912 CHARO PARKWAY UNIT 233, DAVENPORT, FL, 33897
Active28 days on marketListed Jul 6, 2026MLS #S5152977
About this home
912 CHARO PARKWAY UNIT 233
BUY THIS PROPERTY WITH Receive (5) perc of your loan amount — between $10,000 and $35,000 — in down payment and closing cost assistance! Experience the best of the Florida lifestyle in this beautiful, fully furnished **4-bedroom, 3-bathroom** condo—move-in ready or prepared to generate income from day one. Located on the **3rd floor** of the sought-after **Bella Piazza** community, this property offers convenience and an incredible pool view, with direct access via elevators and stairs. Its spacious open-concept layout features elegant granite countertops, modern cabinetry, and quality finishes throughout, creating the perfect atmosphere for both daily living and entertaining family and friends. For your peace of mind, the air conditioning system has been recently serviced and undergoes regular inspections to ensure it remains in perfect condition. **Bella Piazza** offers an extraordinary range of resort-style amenities, including: * Two resort-style pools. * Spa and Jacuzzi. * Splash pad/recreational water area. * Fully equipped fitness center. * Elegant clubhouse. * Business center. * Outdoor BBQ and picnic area. The **HOA** offers excellent value by including **water, trash removal, cable TV, high-speed internet, and exterior maintenance**, allowing you to enjoy a comfortable, low-maintenance lifestyle. The location is unbeatable: just **9 miles from Walt Disney World** and minutes away from **Publix, restaurants, shops, and Berry Town Center**. Plus, it offers easy access to major roadways—including **US-27, I-4, and Highway 192**—making travel throughout Central Florida a breeze. Zoned for **short-term rentals**, this property represents an excellent opportunity for investors seeking a high-demand vacation rental, a second home, or a permanent residence in one of Central Florida's fastest-growing areas. **Fully furnished, move-in ready, and boasting beautiful views, significant recent upgrades to major systems, and an attractive buyer incentive,** this spectacular condo offers a rare combination of location, comfort, lifestyle, investment potential, and excellent value. **Properties offering this array of features and incentives tend to sell quickly. Schedule your private viewing today and discover why this could be your dream home or your next successful investment!** Plus, for a limited time only, enjoy 6 months with no HOA fees so you can maximize the returns on your short-term rentals.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,437
Sqft
0.02 ac
Lot size
2
Garage
2008
Year built
One
Levels
$184
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,561 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,561/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+64.2%
$/sqft vs BELLA PIAZZA
$184 vs $123
Days on market
28 vs 50 typical
Where $184/sqft sits among the 9 homes for sale in BELLA PIAZZA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Highlands Reserve, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,265/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
The Florida short-term market
▼ Softening46%
Occupancy
▼ 35% yr/yr
$302
Avg nightly rate
▲ 16% yr/yr
$31K/yr
Revenue per listing
$138
RevPAR
70 days
Booking lead time
5.9 nights
Avg stay
3
Typical min nights
3,730
Active rentals
▲ 7% supply
Seasonality — monthly occupancy
Peaks at 55% in Mar · bottoms at 36% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.
Where it sits
Inside Highlands Reserve
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Highlands Reserve is a short-term-rental community. See the full guide →
Highlands Reserve — neighborhood snapshot
Population
6,506
Median age
36
Median income
$84,032
Median home value
$295,812
Avg household
3
Households w/ children
814
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $355K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
7 of 9
BELLA PIAZZA have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 912 CHARO PARKWAY UNIT 233
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$130,000
904 CHARO PARKWAY UNIT 523 · same community
4 bd · 3 ba · 1,437 sqft · $90/sqft · 68 DOM
Sold · Aug ’25$175,000
912 CHARO PARKWAY UNIT 223 · same community
4 bd · 3 ba · 1,437 sqft · $122/sqft · 228 DOM
Sold · Apr ’26$170,000
904 CHARO PARKWAY UNIT 518 · same community
3 bd · 3 ba · 1,326 sqft · $128/sqft · 951 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 912 CHARO PARKWAY UNIT 233 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 912 CHARO PARKWAY UNIT 233 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
912 CHARO PARKWAY UNIT 233 FAQs
What would the monthly payment be for 912 CHARO PARKWAY UNIT 233?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,561/mo — principal and interest, the actual property-tax bill, the $1,483/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 912 CHARO PARKWAY UNIT 233?+
The association fee works out to $1,483 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 912 CHARO PARKWAY UNIT 233?+
The most recent tax bill on record (2025) was $2,891. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 912 CHARO PARKWAY UNIT 233 be rented short-term?+
Yes — this home sits inside Highlands Reserve, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 912 CHARO PARKWAY UNIT 233?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $265,000, this home is listed about 32% below the Davenport median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 912 CHARO PARKWAY UNIT 233?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the DAVENPORT 33897 market on paper
$265,000 is 22% below the DAVENPORT 33897 median of $340,000, and at $184/sqft it sits under the Davenport average of $195.
02Zoned for nightly rentals
Highlands Reserve is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
04Know the monthly fee
The association fee is $1,483/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of DELUX ROYAL REAL ESTATE, LLC · Romelia Pina De Pina. MLS #S5152977.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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