654 MADRID DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,873/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 654 MADRID DRIVE?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 654 MADRID DRIVE?+
The most recent tax bill on record (2025) was $5,386. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 654 MADRID DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $499,900, this home is listed about 32% above the Kissimmee median of $379,850. The market section on this page shows how the area is trending.
Which schools are assigned to 654 MADRID DRIVE?+
Sunrise Elementary School (elementary), Horizon Middle School (middle), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TRANSCEND REALTY · Melanie Iglesias Vargas. MLS #S5153855.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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