David Ramirez
$379,0005 bd3 ba2,522 sqft$150 /sqft$3,039 /mo all-in ↓

1923 ELKRIDGE ST, DAVENPORT, FL, 33837

Active20 days on marketListed Jul 14, 2026MLS #S5153707

Single Family ResidenceLAKE CHARLES RESIDENCE PH 2

About this home

1923 ELKRIDGE ST

Virtually Staged. WELCOME HOME! Discover the perfect combination of space, comfort, and convenience at 1923 Elkridge Street in the highly desirable Charles Cove community of Davenport. This beautifully maintained 5-bedroom, 3-bathroom home offers over 2,600 square feet of thoughtfully designed living space and is ideally positioned on a premium homesite overlooking a tranquil pond, with no direct front neighbors, providing peaceful water views and added privacy. Step inside to a bright, open-concept floor plan that’s perfect for both everyday living and entertaining. The spacious kitchen overlooks the dining and living areas, creating the ideal gathering space for family and friends. Whether you’re hosting holidays or enjoying a quiet evening at home, this layout offers the flexibility today’s buyers are looking for. A first-floor bedroom and full bathroom provide the perfect setup for guests, multigenerational living, or a private home office. Upstairs, you’ll find a spacious primary suite along with three additional generously sized bedrooms and a conveniently located laundry room, offering plenty of room for growing families or those simply wanting extra space. Outside, enjoy the peaceful pond views from the front of the home while taking advantage of everything this welcoming community has to offer. Residents of Charles Cove enjoy resort-style amenities including a community pool, playground, soccer field, and scenic walking trails. Location is everything, and this home delivers. Conveniently located just minutes from Posner Park, Walmart, Sam’s Club, AdventHealth Heart of Florida Hospital, Highway 27, Interstate 4, ChampionsGate, and Walt Disney World, you’ll enjoy easy access to shopping, dining, entertainment, major employers, and Central Florida’s world-famous attractions. Priced at just $379,000, this is an exceptional opportunity to own a spacious, move-in-ready home in one of Davenport’s fastest-growing communities. Don’t miss your chance—schedule your private showing today!

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,522

Sqft

0.14 ac

Lot size

2

Garage

2023

Year built

Two

Levels

$150

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Range · Refrigerator
InteriorOpen Floorplan
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesSouth
ExteriorIrrigation System

Community & fees

HOA fee$8/mo
Taxes (2026)$5,661/yr
PetsYes
CommunityClubhouse · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,039 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,231
FHA mortgage insurance (est.)$168
Property tax — 2026 actual bill$472
HOA fee — from the listing$8
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,265Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,265
Interest rate6.00%
Loan term

Estimated payment

$3,039/mo

Principal & interest$2,231
FHA mortgage insurance (est.)$168
Property taxes (actual bill)$472
HOA / condo fee$8
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $379K
$344KedgeAI estimate $377,964 · range $359K$389K$405K

vs edgeAI estimate

+0.3%

$/sqft vs LAKE CHARLES RESIDENCE PH 2

$150 vs $178

Days on market

20 vs 42 typical

Where $150/sqft sits among the 9 homes for sale in LAKE CHARLES RESIDENCE PH 2

1 · this home
1
2
2
1
2
$138–150$150–162$162–175$175–187$187–199$199+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Davenport

Map of 1923 ELKRIDGE ST

Drive times from this address

Walt Disney World24 min
Universal Orlando35 min
Downtown Orlando41 min
Orlando Int’l Airport (MCO)45 min
Downtown Tampa64 min
Tampa Int’l Airport (TPA)75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Davenport. See the full Davenport guide →

DAVENPORT 33837 — neighborhood snapshot

Population

45,144

Median age

37.7

Median income

$75,861

Median home value

$297,700

Avg household

2.96

Households w/ children

5,646

For the school run

Polk County School District

ElementaryLoughman Oaks Elementary School★★★★★
HighRidge Community High School★★★★
MiddleShelley S. Boone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer8.6 months of inventoryBuyer’s market

$342K$363K

Davenport median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

4 of 9

LAKE CHARLES RESIDENCE PH 2 have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% above the DAVENPORT 33837 median. See the full Davenport market guide →

Paper trail

This home's history

Jul 14, 2026Listed at $379,000 · 20 days on market since
2023Built · LAKE CHARLES RESIDENCE PH 2

Reality check

What actually sold near 1923 ELKRIDGE ST

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1409 ROSEDALE ROADSold · Aug ’25

$415,000

1409 ROSEDALE ROAD

4 bd · 3 ba · 2,484 sqft · $167/sqft · 69 DOM

580 BUCHANNAN DRIVESold · Mar ’26

$355,000

580 BUCHANNAN DRIVE

4 bd · 3 ba · 2,596 sqft · $137/sqft · 346 DOM

5722 SOMERSET DRIVESold · Nov ’25

$365,000

5722 SOMERSET DRIVE

5 bd · 3 ba · 2,447 sqft · $149/sqft · 55 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1923 ELKRIDGE ST — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1923 ELKRIDGE ST — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1923 ELKRIDGE ST FAQs

What would the monthly payment be for 1923 ELKRIDGE ST?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,039/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1923 ELKRIDGE ST?+

The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1923 ELKRIDGE ST?+

The most recent tax bill on record (2026) was $5,661. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1923 ELKRIDGE ST?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $379,000, this home is listed about 3% below the Davenport median of $388,995. The market section on this page shows how the area is trending.

Which schools are assigned to 1923 ELKRIDGE ST?+

Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHAMPIONSGATE REALTY · Matthew Link. MLS #S5153707.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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