4912 NEWTON COURT, ST CLOUD, FL, 34771
Pending17 days on marketListed Jul 16, 2026MLS #S5153842
About this home
4912 NEWTON COURT
Welcome to this beautifully maintained 5-bedroom, 2.5-bath pool home tucked away on a quiet cul-de-sac in the desirable Ashton Park community of Saint Cloud. Situated on nearly a quarter-acre lot, this impressive 2,979 sq. ft. home offers the perfect blend of space, comfort, and outdoor living. Step inside to a grand two-story foyer with soaring ceilings, an elegant staircase, and an abundance of natural light. Just off the entry, you'll find a formal dining room to the right, perfect for hosting family dinners and holiday gatherings, while the versatile flex room to the left can easily serve as an additional bedroom, home office, playroom, media room, or whatever best fits your lifestyle. The thoughtfully designed floor plan continues into a spacious family room that seamlessly connects to the beautifully updated kitchen, creating the ideal space for everyday living and entertaining. The kitchen features granite countertops, stainless steel appliances, a center island, ample cabinet space, a pantry, and an additional dining area overlooking the pool, making every meal feel special. Upstairs, a spacious loft provides even more flexible living space for a game room, second family room, study area, or home gym. The expansive primary suite offers a private retreat with two walk-in closets and an en-suite bath featuring a soaking tub and a separate walk-in shower. Four additional bedrooms provide ample space for family, guests, or hobbies. Step outside to your own backyard oasis featuring a screen-enclosed pool, an oversized covered lanai, and an additional patio with a gazebo—perfect for relaxing, grilling, or entertaining year-round. The spacious fenced backyard offers exceptional privacy and plenty of room for pets, play, or gardening. Located just minutes from Lake Nona, Medical City, Orlando International Airport, shopping, dining, top-rated schools, and major roadways, this home offers the perfect combination of peaceful neighborhood living and everyday convenience. Don't miss your opportunity to own this exceptional home in one of Saint Cloud's most desirable communities!
Facts & features
The home at a glance
5
Bedrooms
2.5
Bathrooms
2,979
Sqft
0.22 ac
Lot size
2
Garage
2004
Year built
Two
Levels
$159
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,502 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,502/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−24%
Days on market
17 vs 33 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4912 NEWTON COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4912 NEWTON COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4912 NEWTON COURT FAQs
What would the monthly payment be for 4912 NEWTON COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,502/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4912 NEWTON COURT?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4912 NEWTON COURT?+
The most recent tax bill on record (2025) was $3,732. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4912 NEWTON COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $475,000, this home is listed about 12% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4912 NEWTON COURT?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of EXP REALTY LLC · Steve Pugh. MLS #S5153842.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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