David Ramirez
$510,000$750,0004 bd3 ba3,086 sqft$165 /sqft$4,072 /mo all-in ↓

41333 STATE ROAD 19, UMATILLA, FL, 32784

Active11 days on marketListed Jul 10, 2026MLS #S5153536

Reduced $240KSingle Family ResidenceACREAGE & UNREC

About this home

41333 STATE ROAD 19

Beautifully remodeled 4-bedroom, 3-bathroom home situated on a 1-acre lot with direct frontage on State Road 19 in Umatilla. The home features a modernized kitchen, updated bathrooms, fresh interior finishes, and a bright, open floor plan that is move-in ready. The spacious property offers plenty of room for RVs, boats, equipment, outdoor entertaining, and future expansion. The seller is also offering the adjacent 3.68-acre parcel for sale. Both properties are to be sold together and will close simultaneously. Conveniently located near Umatilla, Eustis, and Mount Dora, with easy access to shopping, dining, schools, and major roadways. Contact the listing agent for additional information.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,086

Sqft

1 ac

Lot size

1920

Year built

One

Levels

$165

Per sqft

Inside

FlooringEngineered Hardwood · Laminate · Vinyl
AppliancesNone
InteriorCeiling Fan(s)
LaundryOutside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationCrawlspace
FacesEast
ExteriorCourtyard

Community & fees

Taxes (2025)$8,212/yr

Utilities & systems

UtilitiesElectricity Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,072 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,002
FHA mortgage insurance (est.)$226
Property tax — 2025 actual bill$684
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,850Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,850
Interest rate6.00%
Loan term

Estimated payment

$4,072/mo

Principal & interest$3,002
FHA mortgage insurance (est.)$226
Property taxes (actual bill)$684
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $510K
$490KedgeAI estimate $2,269,910 · range $1.3M$2.7M$2.8M

vs edgeAI estimate

−77.5%

$/sqft vs ACREAGE & UNREC

$165 vs $381

Days on market

11 vs 58 typical

Where $165/sqft sits among the 122 homes for sale in ACREAGE & UNREC

58 · this home
32
14
4
3
11
$158–374$374–590$590–807$807–1023$1023–1240$1240+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Umatilla

Map of 41333 STATE ROAD 19

Get to know Umatilla. See the full Umatilla guide →

UMATILLA 32784 — neighborhood snapshot

Population

9,859

Median age

45.2

Median income

$69,633

Median home value

$237,300

Avg household

2.47

Households w/ children

1,175

For the school run

Lake County School District

MiddleUmatilla Middle School★★★★★
HighUmatilla High School★★★★★
ElementaryUmatilla Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Umatilla market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$332K$323K

Umatilla median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

42 of 122

ACREAGE & UNREC have cut their price

Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 73% above the UMATILLA 32784 median. See the full Umatilla market guide →

Paper trail

This home's history

CurrentPrice reduced to $510,000 $240K
Jul 10, 2026Listed at $750,000 · 11 days on market since
1920Built · ACREAGE & UNREC

Reality check

What actually sold near 41333 STATE ROAD 19

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

800 SCOTT ROADSold · Jan ’26

$1,230,000

800 SCOTT ROAD · same community

3 bd · 3.5 ba · 3,114 sqft · $395/sqft · 104 DOM

23934 WOLF BRANCH ROADSold · Dec ’25

$635,000

23934 WOLF BRANCH ROAD · same community

4 bd · 3 ba · 3,008 sqft · $211/sqft · 6 DOM

11619 LANE PARK ROADSold · Dec ’25

$1,250,000

11619 LANE PARK ROAD · same community

5 bd · 4 ba · 2,964 sqft · $422/sqft · 238 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 41333 STATE ROAD 19 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 41333 STATE ROAD 19 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

41333 STATE ROAD 19 FAQs

What would the monthly payment be for 41333 STATE ROAD 19?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,072/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 41333 STATE ROAD 19?+

The most recent tax bill on record (2025) was $8,212. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Umatilla?+

At $510,000, this home is listed about 50% above the Umatilla median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 41333 STATE ROAD 19?+

Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of AROD PARTNERS REALTY · Rocio Gandica. MLS #S5153536.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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