David Ramirez
$849,0006 bd4 ba5,133 sqft$165 /sqft$5,973 /mo all-in ↓

1775 HARBOR ROAD, KISSIMMEE, FL, 34746

Active16 days on marketListed Jul 9, 2026MLS #S5153360

Private poolFully furnishedSingle Family ResidenceACREAGE & UNREC

Come see it

Upcoming open house

Sun, Jul 26

3:00 PM – 5:00 PM

About this home

1775 HARBOR ROAD

Welcome to one of Kissimmee's most extraordinary income properties — a fully renovated, fully furnished four-unit compound on a private acre with NO HOA, no minimum lease, and short-term rentals allowed. Every space on this property earns. The showstopper main house welcomes you with soaring beamed cathedral ceilings, a designer kitchen with oversized island, and a wall of glass overlooking your own private INDOOR HEATED POOL — swim year-round, rain or shine, in complete privacy. Three beautifully styled bedrooms, a game room that guests rave about, and a dedicated media room with theater seating make this home an unforgettable stay for vacationing families — or an incredible place to live while your other units generate income. Steps away, a fully independent 1-bedroom, 1-bath apartment offers its own private entrance, full kitchenette, laundry, great room, and screened porch with spa — a complete home of its own. Above it, a stunning studio cabin retreat features warm wood ceilings, a private balcony under the oaks, and its own jacuzzi — the kind of romantic getaway that books itself. And tucked along a lantern-lit walkway, the one-of-a-kind yurt glamping unit with full kitchenette, bathroom, and loft delivers the unique-stay experience today's travelers search for by name. Four units. Four income streams. One address — approximately 20–25 minutes from Walt Disney World® Resort with quick access to Universal Orlando, SeaWorld, International Drive, and Orlando International Airport. Live in one and rent three, or operate the entire compound as a turn-key short-term rental investment from day one. Flood Zone X — no flood insurance required by lenders. Sold furnished. Opportunities like this simply cannot be duplicated

Facts & features

The home at a glance

6

Bedrooms

4

Bathrooms

5,133

Sqft

1.22 ac

Lot size

1978

Year built

Two

Levels

$165

Per sqft

Private poolFireplacePark/Greenbelt & Pool & Trees/Woods viewFurnishedPets allowed

Inside

FlooringLuxury Vinyl
AppliancesBar Fridge · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Microwave · Other · Range · Refrigerator · Washer
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Skylight(s) · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Siding
FoundationSlab
ViewPark/Greenbelt · Pool · Trees/Woods
FacesSouth
ParkingCircular Driveway · Guest · Open · Oversized · Parking Pad · RV Parking
ExteriorBalcony · Courtyard · Fire Pit · French Doors · Garden · Lighting · Private Entrance · Private Mailbox · Sliding Doors · Storage

Community & fees

Taxes (2025)$10,962/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Phone Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,973 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,581
PMI (est., until 20% equity)$318
Property tax — 2025 actual bill$914
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $84,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $84,900
Interest rate6.00%
Loan term

Estimated payment

$5,973/mo

Principal & interest$4,581
PMI (est., until 20% equity)$318
Property taxes (actual bill)$914
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs ACREAGE & UNREC

$165 vs $382

Days on market

16 vs 45 typical

Where $165/sqft sits among the 115 homes for sale in ACREAGE & UNREC

55 · this home
28
15
3
3
11
$154–377$377–599$599–822$822–1045$1045–1268$1268+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Windforest Cove

Map of 1775 HARBOR ROAD inside its neighborhood boundary

Drive times from this address

Walt Disney World31 min
Universal Orlando34 min
Orlando Int’l Airport (MCO)37 min
Downtown Orlando37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

Windforest Cove — neighborhood snapshot

Population

1,873

Median age

40

Median income

$87,718

Median home value

$388,400

Avg household

3

Households w/ children

207

For the school run

Osceola County School District

ElementaryPleasant Hill Elementary School★★★★
MiddleHorizon Middle School★★★★
HighLiberty High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer8.9 months of inventoryBuyer’s market

$369K$358K

Kissimmee median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

42 of 115

ACREAGE & UNREC have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 139% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →

Paper trail

This home's history

Jul 9, 2026Listed at $849,000 · 16 days on market since
1978Built · ACREAGE & UNREC

Reality check

What actually sold near 1775 HARBOR ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2340 BAYSHORE ROADSold · Mar ’26

$2,900,000

2340 BAYSHORE ROAD · same community

4 bd · 5.5 ba · 4,750 sqft · $611/sqft · 569 DOM

505 BUCK LAKE LANESold · Apr ’26

$1,015,000

505 BUCK LAKE LANE · same community

4 bd · 2.5 ba · 4,455 sqft · $228/sqft · 0 DOM

14238 CORKWOOD LANESold · Feb ’26

$1,850,000

14238 CORKWOOD LANE · same community

5 bd · 2.5 ba · 6,277 sqft · $295/sqft · 39 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1775 HARBOR ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1775 HARBOR ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1775 HARBOR ROAD FAQs

What would the monthly payment be for 1775 HARBOR ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,973/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1775 HARBOR ROAD?+

The most recent tax bill on record (2025) was $10,962. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1775 HARBOR ROAD?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $849,000, this home is listed about 124% above the Kissimmee median of $379,850. The market section on this page shows how the area is trending.

Which schools are assigned to 1775 HARBOR ROAD?+

Pleasant Hill Elementary School (elementary), Horizon Middle School (middle), Liberty High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of AROD PARTNERS REALTY · Carolina Mejia. MLS #S5153360.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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