996 JOYCE ROAD, LAKE WALES, FL, 33853
Active21 days on marketListed Jul 12, 2026MLS #S5153586
About this home
996 JOYCE ROAD
Welcome home to this beautiful corner-lot property located in the highly desirable Whispering Ridge community of Lake Wales! Situated on an expansive corner lot, this home offers extra privacy, additional outdoor space, and excellent curb appeal. The bright, inviting layout is perfect for both relaxing and entertaining. Enjoy a beautifully remodeled kitchen completed in 2026, featuring modern finishes and an updated design that makes cooking and entertaining even more enjoyable. Recent updates Roof (2025), Interior Paint (2025), Microwave (2025), Refrigerator (December 2024), and Kitchen Remodel (2026). The home is equipped with solar panels that help keep electricity costs low during Florida's hot summer months , allowing the new owner to enjoy all the energy-saving benefits without assuming the existing solar loan. Enjoy the peaceful neighborhood with low monthly HOA fees that provide access to a community playground and beautifully maintained common areas. Conveniently located near schools, grocery stores, shopping centers, restaurants, medical facilities, and scenic parks, this home offers the perfect combination of comfort, convenience, and accessibility. Whether you're a first-time homebuyer or looking to upgrade, this corner-lot gem is a must-see. Schedule your private tour today and make this dream home yours!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,992
Sqft
0.17 ac
Lot size
2
Garage
2018
Year built
One
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,742 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,742/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.4%
$/sqft vs Lake Wales actives
$166 vs $171
Days on market
21 vs 56 typical
Where $166/sqft sits among the 371 Lake Wales actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Wales
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Wales. See the full Lake Wales guide →
LAKE WALES 33853 — neighborhood snapshot
Population
12,385
Median age
37.3
Median income
$40,938
Median home value
$198,100
Avg household
2.57
Households w/ children
1,565
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $275K
Lake Wales median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
164 of 371
Lake Wales actives have cut their price
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% above the LAKE WALES 33853 median. See the full Lake Wales market guide →
Paper trail
This home's history
Reality check
What actually sold near 996 JOYCE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$273,000
1143 SHERI DRIVE · same community
4 bd · 2 ba · 1,929 sqft · $142/sqft · 7 DOM
Sold · Aug ’25$297,500
1029 EVANS LOOP · same community
4 bd · 2.5 ba · 1,780 sqft · $167/sqft · 122 DOM
Sold · Sep ’25$285,000
1046 ROBERTA ROAD · same community
3 bd · 2 ba · 1,738 sqft · $164/sqft · 192 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 996 JOYCE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 996 JOYCE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
996 JOYCE ROAD FAQs
What would the monthly payment be for 996 JOYCE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,742/mo — principal and interest, the actual property-tax bill, the $48/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 996 JOYCE ROAD?+
The association fee works out to $48 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 996 JOYCE ROAD?+
The most recent tax bill on record (2025) was $5,345. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 996 JOYCE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Wales?+
At $330,000, this home is listed about 29% above the Lake Wales median of $256,490. The market section on this page shows how the area is trending.
Which schools are assigned to 996 JOYCE ROAD?+
Bartow Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PRESTIGE LEGACY REALTY · Gil Medina. MLS #S5153586.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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