2845 ETHAN HAMMOCK ROAD, HARMONY, FL, 34773
Active14 days on marketListed Jul 6, 2026MLS #S5152813
About this home
2845 ETHAN HAMMOCK ROAD
Welcome to this beautifully maintained 2021-built home located in the highly desirable Villages at Harmony! This move-in-ready home combines modern finishes with an open, functional floor plan perfect for today's lifestyle. Step inside to find a bright, inviting foyer leading into a spacious open-concept living area featuring tile flooring throughout the main living spaces, abundant natural light, and a seamless flow between the kitchen, dining, and family room. The chef-inspired kitchen boasts granite countertops, stainless steel appliances, 42" white cabinetry, a stylish tile backsplash, a large center island with breakfast seating, and a generous pantry—ideal for both everyday living and entertaining. The split-bedroom floor plan provides added privacy, with the spacious primary suite tucked away at the rear of the home. The owner's retreat features a large walk-in closet and an en-suite bathroom complete with dual vanities, granite countertops, and an oversized walk-in shower. Three additional bedrooms are generously sized and share a well-appointed full bathroom. Located within the master-planned Harmony community, residents enjoy an exceptional lifestyle with resort-style amenities including a community pool, park, playground, walking trail, scenic ponds, fitness center, and a vibrant clubhouse. Conveniently situated with easy access to Lake Nona, Medical City, Orlando International Airport, major highways, shopping, dining, and Central Florida attractions, this home offers the perfect balance of peaceful suburban living and everyday convenience.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,830
Sqft
0.16 ac
Lot size
2
Garage
2021
Year built
One
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,974 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,974/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.3%
$/sqft vs Harmony actives
$213 vs $198
Days on market
14 vs 69 typical
Where $213/sqft sits among the 51 Harmony actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harmony
Drive times from this address
Get to know Harmony. See the full Harmony guide →
HARMONY 34773 — neighborhood snapshot
Population
5,495
Median age
38.2
Median income
$64,498
Median home value
$312,500
Avg household
3.06
Households w/ children
629
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Harmony market
$412K → $385K
Harmony median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
22 of 51
Harmony actives have cut their price
Median sold price, Harmony, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the HARMONY 34773 median. See the full Harmony market guide →
Paper trail
This home's history
Reality check
What actually sold near 2845 ETHAN HAMMOCK ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$359,000
2839 HARMONIA HAMMOCK ROAD · same community
4 bd · 2 ba · 1,830 sqft · $196/sqft · 51 DOM
Sold · Jul ’26$350,000
2810 HARMONIA HAMMOCK ROAD · same community
4 bd · 2 ba · 1,830 sqft · $191/sqft · 62 DOM
Sold · Nov ’25$330,000
6756 HUNTLEIGH HAMMOCK ROAD · same community
3 bd · 2 ba · 1,620 sqft · $204/sqft · 89 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2845 ETHAN HAMMOCK ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2845 ETHAN HAMMOCK ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2845 ETHAN HAMMOCK ROAD FAQs
What would the monthly payment be for 2845 ETHAN HAMMOCK ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,974/mo — principal and interest, the actual property-tax bill, the $37/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2845 ETHAN HAMMOCK ROAD?+
The association fee works out to $37 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2845 ETHAN HAMMOCK ROAD?+
The most recent tax bill on record (2025) was $3,713. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2845 ETHAN HAMMOCK ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Harmony?+
At $389,900, this home is listed about 1% below the Harmony median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2845 ETHAN HAMMOCK ROAD?+
Harmony High School (high), Harmony Community School (elementary), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$389,900 runs 24% above the HARMONY 34773 median.
02Strong assigned schools
Harmony High School, Harmony Community School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $399,900, now $389,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of META ONE REALTY GROUP LLC · Aline Easterly. MLS #S5152813.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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