David Ramirez
$287,5002 bd2 ba1,539 sqft$187 /sqft$2,667 /mo all-in ↓

2316 PALM TREE DRIVE, KISSIMMEE, FL, 34759

Active36 days on marketListed Jun 28, 2026MLS #S5152555

WaterfrontVillaSOLIVITA PH 05F

About this home

2316 PALM TREE DRIVE

Perfectly situated CORTINA model with a view of a LARGE POND in the Courtyards of Montelena subdivision of Solivita, just 4/10 mile from the Village Center. GREAT WATER VIEWS! This was a FORMER MODEL home. Enjoy the ENCLOSED & PRIVATE COURTYARD in the front of the home and the EXTENDED, SCREENED & PARTIALLY COVERED LANAI overlooking the water. The LANAI offers BEAUTIFUL VIEWS of the POND! See the FULL LENGTH VIDEO on Tour Link 1. UPGRADES INCLUDE: 8' FRONT DOOR & REAR SLIDER, 18" TILE ON THE DIAGONAL in the main living areas with carpet in the bedrooms and den. The Front Door has a glass insert. The Kitchen features Corian counters, 42" UPPER cabinets with CROWN MOLDING, RECESSED & PENDANT LIGHTS, TILE BACKSPLASH, a double-door pantry, and a separate Breakfast Nook. The Living Room & DEN have RECESSED LIGHTS. The 2nd bedroom has RECESSED LIGHTS & a ceiling fan. The Primary Bedroom has a TRAY ceiling, wall-mounted TV, ceiling fan, one large WALK-IN CLOSET, and another nicely sized closet. Its bathroom has a linen closet, Corian counter, DUAL SINKS, MAKE-UP area, a RAISED VANITY, and a walk-in tile shower with Listello accent, bench, and a COMFORT HEIGHT commode. The 2nd bathroom has a tub with shower, Corian counter, a RAISED VANITY, and a COMFORT HEIGHT commode. The Laundry Room includes a washer & dryer. The LANAI is EXTENDED & SCREENED with paver flooring and overlooks the POND. The Garage has a side door leading to the front courtyard, a wash basin, BUILT-IN SHELVES, and an EPOXY floor with large confetti chips. DOUBLE PANED WINDOWS have 2" faux wood blinds, and the slider has vertical blinds. Solivita is an active adult 55+ community located in Kissimmee, Florida. It is approximately 50 minutes from Disney World & the Orlando International Airport. Solivita has a total of 5,470 homes. Approximately 10,000 - 11,000 people live in Solivita during the winter while approximately 7,500 live in Solivita during the summer. Enjoy your active years in this piece of paradise. Solivita's amenities include: - a manicured SOFTBALL diamond & field - 36 holes of CHAMPIONSHIP GOLF that can be played by joining the Stonegate Golf Club or paying as you go - 2 STATE of the Art AMENITY centers with updated exercise equipment, yoga studio & meeting rooms - 3 restaurants - 14 HEATED POOLS - 17 PICKLEBALL courts - 9 TENNIS courts - 4 BOCCE BALL courts - 4 SHUFFLEBOARD courts - 3 HORSESHOE pits - a BILLIARDS room - miles of bike paths - 2 DOG PARKS (Small & Large Dogs) - Corn Hole - Tot Lot PLAYGROUND - COMMUNITY GARDEN - over 250 resident clubs. The HOA: - maintains the LANDSCAPING & IRRIGATION systems in the common areas as well as at individual homesites - maintains the roads throughout the community - PROVIDES SECURITY with gate guards and mobile patrols including the Polk County Sheriff - allows AUTOMATED GATE ACCESS for residents via license plate readers - provides residents with Fiber Optic Internet & TV service.***Poinciana Lakes Plaza is a MAJOR NEW SHOPPING CENTER that opened directly across from the Solivita Main Gate in Summer of 2024. It features Sprouts Grocery, TJ MAXX, Ross, Burlington, Rack Room Shoes, 5 Below, Ulta, Outback, First Watch, 5 Guys, Urgent Care, Dentist, TD Bank, Petco & Hair Cuttery PLUS MORE TO COME.***

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,539

Sqft

0.09 ac

Lot size

2

Garage

2007

Year built

One

Levels

$187

Per sqft

WaterfrontWater viewNegotiable55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Split Bedroom · Tray Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Heat Pump
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingGarage Door Opener · Golf Cart Parking
ExteriorCourtyard · Irrigation System · Lighting

Community & fees

HOA fee$292/mo
Taxes (2025)$4,749/yr
PetsYes
CommunityFishing · Association Recreation - Lease · Buyer Approval Required · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Handicap Modified · Irrigation-Reclaimed Water · Park · Playground · Pool · Restaurant · Sidewalks · Special Community Restrictions · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesElectricity Connected · Fiber Optics · Private · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,667 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,692
FHA mortgage insurance (est.)$127
Property tax — 2025 actual bill$396
HOA fee — from the listing$292
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,063Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,063
Interest rate6.00%
Loan term

Estimated payment

$2,667/mo

Principal & interest$1,692
FHA mortgage insurance (est.)$127
Property taxes (actual bill)$396
HOA / condo fee$292
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $288K
$246KedgeAI estimate $261,445 · range $257K$264K$299K

vs edgeAI estimate

+10%

$/sqft vs Kissimmee actives

$187 vs $207

Days on market

36 vs 45 typical

Where $187/sqft sits among the 400 Kissimmee actives

98
116 · this home
93
44
19
30
$154–182$182–210$210–239$239–267$267–296$296+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Solivita

Map of 2316 PALM TREE DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World35 min
Universal Orlando45 min
Orlando Int’l Airport (MCO)50 min
Downtown Orlando51 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

Solivita — neighborhood snapshot

Population

7,195

Median age

69

Median income

$65,133

Median home value

$323,540

Avg household

2

Households w/ children

196

For the school run

Polk County School District

ElementaryPalmetto Elementary School★★★★★
MiddleLake Marion Creek Middle School★★★★
HighHaines City Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer8.9 months of inventoryBuyer’s market

$369K$358K

Kissimmee median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

171 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 32% above the KISSIMMEE 34759 median. See the full Kissimmee market guide →

Paper trail

This home's history

Jun 28, 2026Listed at $287,500 · 36 days on market since
2007Built · SOLIVITA PH 05F

Reality check

What actually sold near 2316 PALM TREE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

925 GRAND CANAL DRSold · Aug ’25

$282,000

925 GRAND CANAL DR

2 bd · 2 ba · 1,543 sqft · $183/sqft · 6 DOM

560 GRAND CANAL DRSold · Feb ’26

$274,900

560 GRAND CANAL DR

2 bd · 2 ba · 1,543 sqft · $178/sqft · 130 DOM

532 PASADENA PLSold · Jul ’26

$193,120

532 PASADENA PL

2 bd · 2 ba · 1,548 sqft · $125/sqft · 131 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2316 PALM TREE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2316 PALM TREE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2316 PALM TREE DRIVE FAQs

What would the monthly payment be for 2316 PALM TREE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,667/mo — principal and interest, the actual property-tax bill, the $292/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2316 PALM TREE DRIVE?+

The association fee works out to $292 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2316 PALM TREE DRIVE?+

The most recent tax bill on record (2025) was $4,749. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2316 PALM TREE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $287,500, this home is listed about 24% below the Kissimmee median of $379,850. The market section on this page shows how the area is trending.

Which schools are assigned to 2316 PALM TREE DRIVE?+

Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BORCHINI REALTY · Charles Borchini. MLS #S5152555.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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