David Ramirez
$689,9003 bd2.5 ba2,954 sqft$234 /sqft$4,632 /mo all-in ↓

10109 STRATFORD POINTE AVENUE, ORLANDO, FL, 32832

Active26 days on marketListed Jul 8, 2026MLS #S5153189

Private poolSingle Family ResidenceSTRATFORD POINTE

About this home

10109 STRATFORD POINTE AVENUE

MLS Public Remarks (primary description) Stunning Lake Nona Pool Home — Fully Upgraded, Move-In Ready! Welcome to this beautifully upgraded 3-bedroom + loft home in the heart of Lake Nona, one of Orlando's most sought-after and fastest-growing communities. This home has been meticulously maintained and modernized with major-ticket upgrades already done — a rare find that lets buyers move in with total peace of mind. Step inside to an open-concept living space anchored by a show-stopping kitchen featuring a dramatic waterfall-edge stone island, a true centerpiece for entertaining. The spacious primary suite boasts a fully renovated spa-style bathroom with a dual-shower-head, doorless walk-in shower designed for both style and ease of access — a true luxury upgrade. Outside is where this home truly shines. Escape to your private backyard oasis featuring a saltwater pool (2020) framed by a custom pergola, a fully equipped outdoor kitchen, and low-maintenance artificial turf, all enclosed within a fully fenced yard for privacy and security. A storage shed adds extra functionality for tools, pool equipment, or outdoor gear. Major systems are all recently updated for worry-free ownership: new roof (2025), 5-ton A/C system (2020), plus a dedicated mini-split A/C unit in the garage — ideal for a home gym, workshop, or converted flex space. Ideally located just minutes from Lake Nona Town Center, Medical City, the USTA National Campus, top-rated schools, and with quick access to the 417 Greenway and 528 Beachline — putting Orlando International Airport, downtown Orlando, and Central Florida's beaches all within easy reach. Loft space upstairs offers a flexible bonus area perfect for a media room, office, or playroom. Homes with this level of updates in Lake Nona don't last — schedule your private showing today.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,954

Sqft

0.16 ac

Lot size

2

Garage

2007

Year built

Two

Levels

$234

Per sqft

Private poolNegotiable

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingGarage Door Opener
ExteriorIrrigation System · Outdoor Kitchen · Storage

Community & fees

HOA fee$78/mo
Taxes (2025)$4,950/yr
PetsBreed Restrictions
CommunityDeed Restrictions · Playground

Utilities & systems

UtilitiesCable Available · Cable Connected · Public · Sprinkler Meter · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,632 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,723
PMI (est., until 20% equity)$259
Property tax — 2025 actual bill$413
HOA fee — from the listing$78
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $68,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $68,990
Interest rate6.00%
Loan term

Estimated payment

$4,632/mo

Principal & interest$3,723
PMI (est., until 20% equity)$259
Property taxes (actual bill)$413
HOA / condo fee$78
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $690K
$660KedgeAI estimate $1,136,054 · range $688K$1.9M$2.0M

vs edgeAI estimate

−39.3%

$/sqft vs Orlando actives

$234 vs $250

Days on market

26 vs 34 typical

Where $234/sqft sits among the 400 Orlando actives

95
126 · this home
95
49
8
27
$150–205$205–259$259–313$313–368$368–422$422+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside North Shore At Lake Hart

Map of 10109 STRATFORD POINTE AVENUE inside its neighborhood boundary

Drive times from this address

Orlando Int’l Airport (MCO)15 min
Downtown Orlando25 min
Walt Disney World26 min
Universal Orlando26 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

North Shore At Lake Hart — neighborhood snapshot

Population

2,994

Median age

46

Median income

$133,169

Median home value

$459,658

Avg household

3

Households w/ children

390

For the school run

Orange County School District

ElementaryMoss Park Elementary★★★★
MiddleInnovation Middle★★★★
HighLake Nona High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

170 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 62% above the ORLANDO 32832 median. See the full Orlando market guide →

Paper trail

This home's history

Jul 8, 2026Listed at $689,900 · 26 days on market since
2007Built · STRATFORD POINTE

Reality check

What actually sold near 10109 STRATFORD POINTE AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10048 STRATFORD POINTE AVENUESold · Jun ’26

$530,000

10048 STRATFORD POINTE AVENUE · same community

3 bd · 2.5 ba · 2,740 sqft · $193/sqft · 8 DOM

10360 STRATFORD POINTE AVENUESold · Nov ’25

$415,000

10360 STRATFORD POINTE AVENUE · same community

3 bd · 2 ba · 1,994 sqft · $208/sqft · 94 DOM

11735 MALVERNS LOOPSold · May ’26

$440,000

11735 MALVERNS LOOP · same community

4 bd · 2 ba · 1,954 sqft · $225/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10109 STRATFORD POINTE AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10109 STRATFORD POINTE AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

10109 STRATFORD POINTE AVENUE FAQs

What would the monthly payment be for 10109 STRATFORD POINTE AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,632/mo — principal and interest, the actual property-tax bill, the $78/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10109 STRATFORD POINTE AVENUE?+

The association fee works out to $78 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10109 STRATFORD POINTE AVENUE?+

The most recent tax bill on record (2025) was $4,950. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10109 STRATFORD POINTE AVENUE?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $689,900, this home is listed about 77% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10109 STRATFORD POINTE AVENUE?+

Moss Park Elementary (elementary), Innovation Middle (middle), Lake Nona High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$689,900 runs 62% above the ORLANDO 32832 median — but at 2,954 sqft it's also nearly twice the size of the typical Orlando listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Moss Park Elementary, Innovation Middle, Lake Nona High — Moss Park Elementary rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FLORIDA LEGACY REALTY LLC · Sergio Duarte Saavedra. MLS #S5153189.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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