3675 SAGEFIELD DRIVE, HARMONY, FL, 34773
Active4 days on marketListed Jul 17, 2026MLS #S5153758
About this home
3675 SAGEFIELD DRIVE
Welcome to this beautifully maintained 3-bedroom, 2-bath home located in the highly desirable Harmony Central community. Built in 2024, this move-in-ready residence offers a bright, open-concept floor plan with abundant natural light, creating the perfect space for everyday living and entertaining. The modern kitchen features granite countertops, stainless steel appliances, a spacious island, and ample cabinet space, all overlooking the living and dining areas. The private owner's suite includes a walk-in closet, dual vanities, and a walk-in shower, while the additional bedrooms has so much flexibility for family, guests, or a home office. Relax on the covered lanai and enjoy the privacy of your backyard. Harmony Central offers outstanding community amenities, including a resort-style pool, playgrounds, parks, and scenic walking trails, all with a low HOA and no CDD fees. Conveniently located just minutes from the Florida Turnpike, Orlando International Airport, Lake Nona Medical City, shopping, dining, top-rated schools, and Central Florida's world-famous attractions, this home is the perfect combination of comfort, convenience, and lifestyle. Don't miss this incredible opportunity to own a nearly new home in one of St. Cloud's fastest-growing communities. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,419
Sqft
0.14 ac
Lot size
2
Garage
2024
Year built
One
Levels
$264
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,944 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,944/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.4%
$/sqft vs Harmony actives
$264 vs $200
Days on market
4 vs 69 typical
Where $264/sqft sits among the 50 Harmony actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harmony
Get to know Harmony. See the full Harmony guide →
HARMONY 34773 — neighborhood snapshot
Population
5,495
Median age
38.2
Median income
$64,498
Median home value
$312,500
Avg household
3.06
Households w/ children
629
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Harmony market
$412K → $385K
Harmony median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
26 of 50
Harmony actives have cut their price
Median sold price, Harmony, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the HARMONY 34773 median. See the full Harmony market guide →
Paper trail
This home's history
Reality check
What actually sold near 3675 SAGEFIELD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$360,000
4038 SAGEFIELD DRIVE · same community
3 bd · 2 ba · 1,415 sqft · $254/sqft · 96 DOM
Sold · Jan ’26$360,000
7533 BENT TREE LOOP · same community
3 bd · 2 ba · 1,415 sqft · $254/sqft · 2 DOM
Sold · Feb ’26$360,000
4068 SAGEFIELD DRIVE · same community
3 bd · 2 ba · 1,415 sqft · $254/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3675 SAGEFIELD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3675 SAGEFIELD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3675 SAGEFIELD DRIVE FAQs
What would the monthly payment be for 3675 SAGEFIELD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,944/mo — principal and interest, the actual property-tax bill, the $72/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3675 SAGEFIELD DRIVE?+
The association fee works out to $72 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3675 SAGEFIELD DRIVE?+
The most recent tax bill on record (2025) was $4,059. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3675 SAGEFIELD DRIVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Harmony?+
At $375,000, this home is listed about 5% below the Harmony median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3675 SAGEFIELD DRIVE?+
Harmony High School (high), Harmony Community School (elementary), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$375,000 runs 23% above the HARMONY 34773 median.
02Fresh on the market
Only 4 days on market in a Harmony market that averages 69 — if it fits, move quickly.
03Strong assigned schools
Harmony High School, Harmony Community School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY LLC · Ninotchka Sotomayor Carrasquillo. MLS #S5153758.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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