David Ramirez
Pending
$569,0004 bd3 ba3,110 sqft$183 /sqft$4,380 /mo all-in ↓

915 SAN RAPHAEL STREET, POINCIANA, FL, 34759

Pending26 days on marketListed Jul 17, 2026MLS #S5153781

Single Family ResidenceSOLIVITA PH 07C

About this home

915 SAN RAPHAEL STREET

Discover luxury Solivita living at 915 San Raphael Street, a 3,110 square foot Biltmore model nestled in the highly desirable Portofino neighborhood. With 4 bedrooms and 3 baths there is ample room for family and friends to visit, as well as the large bonus room that is ideal for an office, hobby room or (insert your ideal use here). As you approach the home and enter the gated courtyard you can't help but notice the impressive 8' leaded glass French Doors. Upon entering the home you are greeted with a living room with a 12' ceiling that is luxurious, yet warm and welcoming. As you glance to the right you see an extraordinary dining room with a coffered ceiling, where it is easy to imagine a relaxed dinner party with good friends. As you move into the kitchen, it is pleasing to the eye with warm toned 42" cabinets, granite countertops and stainless steel appliances. The kitchen is also a highly functional chef's delight with a walk in pantry, double ovens, and a generous amount of counter space and cabinets . Rounding out the kitchen is a breakfast bar perfect for a quick bite to eat and a breakfast area with great views to the lanai and conservation beyond. Just beyond the kitchen is a Florida Room/Family Room with ceiling mounted surround speakers for immersive movie nights. Next to the Florida Room is bedroom 2 featuring conservation views with an adjacent bathroom with quartz countertops and a jetted hydrotherapy walk in tub and shower combination. This bathroom has a door out to the lanai for easy access to guest gatherings in the lanai or, if a pool is added, a handy bathroom for pool users. Bedrooms 3 & 4 share a Jack and Jill full bathroom with quartz countertops and dual sinks. Entering the large primary bedroom suite you will notice the tray ceiling, separate sitting area with its own lighting and easy access to the lanai. Heading toward the en suite bath you will pass the two well sized walk in closets. In the bathroom you will find Split Vanities each with its own sink, granite countertops, Garden Tub and recently upgraded (2026) frameless glass shower enclosure. Just down the hall from the primary suite is the bonus room with nearly 250 sqft of space and direct access to the front courtyard through French Doors. The expansive partially covered lanai with TILE floor is approximately 850 sqft and is ideal for both entertaining or enjoying your morning coffee while enjoying the peaceful conservation. Other notable features: 5.5" baseboards throughout, 12' Ceilings throughout the main living area and 10' ceilings in the rest of the home. Dual Pane windows with Norman 2" blinds throughout, Zoned HVAC replaced in 2021(unit 1) and 2022(unit 2), Professional landscape timed lighting, Ring Doorbell, Whole house multi-stage water softener and filter, epoxy flooring and built-in cabinets in the garage. Arrange YOUR PRIVATE SHOWING of this outstanding home within Solivita’s dynamic 55+ community today! *PLEASE SEE THE MATTERPORT 3D VIRTUAL TOUR* With amenities such as 14 pools, 2 championship 18-hole golf courses, tennis, pickle-ball, basketball, softball, and over 240 clubs, plus two state-of-the-art exercise facilities spread across 4,200 acres of conservation, you'll have everything you need at your fingertips. HOA perks such as landscaping, irrigation, high-speed fiber internet, and streaming TV. Please do not hesitate to schedule your tour of this MUST SEE home and perhaps make it YOUR new Solivita sanctuary!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,110

Sqft

0.26 ac

Lot size

2

Garage

2006

Year built

One

Levels

$183

Per sqft

Trees/Woods viewNegotiable55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range Hood · Refrigerator · Washer · Water Filtration System · Water Purifier · Water Softener
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air · Zoned
HeatingCentral · Electric · Heat Pump · Zoned
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesNorth
ParkingDriveway · Garage Door Opener · Ground Level
ExteriorCourtyard · French Doors · Irrigation System · Lighting · Private Mailbox · Rain Gutters

Community & fees

HOA fee$299/mo
Taxes (2025)$7,652/yr
PetsCats OK, Dogs OK, Number Limit, Size Limit, Yes
CommunityBuyer Approval Required · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · No Truck/RV/Motorcycle Parking · Park · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Phone Available · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,380 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,070
PMI (est., until 20% equity)$213
Property tax — 2025 actual bill$638
HOA fee — from the listing$299
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $56,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $56,900
Interest rate6.00%
Loan term

Estimated payment

$4,380/mo

Principal & interest$3,070
PMI (est., until 20% equity)$213
Property taxes (actual bill)$638
HOA / condo fee$299
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $569K
$397KedgeAI estimate $419,536 · range $413K$436K$592K

vs edgeAI estimate

+35.6%

$/sqft vs Poinciana actives

$183 vs $180

Days on market

26 vs 21 typical

Where $183/sqft sits among the 174 Poinciana actives

24
35
40 · this home
32
25
18
$136–153$153–169$169–186$186–202$202–218$218+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Solivita

Map of 915 SAN RAPHAEL STREET inside its neighborhood boundary

Drive times from this address

Walt Disney World35 min
Universal Orlando45 min
Downtown Orlando51 min
Orlando Int’l Airport (MCO)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Poinciana. See the full Poinciana guide →

Solivita — neighborhood snapshot

Population

7,195

Median age

69

Median income

$65,133

Median home value

$323,540

Avg household

2

Households w/ children

196

For the school run

Polk County School District

ElementaryPalmetto Elementary School★★★★★
MiddleLake Marion Creek Middle School★★★★
HighHaines City Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Poinciana market

Seller’s marketBalanced6.1 months of inventoryBuyer’s market

$298K$285K

Poinciana median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

47 of 174

Poinciana actives have cut their price

Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 159% above the POINCIANA 34759 median. See the full Poinciana market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $569,000 · 26 days on market since
2006Built · SOLIVITA PH 07C

Reality check

What actually sold near 915 SAN RAPHAEL STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

844 SAN RAPHAEL STSold · Jul ’26

$645,000

844 SAN RAPHAEL ST · same community

3 bd · 3.5 ba · 3,088 sqft · $209/sqft · 19 DOM

105 LEMON GROVE DRIVESold · Oct ’25

$580,000

105 LEMON GROVE DRIVE · same community

4 bd · 4.5 ba · 3,052 sqft · $190/sqft · 6 DOM

262 ESCONDIDO COURTSold · Mar ’26

$580,000

262 ESCONDIDO COURT · same community

3 bd · 3.5 ba · 3,237 sqft · $179/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 915 SAN RAPHAEL STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 915 SAN RAPHAEL STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

915 SAN RAPHAEL STREET FAQs

What would the monthly payment be for 915 SAN RAPHAEL STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,380/mo — principal and interest, the actual property-tax bill, the $299/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 915 SAN RAPHAEL STREET?+

The association fee works out to $299 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 915 SAN RAPHAEL STREET?+

The most recent tax bill on record (2025) was $7,652. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 915 SAN RAPHAEL STREET?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Poinciana?+

At $569,000, this home is listed about 96% above the Poinciana median of $289,990. The market section on this page shows how the area is trending.

Which schools are assigned to 915 SAN RAPHAEL STREET?+

Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ARISTA REALTY GROUP, LLC · Douglas Bennett. MLS #S5153781.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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