David Ramirez
$485,0006 bd3 ba3,256 sqft$149 /sqft$3,296 /mo all-in ↓

3437 BRANT STREET, ST CLOUD, FL, 34772

Active28 days on marketListed Jun 25, 2026MLS #S5152542

Single Family ResidenceMALLARD POND PH 3

About this home

3437 BRANT STREET

STOP SCROLLING,THIS MAY BE THE HOME YOU'VE BEEN WAITING FOR! From the moment you arrive, this stunning home makes a statement with its beautiful stone-accented exterior, inviting front porch, paver driveway, and spacious 3 car garage.Step inside and prepare to be impressed! The flexible front space can be used as a formal living and dining room or transformed into the ultimate entertaining area. The heart of the home is the gorgeous kitchen, featuring tall cabinetry, granite countertops, abundant storage, and an open concept design that flows seamlessly into the spacious family room—perfect for gatherings of any size.Need a guest suite or home office? You'll love the convenience of having one bedroom and a full bathroom on the first floor.Head upstairs and discover an oversized loft that's ready for movie nights, a game room, or additional living space. You'll also find four generously sized bedrooms, offering plenty of room for everyone. The impressive primary suite is privately tucked away from the secondary bedrooms and features two walk-in closets, a spacious ensuite bathroom, and a separate sitting area ideal for a reading nook, nursery, or home office.And just when you think it can't get any better... step outside to the massive screened porch that stretches nearly the entire width of the home, creating the perfect place to relax, entertain, or simply unwind while taking in the breathtaking lake views.This isn't just a house it's the backdrop for your next chapter. Schedule your private showing today before someone else calls it home!

Facts & features

The home at a glance

6

Bedrooms

3

Bathrooms

3,256

Sqft

0.26 ac

Lot size

3

Garage

2013

Year built

Two

Levels

$149

Per sqft

Inside

FlooringCarpet · Laminate · Porcelain Tile
AppliancesDishwasher · Disposal · Microwave · Range
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNortheast
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$66/mo
Taxes (2025)$4/yr
PetsNo

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,296 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,855
FHA mortgage insurance (est.)$215
Property tax — 2025 actual bill$0
HOA fee — from the listing$66
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,975Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,975
Interest rate6.00%
Loan term

Estimated payment

$3,296/mo

Principal & interest$2,855
FHA mortgage insurance (est.)$215
Property taxes (actual bill)$0
HOA / condo fee$66
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Cloud actives

$149 vs $221

Days on market

28 vs 33 typical

Where $149/sqft sits among the 400 St Cloud actives

72 · this home
136
100
41
15
36
$149–186$186–223$223–260$260–297$297–335$335+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mallard Pond

Map of 3437 BRANT STREET inside its neighborhood boundary

Drive times from this address

Universal Orlando35 min
Orlando Int’l Airport (MCO)36 min
Walt Disney World37 min
Downtown Orlando37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

Mallard Pond — neighborhood snapshot

Population

1,400

Median age

39

Median income

$94,697

Median home value

$352,507

Avg household

4

Households w/ children

146

For the school run

Osceola County School District

ElementarySt. Cloud Elementary School★★★★★
HighSt. Cloud High School★★★★★
MiddleNeptune Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

194 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% above the ST CLOUD 34772 median. See the full St Cloud market guide →

Paper trail

This home's history

Jun 25, 2026Listed at $485,000 · 28 days on market since
2013Built · MALLARD POND PH 3

Reality check

What actually sold near 3437 BRANT STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3508 SAXONY LANESold · May ’26

$420,000

3508 SAXONY LANE · same community

5 bd · 2.5 ba · 2,518 sqft · $167/sqft · 38 DOM

3416 MALLARD POND BOULEVARDSold · Jun ’26

$380,000

3416 MALLARD POND BOULEVARD · same community

4 bd · 2 ba · 1,972 sqft · $193/sqft · 57 DOM

3406 BRANT STREETSold · Mar ’26

$400,000

3406 BRANT STREET · same community

4 bd · 2 ba · 1,972 sqft · $203/sqft · 43 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3437 BRANT STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3437 BRANT STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3437 BRANT STREET FAQs

What would the monthly payment be for 3437 BRANT STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,296/mo — principal and interest, the actual property-tax bill, the $66/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3437 BRANT STREET?+

The association fee works out to $66 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3437 BRANT STREET?+

The most recent tax bill on record (2025) was $4. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3437 BRANT STREET?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $485,000, this home is listed about 14% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3437 BRANT STREET?+

St. Cloud Elementary School (elementary), St. Cloud High School (high), Neptune Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ONE TEAM REALTY · Beatriz Salvatella. MLS #S5152542.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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