
3600 YELLOW BIRD COURT, ST CLOUD, FL, 34772
Active32 days on marketListed Jun 30, 2026MLS #S5152658
About this home
3600 YELLOW BIRD COURT
Welcome home to this beautifully maintained 3-bedroom, 2-bathroom residence nestled on a desirable corner lot with peaceful pond views in one of St. Cloud's most convenient locations. From the moment you arrive, you'll appreciate the inviting curb appeal, spacious layout, and move-in-ready condition that make this home truly stand out. Step inside to discover soaring ceilings, an abundance of natural light, and an open floor plan designed for both everyday living and effortless entertaining. The split-bedroom layout offers added privacy, while the spacious living and dining areas flow seamlessly into the heart of the home. The kitchen overlooks the main living space, making it easy to stay connected while preparing meals or hosting family and friends. Just beyond, the screened lanai provides the perfect place to enjoy your morning coffee, unwind after a long day, or take in the tranquil pond views. The fully fenced backyard offers plenty of room for pets, play, gardening, or creating your own outdoor retreat. The spacious primary suite serves as a private escape, featuring an en-suite bathroom and generous closet space. Two additional bedrooms provide flexibility for guests, a home office, or a growing family. Ideally located just minutes from the Florida Turnpike, Lake Nona Medical City, Orlando International Airport, shopping, dining, and everyday conveniences, this home offers the perfect balance of peaceful living and an easy commute. With a low HOA and a location that continues to grow in demand, this is an incredible opportunity for first-time buyers, families, or anyone looking to enjoy all that Central Florida has to give. Don't miss your chance to own this move-in-ready home with water views, a fenced yard, and a location you'll love. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,697
Sqft
0.2 ac
Lot size
2
Garage
2001
Year built
One
Levels
$236
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,197 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,197/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.9%
$/sqft vs St Cloud actives
$236 vs $219
Days on market
32 vs 33 typical
Where $236/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
214 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 3600 YELLOW BIRD COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$398,000
3594 YELLOW BIRD COURT · same community
4 bd · 2 ba · 1,850 sqft · $215/sqft · 119 DOM
Sold · Dec ’25$309,000
3586 YELLOW BIRD COURT · same community
3 bd · 2 ba · 1,530 sqft · $202/sqft · 76 DOM
Sold · Jun ’26$399,000
2398 SWEETWATER BOULEVARD
3 bd · 2 ba · 1,672 sqft · $239/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3600 YELLOW BIRD COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3600 YELLOW BIRD COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3600 YELLOW BIRD COURT FAQs
What would the monthly payment be for 3600 YELLOW BIRD COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,197/mo — principal and interest, the actual property-tax bill, the $27/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3600 YELLOW BIRD COURT?+
The association fee works out to $27 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3600 YELLOW BIRD COURT?+
The most recent tax bill on record (2025) was $5,742. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3600 YELLOW BIRD COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $399,998, this home is listed about 6% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3600 YELLOW BIRD COURT?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY LLC · Jonathan Ruiz. MLS #S5152658.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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