David Ramirez
$480,000$490,0005 bd3.5 ba2,813 sqft$171 /sqft$3,747 /mo all-in ↓

4104 QUAIL NEST COURT, ST CLOUD, FL, 34772

Active39 days on marketListed Jun 25, 2026MLS #S5152503

Reduced $10KPrivate poolSingle Family ResidenceQUAIL WOOD UNIT 02

About this home

4104 QUAIL NEST COURT

Virtually Staged. Welcome to this spacious two-story pool home located in the desirable Quail Wood subdivision of Saint Cloud. Offering 5 generously sized bedrooms and 3.5 bathrooms, this home features two primary suites—one conveniently located on the first floor and another upstairs—making it an excellent option for multi-generational living or accommodating guests. The formal living and dining rooms provide plenty of space for entertaining family and friends, while the kitchen offers abundant cabinet storage, a large pantry, and a spacious dinette overlooking the pool area. Step outside to enjoy your morning coffee or relax in the screened lanai featuring a large patio and private pool, creating an ideal setting for outdoor gatherings. Enjoy the fully fenced back yard. The inviting family room features laminate flooring and a cozy wood-burning fireplace, providing a comfortable space to unwind. The first-floor primary suite includes dual walk-in closets, a spacious en-suite bathroom with a soaking tub and separate shower, and plenty of room to relax. All bedrooms feature durable laminate flooring for easy maintenance. With its spacious layout and outstanding features, this home offers an incredible opportunity to customize and create the living space you've always envisioned. Schedule your private showing today—opportunities like this don't last long!

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

2,813

Sqft

0.38 ac

Lot size

2

Garage

2000

Year built

Two

Levels

$171

Per sqft

Private poolFireplacePets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Microwave · Range
InteriorCeiling Fan(s) · Primary Bedroom Main Floor
LaundryOther
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
FacesEast
ParkingGarage Faces Side
ExteriorSidewalk

Community & fees

Taxes (2025)$6,585/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,747 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,826
FHA mortgage insurance (est.)$212
Property tax — 2025 actual bill$549
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,800
Interest rate6.00%
Loan term

Estimated payment

$3,747/mo

Principal & interest$2,826
FHA mortgage insurance (est.)$212
Property taxes (actual bill)$549
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Cloud actives

$171 vs $219

Days on market

39 vs 43 typical

Where $171/sqft sits among the 400 St Cloud actives

100 · this home
137
78
43
10
32
$160–194$194–228$228–262$262–296$296–330$330+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 4104 QUAIL NEST COURT

Drive times from this address

Universal Orlando43 min
Orlando Int’l Airport (MCO)43 min
Walt Disney World44 min
Downtown Orlando44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34772 — neighborhood snapshot

Population

33,542

Median age

39.9

Median income

$86,900

Median home value

$352,400

Avg household

3.05

Households w/ children

4,027

For the school run

Osceola County School District

ElementaryHickory Tree Elementary School★★★★★
MiddleSt. Cloud Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$412K$407K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

213 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 30% above the ST CLOUD 34772 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $480,000 $10K
Jun 25, 2026Listed at $490,000 · 39 days on market since
2000Built · QUAIL WOOD UNIT 02

Reality check

What actually sold near 4104 QUAIL NEST COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4266 LA SALLE AVENUESold · Sep ’25

$775,000

4266 LA SALLE AVENUE

4 bd · 3.5 ba · 2,795 sqft · $277/sqft · 56 DOM

3798 RAMBLER AVE.Sold · Mar ’26

$725,000

3798 RAMBLER AVE.

5 bd · 3.5 ba · 2,707 sqft · $268/sqft · 6 DOM

3636 MOCA DRIVESold · May ’26

$480,000

3636 MOCA DRIVE

6 bd · 3 ba · 2,615 sqft · $184/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4104 QUAIL NEST COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4104 QUAIL NEST COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

4104 QUAIL NEST COURT FAQs

What would the monthly payment be for 4104 QUAIL NEST COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,747/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4104 QUAIL NEST COURT?+

The most recent tax bill on record (2025) was $6,585. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4104 QUAIL NEST COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $480,000, this home is listed about 12% above the St Cloud median of $429,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4104 QUAIL NEST COURT?+

Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$480,000 runs 30% above the ST CLOUD 34772 median — but at 2,813 sqft it's also 41% larger than the typical St Cloud listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $490,000, now $480,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of REALTYCITY INC · Jesse Carriedo. MLS #S5152503.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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