David Ramirez
$369,0004 bd3 ba1,430 sqft$258 /sqft$2,904 /mo all-in ↓

640 DIANE CIRCLE, CASSELBERRY, FL, 32707

Active22 days on marketListed Jul 1, 2026MLS #S5152799

Single Family ResidenceLAKE KATHRYN WOODS

About this home

640 DIANE CIRCLE

Beautiful House, 4 bedrooms, 3 bathrooms. NO HOA, NO CDD! Enjoy a floor lay out of stylish living with quality finished throughout. Spacious kitchen featuring steam steel appliances with solid wood cabinets and solid surface counters. Washer and Dryer included. A nice lot .21 acres makes this place offers extra space and convenience. Step outside to your backyard perfect for pets and weekend BBQ's. Located in a quite community Lake Kathryn Woods has easy access major Florida highways, close to commercial area with many stores to cover all family needs S H Highway 17-92, SR 535, I-4, and US 192 A must see at a great location and excellent price. Don't wait and schedule a showing today. como puedo mejorar esta descripcion del listing

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,430

Sqft

0.21 ac

Lot size

1971

Year built

One

Levels

$258

Per sqft

Fireplace

Inside

FlooringCeramic Tile · Laminate · Tile
AppliancesDryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Primary Bedroom Main Floor
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSoutheast
ParkingDriveway
ExteriorSidewalk · Sliding Doors

Community & fees

Taxes (2025)$4,903/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,904 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,172
FHA mortgage insurance (est.)$163
Property tax — 2025 actual bill$409
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,915Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,915
Interest rate6.00%
Loan term

Estimated payment

$2,904/mo

Principal & interest$2,172
FHA mortgage insurance (est.)$163
Property taxes (actual bill)$409
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Casselberry

Map of 640 DIANE CIRCLE

Drive times from this address

Downtown Orlando20 min
Universal Orlando32 min
Orlando Int’l Airport (MCO)35 min
Walt Disney World44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Casselberry. See the full Casselberry guide →

CASSELBERRY 32707 — neighborhood snapshot

Population

40,018

Median age

38

Median income

$66,780

Median home value

$305,000

Avg household

2.37

Households w/ children

4,866

For the school run

Seminole County School District

ElementaryCasselberry Elementary School★★★★
MiddleSouth Seminole Middle School★★★★★
HighWinter Springs High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Casselberry market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$320K$350K

Casselberry median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

Median sold price, Casselberry, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% above the CASSELBERRY 32707 median. See the full Casselberry market guide →

Paper trail

This home's history

Jul 1, 2026Listed at $369,000 · 22 days on market since
1971Built · LAKE KATHRYN WOODS

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 640 DIANE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 640 DIANE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

640 DIANE CIRCLE FAQs

What would the monthly payment be for 640 DIANE CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,904/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 640 DIANE CIRCLE?+

The most recent tax bill on record (2025) was $4,903. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Casselberry?+

At $369,000, this home is listed about 15% above the Casselberry median of $320,000. The market section on this page shows how the area is trending.

Which schools are assigned to 640 DIANE CIRCLE?+

Casselberry Elementary School (elementary), South Seminole Middle School (middle), Winter Springs High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of AGENT TRUST REALTY CORPORATION · Ana Manzo. MLS #S5152799.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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