David Ramirez
Short-Term Rental Eligible
$510,0004 bd2 ba2,486 sqft$205 /sqft$4,770 /mo all-in ↓

8972 DOVE VALLEY WAY, DAVENPORT, FL, 33896

Active34 days on marketListed Jul 2, 2026MLS #S5152621

Single Family ResidenceSTONEYBROOK SOUTH PH 1

About this home

8972 DOVE VALLEY WAY

Virtually Staged. LIVE LIKE A CHAMPION! FULL GOLF MEMBERSHIP INCLUDED IN THE HOA! Perfectly positioned on one of the most sought-after homesites in ChampionsGate Country Club, this exceptional residence offers breathtaking golf course views, a premium cul-de-sac location, and is just steps from The Plaza clubhouse with its restaurant, bar, fitness center, pickleball courts, resort-style pools, and more. Overlooking the 14th tee box, the home enjoys a peaceful, open setting with spectacular south-facing views that can be enjoyed year-round. Paid-off solar keeps electric costs exceptionally low. Monthly electric bills average around $55 per month, with winter bills as low as $33 (primarily taxes and fixed utility fees that cannot be offset by solar) and summer bills typically around $75. Inside, you’ll immediately appreciate the extensive upgrades and meticulous care throughout. Designer tile flooring flows throughout the main living areas, while every bedroom features elevated designer carpeting for a luxurious finish. The gourmet kitchen is beautifully appointed with 42” solid wood cabinetry, striking leathered granite countertops, stainless steel appliances, and abundant workspace, creating the perfect setting for everyday living and entertaining. What truly sets this home apart is the one-of-a-kind climate-controlled Florida room, adding approximately 300 square feet of heated and cooled living space not found in any other home in ChampionsGate Country Club. Flooded with natural light through walls of windows, this incredible space creates the perfect sunroom, second living area, reading room, or entertaining space while showcasing the stunning golf course views. The spacious primary suite offers a relaxing retreat with a beautifully appointed en-suite bath featuring premium finishes, while the additional bathrooms continue the home’s upscale feel with high-end cabinetry, countertops, and fixtures throughout. Additional peace of mind comes from a brand-new HVAC system installed in June 2026, providing years of efficient comfort. As a resident of ChampionsGate Country Club, your HOA includes FULL GOLF MEMBERSHIP, cable, internet, lawn maintenance, and access to three incredible amenity centers. Enjoy the renowned Oasis Club featuring a resort-style pool, lazy river, waterslide, fitness center, movie theater, restaurant, tiki bar, and more. Country Club residents also enjoy exclusive access to The Plaza, offering two additional pools, pickleball courts, fitness center, restaurant, bar, and a $75 monthly food and beverage credit. You’ll also have access to The Retreat Club, completing one of Central Florida’s premier resort-style lifestyles. This is a rare opportunity to own one of the most unique and beautifully upgraded homes in ChampionsGate Country Club, combining an unmatched location, one-of-a-kind additional living space, and luxury finishes throughout.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,486

Sqft

0.23 ac

Lot size

2

Garage

2013

Year built

One

Levels

$205

Per sqft

Golf Course viewPets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewGolf Course
FacesNorth
ExteriorIrrigation System · Sidewalk

Community & fees

HOA fee$889/mo
Taxes (2025)$5,914/yr
PetsYes
CommunityClubhouse · Dog Park · Gated Community - Guard · Golf · Irrigation-Reclaimed Water · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,770 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,002
FHA mortgage insurance (est.)$226
Property tax — 2025 actual bill$493
HOA fee — from the listing$889
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,850Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,850
Interest rate6.00%
Loan term

Estimated payment

$4,770/mo

Principal & interest$3,002
FHA mortgage insurance (est.)$226
Property taxes (actual bill)$493
HOA / condo fee$889
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $510K
$424KedgeAI estimate $457,647 · range $441K$477K$530K

vs edgeAI estimate

+11.4%

$/sqft vs STONEYBROOK SOUTH PH 1

$205 vs $184

Days on market

34 vs 51 typical

Where $205/sqft sits among the 14 homes for sale in STONEYBROOK SOUTH PH 1

4
3
3
1 · this home
1
2
$152–167$167–181$181–195$195–210$210–224$224+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Champions Gate, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityChampions Gate
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,285/mo median

MarketDavenport
Annual gross at median$27,420
Gross yield on this price5.4%
Homes for rent right now529

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

The Four Corners short-term market

▼ Softening

48%

Occupancy

▼ 37% yr/yr

$325

Avg nightly rate

▲ 13% yr/yr

$38K/yr

Revenue per listing

$151

RevPAR

78 days

Booking lead time

5.7 nights

Avg stay

3

Typical min nights

11,479

Active rentals

▼ 20% supply

Seasonality — monthly occupancy

Peaks at 57% in Jul · bottoms at 36% in Jun

44%
56%
55%
54%
44%
36%
57%
48%
39%
44%
44%
46%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Four Corners — the projection above is specific to this home’s size.

Where it sits

Inside Champions Gate

Map of 8972 DOVE VALLEY WAY inside its neighborhood boundary

Drive times from this address

Walt Disney World20 min
Universal Orlando30 min
Downtown Orlando36 min
Orlando Int’l Airport (MCO)41 min
Downtown Tampa62 min
Tampa Int’l Airport (TPA)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Champions Gate is a short-term-rental community. See the full guide →

Champions Gate — neighborhood snapshot

Population

2,029

Median age

38

Median income

$101,226

Median home value

$429,800

Avg household

3

Households w/ children

214

For the school run

Osceola County School District

ElementaryWestside K-8 School★★★★
HighPoinciana High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$350K$355K

Davenport median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

5 of 14

STONEYBROOK SOUTH PH 1 have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 36% above the DAVENPORT 33896 median. See the full Davenport market guide →

Paper trail

This home's history

Jul 2, 2026Listed at $510,000 · 34 days on market since
2013Built · STONEYBROOK SOUTH PH 1

Reality check

What actually sold near 8972 DOVE VALLEY WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1390 PALMETTO DUNES STREETSold · Sep ’25

$422,000

1390 PALMETTO DUNES STREET · same community

3 bd · 3 ba · 2,571 sqft · $164/sqft · 32 DOM

8956 DOVE VALLEY WAYSold · Dec ’25

$589,000

8956 DOVE VALLEY WAY · same community

4 bd · 3 ba · 2,381 sqft · $247/sqft · 9 DOM

8914 DOVE VALLEY WAYSold · Aug ’25

$555,000

8914 DOVE VALLEY WAY · same community

4 bd · 3 ba · 2,381 sqft · $233/sqft · 170 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8972 DOVE VALLEY WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8972 DOVE VALLEY WAY — before you fall in love.

See it in person

Schedule a tour

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Straight answers

8972 DOVE VALLEY WAY FAQs

What would the monthly payment be for 8972 DOVE VALLEY WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,770/mo — principal and interest, the actual property-tax bill, the $889/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8972 DOVE VALLEY WAY?+

The association fee works out to $889 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8972 DOVE VALLEY WAY?+

The most recent tax bill on record (2025) was $5,914. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 8972 DOVE VALLEY WAY be rented short-term?+

Yes — this home sits inside Champions Gate, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 8972 DOVE VALLEY WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $510,000, this home is listed about 31% above the Davenport median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 8972 DOVE VALLEY WAY?+

Westside K-8 School (elementary), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$510,000 runs 36% above the DAVENPORT 33896 median — but at 2,486 sqft it's also 28% larger than the typical Davenport listing.

02Zoned for nightly rentals

Champions Gate is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Golf Course views

The golf course view is part of what you're buying — views hold value independently of the structure.

04Know the monthly fee

The association fee is $889/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

Listing courtesy of CHAMPIONSGATE REALTY · Matthew Link. MLS #S5152621.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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