3609 VALLEYVIEW DRIVE, KISSIMMEE, FL, 34746
Active18 days on marketListed Jul 15, 2026MLS #S5153762
About this home
3609 VALLEYVIEW DRIVE
Welcome to this beautifully maintained home in the highly desirable, gated community of Bellalago! This spacious residence offers the perfect combination of comfort, style, and Florida living. From the moment you arrive, you'll appreciate the exceptional curb appeal featuring mature tropical landscaping, a paved driveway, and a durable tile roof that not only enhances the home's beauty but can last up to 75 years with proper maintenance. Inside, you'll find a thoughtfully designed floor plan with generous living spaces, abundant natural light, and plenty of room for entertaining or relaxing with family and friends. The well-appointed kitchen flows seamlessly into the main living areas, while the spacious bedrooms provide comfort and privacy for everyone. Enjoy added peace of mind knowing the A/C system was replaced in 2023, providing improved energy efficiency and reliable comfort for years to come. Step outside and enjoy your private outdoor space, perfect for morning coffee, weekend barbecues, or simply unwinding after a long day. Living in Bellalago means embracing a true resort-style lifestyle. Residents enjoy access to an impressive array of amenities, including a stunning clubhouse, resort-style swimming pools, a state-of-the-art fitness center, tennis courts, basketball courts, scenic walking and biking trails, multiple parks and playgrounds, a dog park, and an on-site restaurant overlooking the lake. Whether you're staying active, spending time with family, dining with friends, or simply enjoying the beautiful surroundings, Bellalago offers something for everyone. Conveniently located near shopping, dining, schools, medical facilities, and major roadways, this home offers easy access to everything Central Florida has to offer while being nestled in one of Kissimmee's premier communities. Don't miss this incredible opportunity to own a move-in-ready home with timeless features, major system updates, outstanding community amenities, and exceptional long-term value. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,530
Sqft
0.24 ac
Lot size
3
Garage
2005
Year built
One
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,971 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,971/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.8%
$/sqft vs Kissimmee actives
$196 vs $207
Days on market
18 vs 45 typical
Where $196/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bellalago
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Bellalago — neighborhood snapshot
Population
4,492
Median age
34
Median income
$71,865
Median home value
$432,300
Avg household
3
Households w/ children
404
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$369K → $358K
Kissimmee median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
170 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3609 VALLEYVIEW DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$617,000
3583 VALLEYVIEW DRIVE · same community
4 bd · 3.5 ba · 3,084 sqft · $200/sqft · 108 DOM
Sold · May ’26$635,000
3613 VALLEYVIEW DRIVE · same community
5 bd · 4 ba · 3,340 sqft · $190/sqft · 122 DOM
Sold · Dec ’25$564,000
2651 LOOKOUT LANE · same community
4 bd · 3.5 ba · 3,591 sqft · $157/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3609 VALLEYVIEW DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3609 VALLEYVIEW DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3609 VALLEYVIEW DRIVE FAQs
What would the monthly payment be for 3609 VALLEYVIEW DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,971/mo — principal and interest, the actual property-tax bill, the $205/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3609 VALLEYVIEW DRIVE?+
The association fee works out to $205 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3609 VALLEYVIEW DRIVE?+
The most recent tax bill on record (2025) was $5,677. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3609 VALLEYVIEW DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $495,000, this home is listed about 30% above the Kissimmee median of $379,850. The market section on this page shows how the area is trending.
Which schools are assigned to 3609 VALLEYVIEW DRIVE?+
Bellalago Charter Academy (elementary), Liberty High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Amaryllis Rivera. MLS #S5153762.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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