
1915 ESTUARY LANE, KISSIMMEE, FL, 34747
Active14 days on marketListed Jul 23, 2026MLS #S5153778
About this home
1915 ESTUARY LANE
Virtually Staged. Golf-course frontage, no rear neighbors, and a screened lanai with automatic shades define this 3-bedroom, 2-bath K. Hovnanian St. Thomas model in the 55+ Four Seasons at Orlando community on Mystic Dunes. Built in 2019, this single-story home offers 2,202 sq ft with the extended-home option, adding square footage to the family room, dining area, owner’s suite, and covered/screened outdoor living space. Positioned along the 16th hole, the rear of the home includes an oversized screened patio accessed through a 16-foot pocket sliding glass door, creating an indoor-outdoor setting with golf-course, sunrise and rocket launch views. The open plan centers on a kitchen with quartz countertops, 42-inch cabinets with hardware, tile backsplash, under-mount sink, corner pantry, pendant lighting, breakfast bar, gas cooktop, and stainless appliances. The kitchen opens directly to the dining area and extended family room. A central “family hub” provides a dedicated flex space for an office, hobby area, reading room, or additional workspace. Ceramic tile extends through the main living and wet areas, while multiple windows and the rear slider bring natural light into the central living spaces. The split-bedroom layout places two guest bedrooms and a full guest bath near the foyer; the guest bath includes a quartz-top vanity. The owner’s suite overlooks the golf course and includes a walk-in closet plus an en-suite bath with a dual-sink, adult-height quartz vanity, glass-enclosed walk-in shower, and separate water closet. Additional features include ceiling fans, a tankless water heater, interior laundry with gas dryer connection and electric dryer capability, two-car garage, and transferable termite bond. Lawn care and irrigation is included through the HOA. Four Seasons at Orlando is a gated, age-restricted community with clubhouse, fitness center, pool, tennis, pickleball, bocce, activities, and on Mystic Dunes golf course. Located near US-192 shopping, dining, grocery options, and Disney-area destinations, this vacant home is available for showings without a construction wait.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,202
Sqft
0.2 ac
Lot size
2
Garage
2019
Year built
One
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,757 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,757/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.7%
$/sqft vs Kissimmee actives
$238 vs $209
Days on market
14 vs 53 typical
Where $238/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Seasons, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Four Seasons At Orlando
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Seasons is a short-term-rental community. See the full guide →
Four Seasons At Orlando — neighborhood snapshot
Population
216
Median age
51
Median income
$80,574
Median home value
$345,500
Avg household
2
Households w/ children
10%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
168 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% above the KISSIMMEE 34747 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 1915 ESTUARY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$675,000
7778 FOUR SEASONS BOULEVARD · same community
3 bd · 2 ba · 1,970 sqft · $343/sqft · 90 DOM
Sold · Mar ’26$579,000
2167 LIMESTONE TRAIL · same community
3 bd · 3 ba · 2,754 sqft · $210/sqft · 13 DOM
Sold · Oct ’25$430,000
2112 ANTILLES CLUB DRIVE UNIT 8 · same community
2 bd · 2 ba · 1,599 sqft · $269/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1915 ESTUARY LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1915 ESTUARY LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1915 ESTUARY LANE FAQs
What would the monthly payment be for 1915 ESTUARY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,757/mo — principal and interest, the actual property-tax bill, the $407/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1915 ESTUARY LANE?+
The association fee works out to $407 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1915 ESTUARY LANE?+
The most recent tax bill on record (2025) was $10,410. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 1915 ESTUARY LANE be rented short-term?+
Yes — this home sits inside Seasons, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 1915 ESTUARY LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $525,000, this home is listed about 39% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1915 ESTUARY LANE?+
Celebration High School (high), Westside K-8 School (elementary) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$525,000 runs 32% above the KISSIMMEE 34747 median — but at 2,202 sqft it's also 21% larger than the typical Kissimmee listing.
02Zoned for nightly rentals
Seasons is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Golf Course & Trees/Woods views
The golf course and trees/woods view is part of what you're buying — views hold value independently of the structure.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP · Eve Metlis. MLS #S5153778.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Kissimmee homes, in your inbox
Like 1915 ESTUARY LANE but not quite? A daily digest of every new listing in Kissimmee — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →


