1251 SCOTTISH STREET SW, PALM BAY, FL, 32908
Active37 days on marketListed Jul 3, 2026MLS #S5152992
About this home
1251 SCOTTISH STREET SW
Virtually Staged. Welcome to the Florida lifestyle you've been planning for. Some moves make sense on paper. The best ones also feel right.This move-in ready 3-bedroom plus bonus room in SW Palm Bay is both. No HOA. No restrictions. A layout built with intention — tile flooring throughout, a custom kitchen island that becomes the natural center of daily life, and a bonus room that adapts as your life evolves. Natural light. Thoughtful finishes. The kind of home that photographs well and lives even better. But the real story is outside these walls. The Space Coast is in the middle of one of the most significant economic expansions in Florida's history. L3Harris, Northrop Grumman, Lockheed Martin, Boeing, and Raytheon — all within 15–25 minutes north via I-95 or Babcock Street. A market driven by engineers, scientists, and defense professionals who understand value and buy accordingly.When the workday ends, Turkey Creek Sanctuary and the Indian River Lagoon trade your commute stress for boardwalks, kayaking, fishing, and manatee encounters. This is the Florida that buyers from colder states spend years planning to reach — space, sunshine, and a quality of life that actually makes financial sense.Palm Bay is still the most affordable city on the Space Coast. Larger homes. Larger lots. Lower prices than anywhere else in Brevard County.That combination doesn't stay quiet forever. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,270
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
One
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,577 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,577/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.6%
$/sqft vs PORT MALABAR UNIT 36
$165 vs $202
Days on market
37 vs 44 typical
Where $165/sqft sits among the 10 homes for sale in PORT MALABAR UNIT 36
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32908 — neighborhood snapshot
Population
14,970
Median age
38.3
Median income
$66,589
Median home value
$265,500
Avg household
3.08
Households w/ children
1,917
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $328K
Palm Bay median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
3 of 10
PORT MALABAR UNIT 36 have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 698% above the PALM BAY 32908 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 1251 SCOTTISH STREET SW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$415,000
736 DAYSLAND AVENUE SW · same community
4 bd · 3 ba · 2,431 sqft · $171/sqft · 116 DOM
Sold · Sep ’25$450,000
1344 Danforth Street SW, Palm Bay FL 32908 · same community
4 bd · 2 ba · 2,020 sqft · $223/sqft · 11 DOM
Sold · Sep ’25$450,000
1344 DANFORTH STREET SW · same community
4 bd · 2 ba · 2,020 sqft · $223/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1251 SCOTTISH STREET SW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1251 SCOTTISH STREET SW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1251 SCOTTISH STREET SW FAQs
What would the monthly payment be for 1251 SCOTTISH STREET SW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,577/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1251 SCOTTISH STREET SW?+
The most recent tax bill on record (2025) was $524. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1251 SCOTTISH STREET SW?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Bay?+
At $374,999, this home is listed about 6% above the Palm Bay median of $354,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1251 SCOTTISH STREET SW?+
Jupiter Elementary School (elementary), Southwest Middle School (middle), Heritage High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Paula Cordova Ibanez. MLS #S5152992.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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