David Ramirez
$765,9995 bd4 ba3,518 sqft$218 /sqft$5,059 /mo all-in ↓

501 SUMNER STREET, KISSIMMEE, FL, 34741

Active33 days on marketListed Jun 30, 2026MLS #S5152826

Private poolSingle Family ResidenceONEAL & OSBORNS ADD

About this home

501 SUMNER STREET

FULLY REMODELED | NO HOA | PRIVATE IN-LAW SUITE | IN-GROUND POOL | PRIME IN-CITY LOCATION Welcome to 501 W. Sumner St., a rare opportunity to own a beautifully remodeled, move-in-ready residence that combines space, versatility, and modern style in a highly desirable in-city location. Thoughtfully updated from top to bottom, this impressive home offers 5 spacious bedrooms, 4 full bathrooms, and a flexible layout designed to accommodate a variety of lifestyles. From the moment you arrive, the charming front porch and inviting curb appeal set the tone for what awaits inside. Step through the front door and discover bright, open living spaces filled with natural light, contemporary finishes, and a welcoming atmosphere that feels like home. The expansive living area flows seamlessly into the formal dining space, creating the perfect setting for everyday living, holiday gatherings, and entertaining guests. The remodeled kitchen serves as the heart of the home, offering ample cabinetry, generous counter space, modern finishes, and the functionality today’s buyers are looking for. Whether you’re preparing a quiet family dinner or hosting a celebration, this space is designed to make every occasion effortless. One of the property’s most valuable features is the private in-law suite with its own separate entrance. This versatile space is ideal for multi-generational living, extended family, guests, a home office, or potential rental income opportunities. The separate access provides privacy and flexibility that is increasingly difficult to find. The primary living quarters has generously sized bedrooms and well-appointed bathrooms, creating comfortable retreats for everyone in the household. With five bedrooms and four full bathrooms, there is room for large families, visiting guests, hobbies, work-from-home needs, and more. Step outside and enjoy your own private backyard oasis featuring a beautiful in-ground pool, perfect for cooling off on warm Florida days, hosting weekend gatherings, or simply relaxing in the comfort of your own home. The outdoor space offers endless possibilities for entertaining, gardening, or creating your dream backyard retreat. Best of all, NO HOA means greater freedom and flexibility without the additional restrictions and fees often associated with community living. Bring your personal touch and enjoy the ability to truly make this property your own. Conveniently located within city limits, this home places you close to shopping, dining, parks, schools, medical facilities, major roadways, and everyday conveniences while still offering the privacy and space that many buyers desire. Whether you’re searching for a spacious forever home, a multi-generational living solution, or a property with income-producing potential, 501 W. Sumner St. delivers an exceptional combination of location, flexibility, and modern upgrades. This is a truly turnkey opportunity that stands out from the rest. Schedule your private showing today and experience everything this remarkable property has.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,518

Sqft

0.2 ac

Lot size

2

Garage

1926

Year built

Two

Levels

$218

Per sqft

Private poolFireplacePark/Greenbelt viewPets allowed

Inside

FlooringCarpet · Vinyl · Hardwood
AppliancesElectric Water Heater · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionVinyl Siding · Wood Frame
FoundationCrawlspace
ViewPark/Greenbelt
FacesSouthwest
ExteriorBalcony · Private Mailbox · Rain Gutters

Community & fees

Taxes (2025)$5,741/yr
PetsYes
CommunityAirport/Runway

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Sewer Available · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,059 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,133
PMI (est., until 20% equity)$287
Property tax — 2025 actual bill$478
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $76,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $76,600
Interest rate6.00%
Loan term

Estimated payment

$5,059/mo

Principal & interest$4,133
PMI (est., until 20% equity)$287
Property taxes (actual bill)$478
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Kissimmee actives

$218 vs $207

Days on market

33 vs 45 typical

Where $218/sqft sits among the 400 Kissimmee actives

98
117
92 · this home
44
19
30
$154–182$182–210$210–239$239–267$267–296$296+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Downtown Kissimmee

Map of 501 SUMNER STREET inside its neighborhood boundary

Drive times from this address

Walt Disney World23 min
Universal Orlando25 min
Orlando Int’l Airport (MCO)28 min
Downtown Orlando28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

Downtown Kissimmee — neighborhood snapshot

Population

2,542

Median age

48

Median income

$33,872

Median home value

$198,552

Avg household

2

Households w/ children

296

For the school run

Osceola County School District

ElementaryCentral Avenue Elementary School★★★★★
HighOsceola High School★★★★★
MiddleDenn John Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer8.9 months of inventoryBuyer’s market

$369K$358K

Kissimmee median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

171 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 248% above the KISSIMMEE 34741 median. See the full Kissimmee market guide →

Paper trail

This home's history

Jun 30, 2026Listed at $765,999 · 33 days on market since
1926Built · ONEAL & OSBORNS ADD

Reality check

What actually sold near 501 SUMNER STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

408 SUMNER STREETSold · Oct ’25

$225,000

408 SUMNER STREET · same community

4 bd · 3 ba · 2,322 sqft · $97/sqft · 12 DOM

515 MABBETTE STREETSold · May ’26

$247,000

515 MABBETTE STREET · same community

4 bd · 3 ba · 2,144 sqft · $115/sqft · 45 DOM

721 BAY STREETSold · Dec ’25

$485,000

721 BAY STREET

5 bd · 3 ba · 3,336 sqft · $145/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 501 SUMNER STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 501 SUMNER STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

501 SUMNER STREET FAQs

What would the monthly payment be for 501 SUMNER STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,059/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 501 SUMNER STREET?+

The most recent tax bill on record (2025) was $5,741. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 501 SUMNER STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $765,999, this home is listed about 102% above the Kissimmee median of $379,850. The market section on this page shows how the area is trending.

Which schools are assigned to 501 SUMNER STREET?+

Central Avenue Elementary School (elementary), Osceola High School (high), Denn John Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS LEGACY REALTY · Rafael Ortiz Pena. MLS #S5152826.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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