3182 ARMSTRONG SPRING DRIVE, KISSIMMEE, FL, 34744
Active13 days on marketListed Jul 14, 2026MLS #S5153745
About this home
3182 ARMSTRONG SPRING DRIVE
Built in 2023, this beautifully upgraded 5-bedroom, 3-bath home is located in a gated community just minutes from Lake Nona and Narcoossee Rd. Features include a chef's kitchen with built-in cooktop and wall oven, a first-floor bedroom and full bath with walk-in shower, and over $50,000 in premium upgrades. Enjoy a fully fenced backyard with artificial turf, paver walkways, an aluminum pergola, rear gate access, and additional rear parking. Seller offers $10,000 FLEX toward the buyer's closing costs or purchase price. Conveniently located near Medical City, top-rated schools, shopping, dining, and Orlando International Airport. Move-in ready!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,370
Sqft
0.11 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,249 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,249/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.2%
$/sqft vs Kissimmee actives
$231 vs $209
Days on market
13 vs 45 typical
Where $231/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Creekside, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,150/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Creekside
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Creekside is a short-term-rental community. See the full guide →
KISSIMMEE 34744 — neighborhood snapshot
Population
62,756
Median age
37.9
Median income
$69,837
Median home value
$326,700
Avg household
2.99
Households w/ children
7,069
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$369K → $358K
Kissimmee median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
159 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the KISSIMMEE 34744 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3182 ARMSTRONG SPRING DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$575,000
2965 SLOUGH CREEK DRIVE · same community
5 bd · 3 ba · 3,018 sqft · $191/sqft · 68 DOM
Sold · Nov ’25$730,000
3109 HARVEST LANE
4 bd · 3.5 ba · 2,399 sqft · $304/sqft · 52 DOM
Sold · May ’26$465,000
3104 MANDOLIN DRIVE
4 bd · 2.5 ba · 2,399 sqft · $194/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3182 ARMSTRONG SPRING DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3182 ARMSTRONG SPRING DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3182 ARMSTRONG SPRING DRIVE FAQs
What would the monthly payment be for 3182 ARMSTRONG SPRING DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,249/mo — principal and interest, the actual property-tax bill, the $128/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3182 ARMSTRONG SPRING DRIVE?+
The association fee works out to $128 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3182 ARMSTRONG SPRING DRIVE?+
The most recent tax bill on record (2025) was $5,917. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 3182 ARMSTRONG SPRING DRIVE be rented short-term?+
Yes — this home sits inside Creekside, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 3182 ARMSTRONG SPRING DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $548,000, this home is listed about 44% above the Kissimmee median of $379,850. The market section on this page shows how the area is trending.
Which schools are assigned to 3182 ARMSTRONG SPRING DRIVE?+
East Lake Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY LLC · Luis Boscan. MLS #S5153745.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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